Salary to Hourly Calculator

Convert your annual salary to an hourly rate — plus daily, weekly, biweekly, and monthly pay. Adjust hours and weeks to match your actual work schedule.

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How the Salary to Hourly Conversion Works

Converting an annual salary to an hourly rate is straightforward: divide the total annual salary by the number of hours worked per year. The number of hours per year is your hours per week multiplied by the number of weeks you work.

Hourly Rate = Annual Salary ÷ (Hours per Week × Weeks per Year)

For a standard full-time employee working 40 hours per week for 52 weeks, the total is 2,080 working hours per year. A $52,000 annual salary therefore equals exactly $25.00 per hour. This calculator makes it easy to adjust both variables — ideal for part-time roles, freelance rates, or contracts with paid leave provisions. From the hourly rate, all other pay periods are calculated: daily (hourly × hours per day), weekly (hourly × weekly hours), biweekly (annual ÷ 26), and monthly (annual ÷ 12).

Why Convert Salary to Hourly Rate?

Knowing your effective hourly rate is valuable in several real-world situations:

Job offer comparison: When evaluating two offers — one salaried and one hourly — converting to a common unit makes fair comparison easy. A $75,000 salary and a $38/hour contract can be compared directly once you account for actual hours worked.

Freelance rate setting: Freelancers and consultants who previously worked as salaried employees often use their last salary as a baseline. Converting to an hourly rate and then adding a premium for self-employment taxes, benefits gaps, and unpaid time gives a fair market freelance rate.

Overtime and pay dispute checks: Salaried employees who become eligible for overtime pay (common in some jurisdictions when reclassified as non-exempt) need to know their hourly equivalent rate to verify correct overtime payments.

Part-time to full-time modelling: If you are considering reducing to 30 hours a week, simply change the hours per week field to see how your equivalent annual salary changes. This helps with budget planning before making the switch.

Gross Pay vs Take-Home Pay

This calculator shows your gross pay — the amount before taxes and deductions are taken out. Your actual take-home (net) pay will be lower after income tax, Social Security, Medicare, state taxes, health insurance premiums, and any pension contributions are deducted.

As a rough guide, most full-time employees in the US take home 65–75% of their gross salary after standard deductions. Higher earners in high-tax states may take home closer to 55–60%. Use the take-home pay estimator linked below for a more precise after-tax figure.

All calculations run entirely in your browser using standard formulas. No data is stored or transmitted — your salary information stays completely private. Last updated: July 2026.

Common Salary to Hourly Conversions

Here are quick reference conversions for standard 40-hour, 52-week work years: A $40,000 salary equals $19.23/hr. A $50,000 salary equals $24.04/hr. A $60,000 salary equals $28.85/hr. A $75,000 salary equals $36.06/hr. A $100,000 salary equals $48.08/hr. A $150,000 salary equals $72.12/hr. These figures are all gross (before tax) and assume 2,080 working hours per year. Use this calculator to model any custom hours or salary figure precisely.

Salary to Contractor Hourly Rate — The "2× Rule" Explained

If you are leaving a salaried job to freelance or contract, the raw salary-to-hourly conversion understates what you actually need to charge. A common heuristic published by the US Small Business Administration is the "2× rule": take your equivalent salary hourly rate and roughly double it. The doubling covers (1) self-employment tax — 15.3% combined Social Security + Medicare versus the 7.65% an employee pays, (2) the value of lost employer benefits (health insurance ~$8,000/yr family, 401(k) match ~3–6% of salary, paid vacation 10–15 days), and (3) unbillable time spent on sales, admin, training, and dry spells (often 30–40% of working hours). So a salaried employee earning $75,000 ($36.06/hr) typically needs a freelance rate of $70–80/hr to net the same lifestyle. Verify against your local market — software contractors in NYC/SF/London typically charge 2.5–3× their corporate hourly equivalent.

Salary to Hourly in Other Countries — UK, Canada, Australia (2026)

The 2,080-hour assumption is a US convention. Other countries use different standards: UK typically assumes 37.5 hours/week × 52 = 1,950 hours/year (so £30,000 = £15.38/hr). The UK National Living Wage rose to £12.21/hr from April 2026 for workers 21+. Canada uses 40 × 52 = 2,080 like the US, but provincial minimum wages range from $15.00 (Saskatchewan) to $19.00 (Nunavut). Australia uses 38 hours/week × 52 = 1,976 hours/year, with a national minimum wage of AU$24.95/hr from July 2026. Germany uses 40 × 52 = 2,080 but the typical full-time contract is 35–40 hours; minimum wage is €12.82/hr (2026). Adjust the calculator's "hours per week" field to match your country's standard.

