Minnesota Income Tax Calculator 2026
Calculate your combined federal and Minnesota state income tax for 2026. See your federal brackets, Minnesota tax, effective rate, and take-home pay — all calculated privately in your browser.
Minnesota Income Tax: Graduated Brackets Up to 9.85%
Minnesota uses a progressive income tax system with 4 brackets. Rates range from 5.35% to 9.85%, with higher income taxed at higher rates. Minnesota has the fifth-highest state income tax rate in the US at 9.85%.
Like federal taxes, Minnesota's system is marginal — only the income within each bracket is taxed at that bracket's rate. Combined with federal taxes (10%–37%), Minnesota residents can face a total marginal rate of up to 46.85% on their highest dollars of income.
Minnesota Tax Brackets for 2026 (Single Filer)
The Minnesota income tax brackets for single filers are:
- 5.35% on income from $0 to $31,690
- 6.8% on income from $31,690 to $104,090
- 7.85% on income from $104,090 to $183,340
- 9.85% on income over $183,340
Your marginal rate is the rate on your last dollar of income. Your effective rate (total tax divided by total income) is always lower because of the progressive structure.
Tips to Lower Your Minnesota Tax
Maximize pre-tax retirement contributions to reduce both federal and Minnesota taxable income. The 2026 401(k) limit is $24,500 ($32,500 with catch-up for age 50+). If Minnesota conforms to federal deductions, your standard deduction and itemized expenses also reduce your state tax liability.