Romania Social Insurance 2027 Calculator
Calculate Romania mandatory social insurance contributions 2027. Employee 35.00%, employer 2.25%. Source: ANAF.
Romania Social Insurance 2027 Breakdown
Romania mandates two-side social insurance contributions on monthly gross salary. Employee 35.00% (covers pension, health, unemployment). Employer 2.25% (same coverage + work injury). Combined cost to employer = gross × 102.2%. Source: ANAF.
What Romania Social Insurance Covers
Pension benefits at retirement age, healthcare (typically tied to national health insurance), unemployment benefit during involuntary separation, sickness/maternity pay, occupational accident, and survivor benefits. Specific coverage levels and qualifying periods vary by country. Self-employed must enroll voluntarily in many systems.
Salary Caps and Income Ceilings
Many romania systems apply a cap on insured salary — typically a multiple of average wages or a fixed ceiling. Above cap, contribution does not grow further (limits high-earner benefits too). Health insurance often uncapped while pension typically capped. Check ANAF for current annual ceilings.
Self-Employed Treatment
Self-employed pay both employee and employer shares themselves. Often subject to minimum assessment base regardless of actual earnings, ensuring minimum pension and health coverage. Some countries offer flat-rate or simplified regimes for very small operations. Source: ANAF.