Rhode Island Income Tax Calculator 2026
Calculate your combined federal and Rhode Island state income tax for 2026. See your federal brackets, Rhode Island tax, effective rate, and take-home pay — all calculated privately in your browser.
Rhode Island Income Tax: Graduated Brackets Up to 5.99%
Rhode Island uses a progressive income tax system with 3 brackets. Rates range from 3.75% to 5.99%, with higher income taxed at higher rates. Rhode Island offers a flat alternative tax for small business owners.
Like federal taxes, Rhode Island's system is marginal — only the income within each bracket is taxed at that bracket's rate. Combined with federal taxes (10%–37%), Rhode Island residents can face a total marginal rate of up to 42.99% on their highest dollars of income.
Rhode Island Tax Brackets for 2026 (Single Filer)
The Rhode Island income tax brackets for single filers are:
- 3.75% on income from $0 to $77,450
- 4.75% on income from $77,450 to $176,050
- 5.99% on income over $176,050
Your marginal rate is the rate on your last dollar of income. Your effective rate (total tax divided by total income) is always lower because of the progressive structure.
Tips to Lower Your Rhode Island Tax
Maximize pre-tax retirement contributions to reduce both federal and Rhode Island taxable income. The 2026 401(k) limit is $24,500 ($32,500 with catch-up for age 50+). If Rhode Island conforms to federal deductions, your standard deduction and itemized expenses also reduce your state tax liability.