Virginia Income Tax Calculator 2026
Calculate your combined federal and Virginia state income tax for 2026. See your federal brackets, Virginia tax, effective rate, and take-home pay — all calculated privately in your browser.
Virginia Income Tax: Graduated Brackets Up to 5.75%
Virginia uses a progressive income tax system with 4 brackets. Rates range from 2.0% to 5.75%, with higher income taxed at higher rates. Virginia has not significantly changed its tax brackets in decades, making bracket creep a factor for many residents.
Like federal taxes, Virginia's system is marginal — only the income within each bracket is taxed at that bracket's rate. Combined with federal taxes (10%–37%), Virginia residents can face a total marginal rate of up to 42.75% on their highest dollars of income.
Virginia Tax Brackets for 2026 (Single Filer)
The Virginia income tax brackets for single filers are:
- 2.0% on income from $0 to $3,000
- 3.0% on income from $3,000 to $5,000
- 5.0% on income from $5,000 to $17,000
- 5.75% on income over $17,000
Your marginal rate is the rate on your last dollar of income. Your effective rate (total tax divided by total income) is always lower because of the progressive structure.
Tips to Lower Your Virginia Tax
Maximize pre-tax retirement contributions to reduce both federal and Virginia taxable income. The 2026 401(k) limit is $24,500 ($32,500 with catch-up for age 50+). If Virginia conforms to federal deductions, your standard deduction and itemized expenses also reduce your state tax liability.