Wholesaling Assignment Fee 2027 Calculator

Wholesaling assigns a purchase contract to an end-buyer for an assignment fee. 2027 typical assignment fees: $5-15k in Tier 2 markets, $10-30k in coastal/Sun Belt hot markets, $20-50k+ for higher-end deals. The spread equals (buyer MAO) - (your contract price) - (your closing/marketing). Most states permit wholesaling under contract assignment doctrine; some (IL, OK, PA, VA) require RE license. Source: NAR Wholesaling Survey 2026, Connected Investors 2026 Q1.

How Wholesaling Works in 2027

(1) Find motivated seller (probate, divorce, code violations, tax delinquency). (2) Put property under contract at deeply discounted price with assignment clause. (3) Market contract to cash buyer pool (BRRRR investors, flippers). (4) Cash buyer pays your contract price + assignment fee at closing. You never take title — you sell your rights to the contract. Typical contract-to-close: 14-30 days.

Assignment vs Double Close

Assignment: One closing, buyer pays seller + your fee, your fee shown on HUD. Cheap ($300-500 total cost). Buyer sees your spread. Double Close: Two back-to-back closings, you buy from seller then immediately sell to buyer. Buyer doesn't see your spread. More expensive ($2-4k closings) but works for fees above $20k where buyer would balk. Many investors use transactional funding for double closes.

State-by-State Legal Landscape

Most states permit wholesaling under common-law contract assignment. License-required states (do NOT wholesale without RE license): Illinois (2019 law), Oklahoma (2021), Pennsylvania (2022), Virginia, Maryland. New restrictions in Oklahoma require disclosure of equitable interest. Always check current state law and use proper assignment disclosure in your contract.

Last updated May 2026. Sources: NAR Wholesaling Practitioner Survey 2026, Connected Investors Wholesale Activity Q1 2026.