New Zealand Tools
Free online tools built for New Zealanders. Plan your KiwiSaver retirement savings, calculate employer contributions, and make smarter financial decisions. Everything runs in your browser — 100% private, no sign-up required.
From KiwiSaver retirement projections to ESCT-aware employer contribution checks and tax calculators, these tools are tailored to New Zealand's rules and rates. Built around IRD and Inland Revenue guidelines. All calculations happen client-side — no data ever leaves your device.
KiwiSaver Calculator
Calculate your KiwiSaver retirement balance, contributions, and employer match in seconds.
KiwiSaver Employer Contribution Calculator
Calculate gross employer contributions, ESCT, and the net amount landing in your KiwiSaver account.
NZ PAYE Tax Calculator
Calculate your New Zealand take-home pay after income tax, ACC levy, and KiwiSaver deductions.
NZ Mortgage Fix vs Float
Compare fixed and floating mortgage rates and find the lowest-cost option for your NZ home loan.