Estonia Income Tax 2027 Calculator (Tulumaks 22%)

Estonia flat 22% personal income tax (raised from 20% in 2025). Basic deduction EUR 654/month for residents. Source: emta.ee.

Basic exemption EUR 7,848/year (EUR 654/month). Phases out for incomes EUR 14,400-25,200, fully phased out above EUR 25,200. Housing loan interest deductible up to EUR 300/year.
Total Tax Owed
Progressive brackets
Taxable Income
Tax Owed
Effective Rate
Net Take-Home
Top Marginal
Monthly Net
Ad Space

Estonia Income Tax Brackets 2027

Estonia applies progressive income tax. Brackets: € 0+ at 22%. Tax is computed on each tranche progressively, not flat on the whole income. Source: Estonian Tax and Customs Board (emta.ee).

How Progressive Tax Works

A € 100,000 income in a estonia 2-tier (10%/30% at 50,000) system pays 10% on the first € 50,000 = € 5,000, plus 30% on the next € 50,000 = € 15,000, total € 20,000 — effective rate 20%, not 30%. Marginal rate (30%) only applies to additional income.

Allowable Deductions in Estonia

Basic exemption EUR 7,848/year (EUR 654/month). Phases out for incomes EUR 14,400-25,200, fully phased out above EUR 25,200. Housing loan interest deductible up to EUR 300/year. Standard or itemized deductions reduce taxable income. Common items: retirement contributions, professional expenses, charitable donations, mortgage interest, family allowances, healthcare costs. Filing requires receipts and documentation.

Filing Deadlines and Methods

Annual returns in Estonia are filed via the official tax-authority portal. Electronic filing is encouraged. Deadlines vary — typically Q1 or Q2 of the following year. Late filing penalties apply. Always consult Estonian Tax and Customs Board for the current year's exact deadline and methods.

Frequently Asked Questions

What are Estonia's income tax brackets?

Progressive: € 0+ → 22%. Source: Estonian Tax and Customs Board.

Is it marginal or effective rate?

Marginal: tax on the next dollar. Effective: total tax / total income. Progressive systems mean effective is always below the top marginal.

Who must file taxes in Estonia?

Generally residents with taxable income above the personal allowance. Non-residents with Estonia-source income also file. Some systems exempt low earners completely. Source: Estonian Tax and Customs Board.

What deductions can I claim?

Basic exemption EUR 7,848/year (EUR 654/month). Phases out for incomes EUR 14,400-25,200, fully phased out above EUR 25,200. Housing loan interest deductible up to EUR 300/year. Check the year's allowable items via the official tax authority.

How to file taxes in Estonia?

Most countries offer e-filing through their tax authority's portal (emta.ee). Documentation required: ID, income statements, deduction receipts. Late filing typically incurs penalties + interest.