Foreign Tax Credit Form 1116

FTC: US offsets US tax dollar-for-dollar with foreign income tax paid. Limited to US tax on foreign income. Use Form 1116 or election under $300/$600 simple rule.

Foreign Tax Credit
FTC Limitation
Carryover
Foreign source income
Foreign tax paid
Foreign income ratio
FTC limit (Form 1116)
Foreign Tax Credit allowed
Carryover (1 back / 10 fwd)
Net US tax after FTC
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The Foreign Tax Credit (FTC) on Form 1116 lets you claim a dollar-for-dollar credit against US tax for income tax paid to a foreign country. The credit is limited to the portion of US tax attributable to foreign source income.

FTC vs Foreign Earned Income Exclusion

FTC: take credit for foreign tax paid. FEIE: exclude $130,100 (2026) of foreign earned income from US tax. FTC usually better in high-tax countries (UK, DE, FR, AU). FEIE better in low-tax (UAE, Saudi, BVI, Singapore).

The $300/$600 Election

If foreign tax is under $300 ($600 MFJ), and all income is passive (dividends, interest), you can take FTC directly on Form 1040 without filing Form 1116. Simpler — no carryover tracking.

Form 1116 Categories

Five categories: passive income, general income, foreign branch, GILTI, lump-sum distributions. Each has its own limitation calculation. Mixing categories requires multiple Form 1116s.

Carryover Rules

Excess foreign tax not credited this year carries back 1 year and forward 10 years. Track on Form 1116 Schedule. Document carryovers across multiple tax years.

Last updated May 2026. Sources: Form 1116 Instructions, IRS Pub 514.