TreasuryDirect vs Brokered CD 2027 Calculator

TreasuryDirect vs brokered CD 2027: T-Bill/T-Note state-tax-exempt. CD FDIC-insured up to $250K but taxable everywhere. Yields often within 10bps.

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Key Differences

TreasuryDirect: state-tax-exempt, US Treasury security, no intermediary fee. Brokered CD: FDIC-insured ($250K), fully taxable, secondary market exists. Yield within 10-30bps usually.

How 2027 Differs From 2026

Rates indexed annually per applicable regulation. 2027 amounts confirmed via official agency publication late 2026.

Source and Disclaimer

Figures sourced from treasurydirect.gov, fdic.gov. Independent educational calculator. Verify before relying on figures.

Source: treasurydirect.gov, fdic.gov. Last updated: May 2026.