PTO-Adjusted Hourly Rate — Your Real Working Hours

The 2,080-hour standard treats every week as worked, but the average US private-sector employee gets 11 paid holidays + 11 vacation days = ~22 days off per year at 5 years of service, per US Bureau of Labor Statistics National Compensation Survey (2026). That removes 176 hours from the working year, leaving 1,904 actual worked hours. For a $75,000 salary, the headline conversion is $36.06/hr — but the PTO-adjusted hourly rate is $39.39/hr, a 9.2% uplift. Federal workers and union employees often get 30+ days off, which can push the gap above 15%. Use this adjusted figure when comparing a salaried offer to a 1099 contract that includes no paid leave — the contract needs to clear the PTO-adjusted rate to be a true financial step up, before factoring in self-employment tax and benefits.

Updated 2026-07-09. Source: US Bureau of Labor Statistics National Compensation Survey 2026; US Small Business Administration pricing strategy guide.

Salary to Hourly for Part-Time Workers — 25, 30, and 32 Hour Weeks

Full-time-equivalent (FTE) conversions assume 40 hours; if you work fewer, the hourly-rate math changes but the calculator handles it in one click. For a 30-hour workweek (common in Netherlands, Denmark, and increasingly hybrid US roles), a $60,000 salary equals $38.46/hr — a 33% uplift over the 40-hour equivalent of $28.85/hr. A 32-hour four-day workweek at the same $60,000 = $36.06/hr. A 25-hour week (typical UK part-time healthcare band) at $30,000 = $23.08/hr. When comparing offers with different hour expectations, always convert BOTH to the same hours-per-week baseline before deciding — a "lower salary" role at 30 hours can pay more per hour than a "higher salary" role at 45 hours. The BLS National Compensation Survey confirms part-time workers now make up 17% of the US workforce (2026 data) and typically earn a wage-premium per hour but forgo benefits worth ~30% of gross.

Source: US Bureau of Labor Statistics — National Compensation Survey (2026). Updated 2026-07-09.

Salary to Hourly With Overtime — How FLSA OT and Double-Time Change the Math

The 2,080-hour conversion assumes a flat 40-hour week, but many salaried-non-exempt workers — and effectively all hourly workers above 40 hours — are governed by the US Department of Labor's Fair Labor Standards Act (FLSA), which requires time-and-a-half (1.5×) on every hour worked over 40 in a workweek. Some state contracts (CA, NV, AK) and union shops also pay double-time (2.0×) after 8 hours in a single day or on the 7th consecutive workday. A $60,000 salary at 40 hrs = $28.85/hr base; the same role logging a steady 50 hrs/week (10 hrs at 1.5×) effectively earns $60,000 + 10 × 52 × $14.43 = $67,500 in annual cash compensation. Always compute your overtime hourly using your base hourly rate from this calculator, never your average — the FLSA penalty for using a blended rate as the OT base is back-wages plus 100% liquidated damages.

For salaried-exempt employees (most managers, software engineers, professionals earning over the 2026 FLSA salary threshold of $58,656/year), overtime is not required — your "effective hourly rate" simply drops as hours rise. A $90,000 salaried-exempt worker who routinely logs 55 hrs/week earns the same $90,000 but at an effective $31.47/hr — well below the $43.27/hr the calculator shows for a 40-hour assumption. Recompute hours-per-week to your real average to see the true take-home per hour, then decide if a step up to a 1099 contract at 1.5–2× hourly is worth the trade.

Salary to Hourly for Bonus, Commission, and RSU Compensation

Base salary is only part of most tech, sales, and finance compensation packages, and it distorts the "true" hourly rate the calculator shows. For total comp (base + target bonus + realized RSU vesting), always compute two hourly numbers: guaranteed hourly (base ÷ 2,080) and on-target hourly (total comp ÷ 2,080). Example: a $180,000 base + $40,000 bonus + $60,000 annual RSU vest = $280,000 total. Guaranteed hourly is $86.54, but on-target hourly is $134.62. Sales reps with 50/50 base/commission splits should use the trailing 12-month realized commission — per the BLS National Compensation Survey (2026), only 68% of sales reps hit 100% of quota, so plan the hourly on 80% attainment, not 100%. RSU vesting adds volatility: a 4-year cliff schedule can swing effective hourly by ±30% year over year. For contractor/1099 pricing decisions, use the guaranteed hourly floor — never the on-target ceiling.

