NJ TDB FLI Calculator 2026

New Jersey's paid-leave system splits into two programs: Temporary Disability Benefits (TDB) for your own non-work injury, illness, or pregnancy, and Family Leave Insurance (FLI) for bonding with a new child or caring for a family member. For 2026, only FLI requires a worker contribution — TDB is fully employer-funded.

2026 NJ TDB and FLI Rates

The NJ Department of Labor and Workforce Development set the 2026 taxable wage base at $43,300. The worker FLI contribution rate is 0.06% of wages up to that base, capping at about $26 per year. TDB worker contributions are 0.00% for 2026 — the entire TDB cost shifts to employers. The maximum weekly benefit under both programs is $1,081, representing 85% of the worker's average weekly wage up to 70% of the statewide AWW.

How Long Can You Take Leave

TDB pays up to 26 weeks within a 52-week period for your own serious medical condition. FLI pays up to 12 weeks for bonding with a newborn or newly adopted child, or to care for a seriously ill family member. The two programs cannot overlap — you cannot collect TDB and FLI in the same week. There is a seven-day unpaid waiting period for TDB but no waiting period for FLI bonding leave.

Eligibility Rules in 2026

To qualify in 2026, you must have earned at least $303 per week for 20 base weeks, or alternatively earned at least $15,200 in the base year. Self-employed New Jerseyans can opt into TDB coverage. Federal employees, out-of-state workers, and most independent contractors are not covered. Employers must post the official poster, and benefits are taxable at the federal level but not for NJ state income tax purposes.

Last updated May 2026. Source: NJ Department of Labor — Division of Temporary Disability and Family Leave Insurance.