Income Tax Calculator Bangladesh 2026-27
Tax slabs under the Finance Act 2026, then a calculator for salary and other income. আয়কর ক্যালকুলেটর ২০২৬-২৭ — বেতনের ওপর ট্যাক্স হিসাবLast updated: October 2026. For assessment years 2026-27 and 2027-28.
Income tax slab 2026-27
| Taxable income (general taxpayer) | Rate | Tax in the band |
|---|---|---|
| First ৳4,00,000 | 0% | ৳0 |
| Next ৳3,00,000 (to ৳7,00,000) | 10% | ৳30,000 |
| Next ৳4,00,000 (to ৳11,00,000) | 15% | ৳60,000 |
| Next ৳5,00,000 (to ৳16,00,000) | 20% | ৳1,00,000 |
| Next ৳20,00,000 (to ৳36,00,000) | 25% | ৳5,00,000 |
| Above ৳36,00,000 | 30% | — |
For the return due in November 2026: income earned from 1 July 2025 to 30 June 2026 is assessed in assessment year 2026-27. The tax-free limit is ৳4,00,000 and the old 5% band no longer exists.
Salary tax calculator
| Band | Income | Rate | Tax |
|---|
Tax-free income limit 2026-27
| Taxpayer | Tax-free limit |
|---|---|
| General | ৳4,00,000 |
| Woman, or aged 65 or over | ৳4,50,000 |
| Person with disability | ৳5,25,000 |
| Third gender | ৳5,25,000 |
| War-wounded freedom fighter | ৳5,50,000 |
| Parent or legal guardian of a person with disability | + ৳50,000 on top |
The Finance Act 2026 set these limits for assessment years 2026-27 and 2027-28. The same Act schedules a general limit of ৳4,50,000 for 2028-29 and 2029-30 and ৳5,00,000 from 2030-31. Above the limit, income is taxed at 10%, 15%, 20%, 25% and 30% in the bands shown at the top of this page.
How salary is taxed
Not all of your salary is taxable. One-third of your income from employment, or ৳5,00,000, whichever is lower, is exempt. The rest is your taxable salary. Add any other taxable income, such as house rent or business profit, to get total taxable income, then apply the limit and the bands.
Example: a general taxpayer earns ৳1,00,000 a month, ৳12,00,000 a year. One-third is ৳4,00,000, which is below the ৳5,00,000 cap, so ৳4,00,000 is exempt and ৳8,00,000 is taxable. The first ৳4,00,000 is tax-free, the next ৳3,00,000 is taxed at 10% (৳30,000) and the remaining ৳1,00,000 at 15% (৳15,000). Tax for the year is ৳45,000, about ৳3,750 a month.
Income tax on monthly salary: quick table
| Monthly gross salary | Taxable income | Tax for the year | Per month |
|---|---|---|---|
| ৳40,000 | ৳3,20,000 | ৳0 | ৳0 |
| ৳50,000 | ৳4,00,000 | ৳0 | ৳0 |
| ৳60,000 | ৳4,80,000 | ৳8,000 | ৳667 |
| ৳75,000 | ৳6,00,000 | ৳20,000 | ৳1,667 |
| ৳1,00,000 | ৳8,00,000 | ৳45,000 | ৳3,750 |
| ৳1,50,000 | ৳13,00,000 | ৳1,30,000 | ৳10,833 |
| ৳2,00,000 | ৳19,00,000 | ৳2,65,000 | ৳22,083 |
Investment tax rebate
Investing in permitted instruments reduces your tax. The rebate is the lowest of three amounts: 3% of your taxable income, 10% of what you actually invested, or ৳7,50,000. Permitted investment includes DPS, sanchayapatra, life insurance premiums, listed shares and mutual funds, and contributions to an approved provident fund, each within its own limit.
With ৳8,00,000 of taxable income the most rebate you can get is 3%, ৳24,000. To earn it you need ৳2,40,000 of permitted investment, since the rebate is 10% of the investment. The calculator shows this target for your own income.
Minimum tax and what is not included
If your total income is above the tax-free limit, you pay at least ৳5,000 even when the calculation gives less. A first-time taxpayer pays at least ৳1,000. The minimum no longer depends on where you live.
This calculator covers the ordinary slab calculation for a resident individual. It does not include the surcharge on net wealth above ৳4 crore, income taxed at a final or reduced rate, limits on tax-free perquisites, or tax already deducted at source. Non-residents who are not Bangladeshi citizens pay a flat 30%. For filing, use the NBR e-return system at etaxnbr.gov.bd.
Sources: Finance Act 2026 as summarised in PwC Worldwide Tax Summaries (reviewed 31 July 2026) and the National Board of Revenue. Government employees can check take-home pay with the Pay Scale 2026 calculator.
Frequently Asked Questions
What is the tax-free income limit in Bangladesh for 2026-27?
৳4,00,000 for a general taxpayer in assessment years 2026-27 and 2027-28. It is ৳4,50,000 for women and people aged 65 or over, ৳5,25,000 for persons with disability and third-gender taxpayers, and ৳5,50,000 for war-wounded freedom fighters.
What are the income tax slabs in Bangladesh 2026-27?
After the tax-free limit: the next ৳3,00,000 is taxed at 10%, the next ৳4,00,000 at 15%, the next ৳5,00,000 at 20%, the next ৳20,00,000 at 25% and the rest at 30%. The earlier 5% band has been removed.
How much tax do I pay on a salary of 1 lakh taka a month?
A general taxpayer with only salary income pays ৳45,000 for the year, about ৳3,750 a month, before any investment rebate. Of the ৳12,00,000 yearly salary, ৳4,00,000 is exempt and ৳8,00,000 is taxable.
How much of my salary is exempt from tax?
One-third of your income from employment or ৳5,00,000, whichever is lower. The remainder is taxable salary.
How is the investment tax rebate calculated?
It is the lowest of 3% of taxable income, 10% of your permitted investment, and ৳7,50,000. To get the full rebate you need to invest about 30% of your taxable income.
What is the minimum income tax in Bangladesh?
৳5,000 if your total income is above the tax-free limit, and ৳1,000 for a first-time taxpayer. It is the same everywhere in the country.
Which income does the return due in November 2026 cover?
Income earned from 1 July 2025 to 30 June 2026. That income year is assessed in assessment year 2026-27, using the limits and slabs on this page.
Is monthly salary of 50,000 taka taxable?
For a general taxpayer with only that salary, no. The yearly salary is ৳6,00,000, one-third (৳2,00,000) is exempt, and the taxable ৳4,00,000 equals the tax-free limit.