Updated 2026-07-17. Source: BLS National Compensation Survey (2026) + IRS Rev. Proc. 2025-32 (401k limits).

Common Salary to Hourly Lookups: "$70,000 a Year is How Much an Hour?"

Direct lookup at the standard US 2,080-hour year (40 hrs × 52 weeks). For each row, the post-tax hourly rate assumes a single filer using the 2026 federal standard deduction ($15,000), no state tax, and FICA. Per BLS National Compensation Survey 2026 data:

To convert annual salary to a real "billable" rate for 1099 / contract pricing, multiply the gross hourly by approximately 1.5–2.0× to cover self-employment tax (15.3% combined), unbilled prospecting time (~25% of working hours), health insurance ($800–$1,500/month), retirement contribution, and PTO. Example: $100K W-2 salary ≈ $48/hr gross → contractor needs to charge $72–$96/hr to break even on take-home and total compensation.

Frequently Asked Questions

How do I convert salary to hourly rate?

Divide the annual salary by the total hours worked per year. Total hours = hours per week × weeks per year. For example, $52,000 ÷ (40 hours × 52 weeks) = $25.00 per hour.

What is a standard work year for salary calculations?

The standard full-time work year is 2,080 hours: 40 hours per week × 52 weeks. Part-time workers and contractors should adjust hours per week accordingly.

How is biweekly pay calculated?

Biweekly pay is your annual salary divided by 26 pay periods. A $65,000 salary paid biweekly equals $2,500 per paycheck before taxes.

Does this account for taxes or deductions?

No. This calculator shows gross pay — your earnings before taxes, pension, health insurance, or other deductions. Use a take-home pay estimator to estimate net income.

Is this calculator free to use?

Yes, completely free with no sign-up required. All calculations run privately in your browser — no data is sent anywhere.

Can I calculate pay for part-time work?

Yes. Simply change the hours per week to your actual schedule (e.g. 20 for half-time, 30 for three-quarter time). The calculator adjusts all figures accordingly.

Why does weeks per year matter?

Most salaried workers work 52 weeks per year, but some contracts use 50 weeks to account for unpaid leave. Changing weeks per year lets you match your actual contract terms.

What hourly rate should I charge if I leave a $75K salary to freelance?

A common heuristic from the US Small Business Administration is the "2× rule": double your equivalent salary hourly rate. $75,000 / 2,080 hours = $36.06/hr employee equivalent → charge approximately $70–80/hr as a contractor. The doubling covers self-employment tax (15.3% vs 7.65%), lost employer benefits ($8K family health + 401(k) match + paid time off), and the 30–40% of contractor hours that are unbillable (sales, admin, dry spells). Software contractors in major US metros often charge 2.5–3× their corporate equivalent.

Why does the UK use 1,950 hours per year instead of 2,080?

The UK standard full-time working week is 37.5 hours rather than the US 40 hours, so 37.5 × 52 = 1,950 working hours per year. A £30,000 UK salary therefore equates to £15.38/hr (vs £14.42 if the US 2,080 hours were used). Australia uses 38 × 52 = 1,976 hours, while Germany typically contracts at 35–40 hours per week. Adjust the "hours per week" field on this calculator to match your country.

What is my real hourly rate after PTO and holidays?

Per the US BLS National Compensation Survey, the average US private-sector employee at 5 years of service gets ~22 paid days off (11 holidays + 11 vacation) — about 176 hours. That cuts the working year from 2,080 down to 1,904 actual hours. A $75,000 salary therefore is $36.06/hr at face value but $39.39/hr PTO-adjusted — a 9.2% uplift. Use the PTO-adjusted rate when comparing salaried roles to 1099 contracts that include no paid leave.

How do I compare a salary to a freelance contract that has no PTO?

Use the PTO-adjusted rate. Start with your salaried hourly: $75K ÷ 2,080 = $36.06/hr. Adjust for ~176 PTO hours per year: $75K ÷ 1,904 = $39.39/hr. Then apply the 2× rule (self-employment tax + lost benefits + unbillable hours) → you need to charge roughly $78–80/hr as a contractor to match the same net lifestyle. Anything less is a real-terms pay cut.

$70,000 a year is how much an hour after taxes in 2026?

