Workers Comp TTD Benefit Calculator
When a work injury keeps you off the job, you receive Temporary Total Disability (TTD) benefits — typically 2/3 of your pre-injury average weekly wage, capped at your state's maximum. Calculate your weekly check.
| Pre-injury weekly wage | — |
| State formula | — |
| Calculated benefit (uncapped) | — |
| State maximum | — |
| Your actual weekly benefit | — |
| Total over expected weeks off | — |
Workers Comp Temporary Total Disability (TTD) is paid when a work-related injury keeps you off the job during your recovery period. The benefit is typically 2/3 of your pre-injury average weekly wage (AWW), capped at the state-specific maximum. TTD is tax-free under federal law and stops when you can return to work (modified or full duty) or reach Maximum Medical Improvement (MMI).
How TTD Works
Your TTD rate = AWW × state percentage (typically 66.67%, sometimes 70-80%), capped at the state maximum weekly benefit. The first 3-7 days are usually a 'waiting period' (unpaid unless disability exceeds 14-21 days, then retroactively paid). Most states pay TTD biweekly while you're medically unable to work.
When TTD Stops
(1) Doctor releases you to work — any duty, even modified/light. (2) You reach Maximum Medical Improvement (MMI) — recovery has plateaued. (3) Statutory maximum reached (CA 104 weeks, FL 260 weeks). (4) You miss medical appointments or refuse treatment. After TTD ends, you may qualify for Permanent Partial Disability (PPD) or Permanent Total Disability (PTD).
Tax Treatment
TTD is tax-free under IRC §104(a)(1) — both federal and state in nearly every state. SSDI offset rules apply: combined workers comp + SSDI cannot exceed 80% of pre-injury wages. Workers comp lump sum settlements can be structured to minimize SSDI offset (see SSA POMS DI 52150).
Last updated May 2026. Sources: DOL Office of Workers Comp, NCCI State Reference Guide.