Singapore Property Stamp Duty Calculator
Calculate Singapore Buyer Stamp Duty (BSD) and Additional Buyer Stamp Duty (ABSD) on residential property. BSD progressive 1-6%, ABSD 5-65% based on citizenship and property count.
BSD Progressive Rates 2026
Buyer Stamp Duty applies to all residential property purchases. 2026 rates: 1% on first $180K. 2% on next $180K. 3% on next $640K. 4% on next $500K. 5% on next $1.5M. 6% above $3M. Example: $1.5M property BSD = $1,800 + $3,600 + $19,200 + $20,000 + $7,000 = $51,600. Payable within 14 days of contract execution.
ABSD by Buyer Profile (2026)
Additional Buyer Stamp Duty on top of BSD: Singapore Citizen 1st property: 0%. SC 2nd: 20%. SC 3rd+: 30%. Singapore PR 1st: 5%. PR 2nd: 30%. PR 3rd+: 35%. Foreigner: 60% (announced April 2023). Entity/Trust: 65%. Most expensive: foreigner buying multiple homes can pay 60-65% ABSD plus 6% BSD. Drives Singapore property market dynamics significantly.
ABSD Remission and Exceptions
Singapore Citizen + Singapore Citizen couple buying ONE matrimonial home together: full ABSD remission on 2nd property if sold within 6 months of purchase. Decoupling strategy: spouses split ownership of existing property to reset ABSD counter (still allowed but heavily scrutinized 2024+). Free Trade Agreement exceptions: US, Swiss, Liechtenstein nationals treated as Singapore PR for ABSD purposes.
Total Cost Impact Example
Foreign couple buying $2M condo: BSD = $69,600. ABSD = $1.2M (60%). Total stamp duty = $1.27M = 63.5% of purchase price. Plus legal fees ~$5K. Plus property valuation ~$2K. Total non-loan cash needed: ~$1.28M just in fees, before down payment requirements. ABSD designed to cool foreign demand — works extremely effectively. Singapore Citizens facing 20% ABSD on 2nd home: discourages property hoarding.
Sources: iras.gov.sg BSD/ABSD rates 2026, Stamp Duties Act 1929 as amended. Last updated: May 2026.
Frequently Asked Questions
What's the 2026 BSD rate?
Progressive: 1% on first $180K, 2% next $180K, 3% next $640K, 4% next $500K, 5% next $1.5M, 6% above $3M. Applies to all residential purchases.
What's ABSD?
Additional Buyer Stamp Duty on residential property. Singapore Citizen 1st home: 0%. 2nd: 20%. 3rd+: 30%. PR 1st: 5%. Foreigner: 60%. Entity: 65%. On top of BSD.
Can ABSD be remitted?
Yes for Singapore Citizen couple buying matrimonial home \u2014 full remission of ABSD on 2nd property if 1st sold within 6 months. US, Swiss, Liechtenstein nationals treated as PR via FTA.
When is stamp duty payable?
Within 14 days of contract execution. Late payment incurs penalties. Required for legal completion. Usually paid by buyer's solicitor at closing.
Is this tool free?
Yes. 100% free, no sign-up. All math runs in your browser \u2014 your data never leaves your device. Not legal advice.