Payslip Explainer
Paste your payslip text and get a plain-English explanation of every line — gross pay, tax, National Insurance, pension, student loan, and net pay. Runs on your device — nothing is sent anywhere.
Smart Analysis Mode: The tool will detect common payslip items (gross pay, tax, NI, pension, net pay) using pattern matching instead.
How This AI Tool Works
This tool uses Chrome's built-in AI to read your payslip text and explain each item in plain English. Your payslip data is processed entirely on your device — nothing is uploaded to any server. This makes it safe for sensitive financial information.
If Chrome AI is not available, the tool falls back to regex-based pattern matching that identifies common payslip items like gross pay, income tax, National Insurance, pension contributions, student loan deductions, and net pay.
Common Payslip Items Explained
- Gross Pay — Your total earnings before any deductions
- Income Tax (PAYE) — Tax deducted based on your tax code and earnings
- National Insurance (NI) — Contributions toward state benefits and NHS
- Pension — Your workplace pension contribution
- Student Loan — Repayment deducted if you earn above the threshold
- Net Pay — What you actually take home after all deductions
Privacy-First AI
Unlike cloud-based tools that upload your financial data to remote servers, this tool processes everything locally. Your payslip information never leaves your browser. This is possible because Chrome runs the Gemini Nano AI model directly on your hardware.