HK MPF Mandatory Contribution 2026 Calculator

Calculate Hong Kong MPF mandatory contribution for 2026 — 5% employee + 5% employer on relevant income capped at HK$30,000/month relevant income ceiling.

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5% + 5% on Capped Income

Employee contributes 5% of monthly relevant income. Employer matches 5%. Both capped at relevant income ceiling of HK$30,000/month → max contribution HK$1,500/month each = HK$3,000/month combined.

Lower Income Exemption

Employees earning under HK$7,100/month: NO mandatory contribution from EMPLOYEE side. Employer still contributes 5%. Designed to protect low-income workers from losing further cash flow.

Self-Employed

5% on relevant income, same HK$30,000 ceiling = max HK$18,000/year. Choose monthly or annual contribution method. Filing: by 10th of month or January 31 for annual method.

Source: mpfa.org.hk MPF mandatory contribution rules. Last updated: May 2026.