Bangladesh Gold Price Calculator 2026 (Bhori, Gram, BAJUS Rate)

How Gold Pricing Works in Bangladesh

Use this Bangladesh gold price calculator to check today's gold rate per bhori, gram, tola, or ounce from the BAJUS 22K reference price. It helps compare 24K, 22K, 21K, and 18K jewellery prices, estimate sell-back value, and convert weight before buying or selling gold in Bangladesh.

Gold pricing in Bangladesh is regulated by the Bangladesh Jewellers Association (BAJUS), which announces official rates daily based on international gold prices and the USD/BDT exchange rate. The standard unit for gold trade in Bangladesh is the Bhori (ভরি), equivalent to 11.664 grams. When BAJUS declares the rate, it is typically quoted as the per-Bhori price for 22K gold, which is the most popular karat for jewellery in the country. Jewellers across Bangladesh follow this rate as the baseline for buying and selling gold ornaments. The price fluctuates daily based on global commodity markets, making it essential to check the current rate before any gold transaction.

Understanding Gold Karats (22K vs 21K vs 18K)

The karat system measures gold purity on a scale of 24 parts. Pure gold is 24K (99.99% gold), but it is too soft for everyday jewellery. In Bangladesh, 22K gold (91.67% pure) is the standard for traditional ornaments like bangles, necklaces, and earrings. 21K gold (87.5% pure) is increasingly popular for its balance of durability and value. 18K gold (75% pure) is commonly used for diamond-set and designer jewellery, as the alloy mix provides greater hardness. When you know the 22K price per Bhori, you can derive other karat prices proportionally. For example, if 22K gold is ৳125,000 per Bhori, then 24K would be approximately ৳136,364 per Bhori (125,000 / 0.9167). This calculator handles all these conversions automatically, saving you from manual arithmetic when comparing prices across different karat options.

BAJUS Gold Rate System Explained

BAJUS (Bangladesh Jewellers Association Unified Showroom) is the apex trade body of jewellers in Bangladesh. It sets the daily gold price based on the London Bullion Market Association (LBMA) fixing, the prevailing USD/BDT exchange rate, import duties, VAT, and operational costs. BAJUS publishes rates for 22K, 21K, and 18K gold separately. Jewellers are expected to follow these rates, though small variations exist for making charges (manufacturing cost). When selling gold back to a jeweller, expect to receive 2-5% less than the BAJUS buy rate, as the jeweller deducts a margin for melting, refining, and resale. Always ask for the current BAJUS rate before purchasing, and compare the quoted price with the official rate to ensure fair pricing. This calculator includes a sell-back estimator so you can see what your gold is likely worth if you decide to sell.

Gold as an Investment in Bangladesh

Gold has been a traditional store of value in Bangladesh for generations. With the Taka subject to inflation and devaluation pressures, many Bangladeshis view gold as a hedge against currency risk. Physical gold purchased as jewellery carries making charges (5-15% above gold value), which means you lose money on day one compared to the raw gold price. For pure investment purposes, consider gold bars or coins with minimal making charges. The Bangladesh Securities and Exchange Commission has also explored gold-backed financial products. When evaluating gold as an investment, factor in the buy/sell spread (typically 3-5%), storage costs for physical gold, and the opportunity cost compared to fixed deposits or savings certificates. This calculator helps you see the buy/sell spread clearly so you can make informed decisions about your gold purchases in Bangladesh. Compare with a fixed-income alternative using our Bangladesh Loan EMI Calculator to weigh opportunity cost properly.

Bangladesh Gold Price Trend 2024-2026

Gold in Bangladesh has climbed steadily since 2024. In early 2024, 22K BAJUS rate sat near ৳103,000 per Bhori. By Q2 2025 it crossed ৳130,000, driven by international price surges, USD strength against the Taka, and import duty adjustments. As of May 2026, the BAJUS 22K reference rate hovers around ৳125,000-৳135,000 per Bhori — check the official BAJUS rate page for today's published number before any transaction. The 24-month return on 22K gold in BDT terms has outpaced 3-year Sanchayapatra returns net of tax, which explains the renewed retail demand. If you are planning a major jewellery purchase, factor in seasonal demand spikes around Eid, Pohela Boishakh, and the November-December wedding season — prices often firm by 2-4% during those windows. Pair this calculator with the Bangladesh Customs Duty Calculator if you are bringing gold from abroad.

Buying Gold from BAJUS Shops vs Local Jewellers (2026)

Not all gold shops in Bangladesh follow the same pricing discipline. BAJUS-member showrooms publish the daily rate and charge a transparent making cost (mojuri) on top — typically ৳800-৳2,500 per Bhori for machine-made designs and ৳3,000+ per Bhori for handmade or kundan work. Local non-BAJUS jewellers sometimes quote a "bundled" price that hides 5-10% over the official rate. Always ask for the day's BAJUS 22K rate in writing, then add the making charge and 5% VAT (per NBR Bangladesh rules) on the combined amount. When selling back, BAJUS members typically deduct 2-3% from the buy rate, while smaller shops can deduct 5-8%. Use this calculator's sell-spread field to model your real break-even and net realisable value. For broader money management around big-ticket purchases, our BD Income Tax Calculator and BD Freelancer Tax Calculator help you size what you can afford without breaking your monthly cashflow.

📅 Last updated: May 2026 · Sources: BAJUS official rate, NBR Bangladesh, LBMA gold fixing.