Colorado FAMLI 2026 Contribution Calculator
Colorado FAMLI calculator estimates your 2026 employee 0.45% contribution, employer 0.45% contribution (10+ employees only), total annual premium, and weekly benefit up to the $1,324.21 maximum set by the Colorado FAMLI Division.
| Gross annual wages | — |
| Capped wages (SSA wage base limit) | — |
| Employee rate (0.45%) | — |
| Employer rate (0.45%, if 10+) | — |
| Employee per-period premium | — |
| Employer per-period premium | — |
| Total annual premium | — |
| Estimated weekly benefit | — |
| Max 12-week leave benefit | — |
Colorado FAMLI (Family and Medical Leave Insurance) is the state's paid family leave program, funded by a payroll premium shared 50/50 between employee and employer for businesses with 10 or more employees. For 2026, the total FAMLI premium rate is 0.9% of gross wages, with employees paying 0.45% and employers with 10+ employees paying the other 0.45%. Last updated May 2026.
How Colorado FAMLI Premiums Work in 2026
Every Colorado employer must withhold 0.45% of each employee's gross wages and remit it to the Colorado FAMLI Division quarterly. Employers with 10 or more employees nationwide also pay the matching 0.45% employer share. Small employers (fewer than 10) are exempt from the employer portion but must still collect and remit the employee share. Premiums apply only to wages up to the federal Social Security wage base ($176,100 for 2025; the 2026 cap is updated annually by SSA).
How the FAMLI Weekly Benefit Is Calculated
FAMLI uses a progressive formula based on the employee's average weekly wage (AWW). Employees earning at or below 50% of the State Average Weekly Wage (SAWW) receive 90% of their wages. Wages above 50% of SAWW are replaced at 50%. The 2026 maximum weekly benefit is $1,324.21, equal to 90% of SAWW. Workers can take up to 12 weeks per application year (16 weeks for pregnancy or childbirth-related complications).
Who Qualifies and What Leaves Are Covered
Any Colorado worker who earned at least $2,500 in Colorado during the base year qualifies. Covered reasons include: family leave (bonding with a new child, caring for a family member with a serious health condition), medical leave (employee's own serious health condition), military exigency, and safe leave (survivors of domestic violence, sexual assault, or stalking). Self-employed workers and local governments can opt in.
Common FAMLI Compliance Mistakes
(1) Missing quarterly wage reports — late or missing reports incur penalties. (2) Incorrect employer size — size is based on nationwide headcount averaged over the prior calendar year. (3) Withholding from exempt or capped wages — premiums stop at the SSA wage base. (4) Private plan errors — approved private plans must equal or exceed FAMLI benefits and require Division approval; mid-year switches need careful accounting.
Source: Colorado FAMLI Division (CDLE). Always verify rates and wage base before filing.