Singapore Property Stamp Duty Calculator
Calculate Singapore Buyer Stamp Duty (BSD) and Additional Buyer Stamp Duty (ABSD) on residential property. BSD progressive 1-6%, ABSD 5-65% based on citizenship and property count.
BSD Progressive Rates 2026
Buyer Stamp Duty applies to all residential property purchases. 2026 rates: 1% on first $180K. 2% on next $180K. 3% on next $640K. 4% on next $500K. 5% on next $1.5M. 6% above $3M. Example: $1.5M property BSD = $1,800 + $3,600 + $19,200 + $20,000 + $7,000 = $51,600. Payable within 14 days of contract execution.
ABSD by Buyer Profile (2026)
Additional Buyer Stamp Duty on top of BSD: Singapore Citizen 1st property: 0%. SC 2nd: 20%. SC 3rd+: 30%. Singapore PR 1st: 5%. PR 2nd: 30%. PR 3rd+: 35%. Foreigner: 60% (announced April 2023). Entity/Trust: 65%. Most expensive: foreigner buying multiple homes can pay 60-65% ABSD plus 6% BSD. Drives Singapore property market dynamics significantly.
ABSD Remission and Exceptions
Singapore Citizen + Singapore Citizen couple buying ONE matrimonial home together: full ABSD remission on 2nd property if sold within 6 months of purchase. Decoupling strategy: spouses split ownership of existing property to reset ABSD counter (still allowed but heavily scrutinized 2024+). Free Trade Agreement exceptions: US, Swiss, Liechtenstein nationals treated as Singapore PR for ABSD purposes.
Total Cost Impact Example
Foreign couple buying $2M condo: BSD = $69,600. ABSD = $1.2M (60%). Total stamp duty = $1.27M = 63.5% of purchase price. Plus legal fees ~$5K. Plus property valuation ~$2K. Total non-loan cash needed: ~$1.28M just in fees, before down payment requirements. ABSD designed to cool foreign demand — works extremely effectively. Singapore Citizens facing 20% ABSD on 2nd home: discourages property hoarding.
Sources: iras.gov.sg BSD/ABSD rates 2026, Stamp Duties Act 1929 as amended. Last updated: May 2026.