CH Wealth Tax by Canton 2027 Calculator
Switzerland taxes net wealth annually at cantonal/communal level. Allowances and rates vary 50× across cantons — Zug taxes 0.15% above CHF 100K, Geneva up to 1% above CHF 1M. Calculate yours.
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Switzerland taxes net wealth annually at cantonal + communal level (no federal wealth tax). Net wealth = assets at market value minus debts and personal allowances. Top rates vary from 0.13% (Nidwalden) to ~1% (Geneva, Vaud) — a 7× difference that compounds over a lifetime.
How Net Wealth Is Calculated
Assets: bank deposits, securities (Steuerwert), real estate (cantonal valuation, usually ~70% market), business equity, vehicles, jewelry. Pillar 3a NOT included (privileged). Minus: mortgage, consumer debt, personal allowance (CHF 50K-200K + extras for children).
Cantonal Rate Comparison
Zug 0.13-0.15%, Nidwalden 0.13%, Schwyz 0.17% — the 'low-tax cantons'. Zurich 0.3%, Basel-Stadt 0.6%, Bern 0.55%. Geneva 0.5-1.0%, Vaud 0.5-0.95%. Higher communal multipliers in cities. A CHF 5M portfolio: CHF 7,500/yr in Zug vs CHF 50,000/yr in Geneva.
Allowances and Deductions
Personal allowance: typically CHF 50,000-200,000 per individual (married = 2× single). Children: CHF 10,000-30,000 each. Business assets often partially exempt (cantonal variation). Reduce taxable wealth before applying rate.
Relocation Math
For wealth > CHF 5M, annual wealth tax differential can hit CHF 30,000-50,000/yr. Move costs (admin, AHV continuity) typically Last updated May 2026. Sources: ESTV Wealth Tax Overview, Cantonal Tax Calculators.