Indiana Alimony Calculator 2026
Indiana has no formula for the amount of maintenance. This page applies the state's rule on how long it can last and shows a clearly labelled illustration of the amount from both incomes. Everything runs privately in your browser, with no sign-up.
Not legal advice — a court decides. Indiana courts can order maintenance only in three situations and have no formula for the amount; the figure below is an illustration.
Indiana Alimony Formula & Factors
Indiana allows court-ordered maintenance only in three situations, and has no formula for the amount. Under Indiana Code § 31-15-7-2 a court may find maintenance necessary (1) for a spouse who is physically or mentally incapacitated to the extent that the ability to support themselves is materially affected; (2) for a spouse who lacks sufficient property for their needs and has custody of a child whose incapacity requires the spouse to forgo employment; or (3) as rehabilitative maintenance.
For rehabilitative maintenance the court considers each spouse's education at the time of the marriage and of the divorce filing, whether homemaking or child care interrupted the education, training or employment of the spouse asking, each spouse's earning capacity, and the time and expense needed for that spouse to gain enough education or training to find appropriate employment.
What the Illustrative Estimate Is
Because Indiana law gives no figure to calculate, the dollar amount on this page is an illustration only. It uses the reference method recommended by a commission of the American Academy of Matrimonial Lawyers (AAML) and adopted by its Board of Governors in March 2007: 30% of the payor's gross income minus 20% of the recipient's gross income, limited so that the recipient ends up with no more than 40% of the couple's combined gross income. The method is set out in Mary Kay Kisthardt's article in the Journal of the American Academy of Matrimonial Lawyers (vol. 21, 2008) and summarised by Maryland's highest court in Boemio v. Boemio (2010).
The AAML method is not Indiana law and Indiana courts are not bound by it. It lists its own reasons to depart from the result, such as a spouse caring for a young or disabled child, age or health, or a career given up for the other spouse. It was written when alimony was still tax-deductible for the payer, and it does not apply when combined gross income is above $1,000,000 a year. Treat the figure as a starting point for a conversation with a lawyer, not as a prediction.
Indiana Alimony Rules at a Glance
| Point | Indiana rule | Source |
|---|---|---|
| Amount | No formula; set by the court | IC 31-15-7-2 |
| Rehabilitative maintenance | Up to 3 years from the final decree | IC 31-15-7-2(3) |
| Incapacitated spouse | During the period of incapacity | IC 31-15-7-2(1) |
| Spouse caring for an incapacitated child | For the period the court considers appropriate | IC 31-15-7-2(2) |
| Figure shown on this page | An illustration using the AAML reference method (30% of payor gross income − 20% of recipient gross income, limited to 40% of combined income) — not Indiana law | AAML Commission recommendations (2007) |
| Who decides | A judge, on the evidence in the case | IC 31-15-7-2 |
| Federal income tax | Not deductible by the payer and not income to the recipient for agreements executed after 2018 | IRS Topic No. 452 |
Worked Example: Indiana Alimony Calculator
Take gross incomes of $8,000 and $3,000 a month. Under the AAML reference method, 30% of $8,000 is $2,400 and 20% of $3,000 is $600, a difference of $1,800. The limit is 40% of the combined $11,000, which is $4,400, less the recipient's own $3,000: $1,400. The illustrative amount is the lower figure, $1,400 a month ($16,800 a year). This is an illustration, not an amount set by Indiana law.
For a 12-year marriage, the Indiana rule on length gives up to 3 years.
These are the figures the calculator shows when the page first loads. A real order depends on evidence a calculator cannot see.
Indiana Alimony Duration Rules
Rehabilitative maintenance may be ordered for the period the court considers appropriate, but for no more than three years from the date of the final decree. Incapacity maintenance may continue during the period of incapacity, subject to further order of the court, and caregiver maintenance lasts for the period the court considers appropriate.
Is Alimony Taxable in Indiana?
For federal income tax, alimony or separate maintenance paid under a divorce or separation agreement executed after 2018 is not deductible by the payer and is not included in the recipient's income. Payments under an agreement executed before 2019 are generally still deductible by the payer and taxable to the recipient, unless the agreement was later modified and the modification expressly adopts the new rule (IRS Topic No. 452). Child support is never deductible and is not income.
This page does not cover Indiana state income tax. State rules are set separately and can differ from the federal rule, so check with the state tax agency or a tax adviser.
Modifying Indiana Alimony
Whether an order can be changed depends on its wording and on the type of support. In most cases either spouse can ask the court to modify periodic payments after a substantial change in circumstances, unless the decree or the spouses' agreement makes the support non-modifiable.
Read the order itself and IC 31-15-7-2 before relying on a general rule, and get advice from a family lawyer licensed in Indiana about your own case. Nothing on this page is legal advice.
Last updated: October 2026. Sources: Indiana Code § 31-15-7-2 (Justia, 2025 Indiana Code); AAML Commission recommendations (Kisthardt, 21 J. Am. Acad. Matrim. Law. 61); IRS Topic No. 452.
Frequently Asked Questions
How is alimony calculated in Indiana?
Indiana has no formula, and a court can order maintenance only in three situations under IC 31-15-7-2: a spouse's incapacity, a spouse caring for an incapacitated child, or rehabilitative maintenance to allow education or training. The amount on this page is an illustration using the AAML reference method, not Indiana law.
Does Indiana use a formula for alimony?
No. IC 31-15-7-2 sets no percentage. It limits when maintenance can be ordered at all and caps rehabilitative maintenance at three years from the final decree.
How long does Indiana alimony last?
Rehabilitative maintenance can last no more than three years from the date of the final decree (IC 31-15-7-2(3)). Maintenance for an incapacitated spouse can continue during the incapacity, and maintenance for a spouse caring for an incapacitated child lasts for the period the court considers appropriate.
Can Indiana alimony be modified?
It depends on the order. In most cases either spouse can ask the court to modify periodic payments after a substantial change in circumstances, unless the decree or the spouses' agreement makes the support non-modifiable. Check the wording of your order and IC 31-15-7-2 before relying on a general rule.
Is alimony taxable in Indiana?
For federal income tax, alimony paid under a divorce or separation agreement executed after 2018 is not deductible by the payer and is not income to the recipient (IRS Topic No. 452). Agreements executed before 2019 generally keep the old treatment, deductible by the payer and taxable to the recipient, unless a later modification expressly adopts the new rule. This page does not cover Indiana state income tax, which is set separately.
What is the maximum Indiana spousal maintenance amount and duration?
Indiana law sets no maximum amount. Rehabilitative maintenance is limited to three years from the date of the final decree, and maintenance for an incapacitated spouse can continue during the incapacity (IC 31-15-7-2).
Which three categories qualify for Indiana spousal maintenance under IC § 31-15-7-2?
A spouse who is physically or mentally incapacitated to the extent that the ability to support themselves is materially affected; a spouse who lacks sufficient property and has custody of a child whose incapacity requires the spouse to forgo employment; and rehabilitative maintenance while a spouse gains education or training.
When does Indiana's 36-month rehabilitative maintenance clock start?
On the date of the final decree. Rehabilitative maintenance may not exceed three years from that date (IC 31-15-7-2(3)).