bKash Charge Calculator 2026
Calculate bKash charges for cash out, send money, payment, and bank transfer instantly. Updated with 2026 rates.
bKash vs Nagad vs Rocket Comparison
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bKash Charge List 2026 — Complete Guide
bKash is the largest mobile financial service (MFS) provider in Bangladesh with over 70 million active accounts. Whether you are sending money, cashing out from an agent, or transferring funds to your bank account, understanding the exact charges helps you save money on every transaction. This calculator uses the official bKash charge schedule updated for 2026.
bKash Cash Out Charges
Cash out is the most frequently used bKash service and carries the highest charge. When you cash out from a bKash agent, the charge is 1.85% of the transaction amount. For example, cashing out ৳10,000 from an agent costs ৳185, and you receive ৳9,815. ATM cash out charges are slightly higher at 2% with a minimum charge of ৳25. If you frequently cash out large amounts, consider using agent cash out to save on charges.
bKash Send Money
Sending money from one bKash account to another is completely free regardless of the amount. This makes bKash an excellent way to transfer money to family members, friends, or business contacts without any cost. There is no limit on the number of free send money transactions per day, though individual transaction limits apply based on your account type.
bKash to Bank Transfer
Transferring money from your bKash account to any bank account in Bangladesh costs a flat ৳25 per transaction regardless of the transfer amount. This is a cost-effective option for larger transfers compared to cash out charges. The transfer typically takes 1-2 business days to reflect in your bank account.
bKash Charge Formulas
Agent Cash Out: Charge = Amount x 1.85 / 100
ATM Cash Out: Charge = max(Amount x 2 / 100, ৳25)
Bank Transfer: Charge = ৳25 (flat)
Send Money / Payment: Charge = ৳0 (Free)
Tips to Save on bKash Charges
Use send money instead of cash out when possible — it is free. For larger amounts, bank transfer at ৳25 flat is cheaper than agent cash out. For example, transferring ৳25,000 to a bank costs ৳25, while agent cash out would cost ৳462.50. Consider using Nagad for cash out as their rate is 1.49% compared to bKash's 1.85%. Always check for promotional offers that occasionally waive or reduce charges.
bKash vs Nagad vs Rocket — Which is Cheapest?
For cash out, Nagad offers the lowest rate at 1.49% compared to bKash at 1.85% and Rocket at 1.80%. For a ৳10,000 cash out, Nagad saves you ৳36 over bKash. However, bKash has the widest agent network, which means more convenience. Rocket charges 1.80% for agent cash out. All three services offer free send money between accounts of the same provider. Choose based on your primary use case: Nagad for cheapest cash out, bKash for widest coverage, Rocket for DBBL banking integration.