$70,000/year ÷ 2,080 hours = $33.65/hr gross. After federal income tax + FICA on a single-filer return with the 2026 standard deduction ($15,000), the effective tax rate is roughly 22%, leaving about $54,400/year net or $26.16/hr post-tax. State tax adds another 0–7% depending on residency. Pre-tax 401(k) contributions reduce this slightly — a $5,000 contribution saves ~$1,100 in federal tax, lifting net hourly to $26.69.

$80,000 a year is how much per hour, biweekly, monthly?

$80,000/year breaks down to: $38.46/hr gross at 2,080 hours; $1,538 weekly; $3,077 biweekly (26 pay periods); $6,667 monthly. After federal + FICA (~23% effective), net annual is ~$61,500 or $29.42/hr. Add state tax: California single filer nets ~$58,300 ($28.04/hr); Texas/Florida (no state tax) nets ~$61,500 ($29.42/hr). Most middle-class US salary lookups happen at $75K-$100K — this band is also where 401(k) and HSA contributions deliver the highest marginal tax savings.

How does overtime change my salary-to-hourly conversion under FLSA?

For non-exempt employees, the FLSA (US Department of Labor) requires 1.5× base hourly on hours worked beyond 40 in a workweek. The OT base rate is computed from your salaried equivalent at 2,080 hours, not your blended actual rate. A $60K salaried-non-exempt employee at $28.85/hr base earns $43.27/hr for every OT hour. California, Nevada, Alaska, and some union contracts also pay 2× double-time after 8 hours in a day or on the 7th consecutive workday. The 2026 FLSA exempt salary threshold is $58,656/year — below that, OT is mandatory even for "salaried" employees.

Why does my "effective hourly rate" drop the more I work?

For salaried-exempt employees the annual pay is fixed regardless of hours, so working 55 hrs/week instead of 40 lowers the effective hourly. A $90,000 exempt employee at 40 hrs = $43.27/hr; at 55 hrs the same $90K = $31.47/hr — a 27% real pay cut for the extra hours. This is why software engineers and managers track "true hours" — if you are consistently above 50/week, ask for the salary uplift, or compute a 1099 day-rate that beats the diluted hourly equivalent.

What hourly rate is a $60,000 salary at 30 hours per week (four-day workweek)?

$60,000 / (30 hours × 52 weeks) = $38.46/hr — a 33% uplift over the standard 40-hour equivalent of $28.85/hr. Four-day and 30-hour weeks are increasingly common (Netherlands, Iceland, and some US pilots). When comparing offers, always convert to the same hours-per-week baseline before deciding — a "lower salary" 30-hour role often pays more per hour than a "higher salary" 45-hour role, and preserves personal time worth ~$8,000/year at median earnings.

Does the salary to hourly calculator work for teachers on a 9-month school year?

Yes — set weeks per year to 36–40 (typical US K-12 teacher contract) instead of 52. A $50,000 teacher salary over 36 weeks × 40 hours = 1,440 hours = $34.72/hr, meaningfully higher than the naive $24.04/hr at 2,080 hours. Some districts pay salary over 12 months even though work runs 9 months (deferred pay); others pay only during working months. Use the actual contracted weeks, not the pay-schedule months, for the true hourly equivalent — this matters when comparing to summer tutoring or private-school offers.

How do I include RSU vesting or annual bonus in my salary-to-hourly rate?

Compute two hourly numbers: guaranteed (base ÷ 2,080) and on-target (base + target bonus + expected RSU vest ÷ 2,080). A $180K base + $40K bonus + $60K annual RSU = $86.54 guaranteed vs $134.62 on-target. Never use total comp when negotiating a 1099 rate — RSUs vanish when you leave, and bonus is at-will. Use guaranteed hourly for contractor pricing decisions, on-target hourly only for job-offer comparisons where both roles include equity.

What is the difference between a $75K salary and a $75K contract per year?

The contract role pays roughly 25-35% less in real take-home for the same headline number. A W-2 $75K employee owes 7.65% FICA ($5,738); the 1099 contractor owes 15.3% self-employment tax ($11,475) — a $5,737 gap. The contractor also loses employer-paid health insurance (average $8,435/year single, $23,968/year family per Kaiser Family Foundation 2025), 401(k) match (average 4-6% of salary), paid time off (typically 15-25 days = $5,769-$9,615 value at $75K), and short-term disability. Total employer contribution to a W-2 role averages 25-30% of salary — a $75K W-2 role is worth roughly $95-98K to a 1099 contractor charging $60/hr for 1,600 billable hours.