Total Comp Calculator

Calculate Total Compensation (TC) from base + bonus + stock + benefits. Compare offers properly using net-of-tax TC like Levels.fyi.

Total Comp
Net of Tax
Base % of TC
Base
Bonus
Stock
Benefits Sum
Gross TC
After-Tax Estimate
Base % of TC
Ad Space

Total Compensation (TC) is the headline number used to compare job offers properly: base salary + target bonus + annualized stock value + employer benefits. Levels.fyi and Blind use TC as the standard comparison metric — looking only at base salary undervalues tech offers by 30-50%. Source: Levels.fyi Methodology, Blind Compensation Database.

Why Base Salary Alone Misleads

A $180k base with $80k stock and $36k bonus = $296k TC. Pure-base $250k offer underpays vs the $180k offer by $46k/year. Tech companies (Big Tech, mid-cap, late-stage startups) intentionally tilt toward stock to align with shareholder interests and conserve cash. Always compute TC for any offer comparison.

Annualizing Equity Grants

RSU grants vest over 4 years — divide total grant by 4 for annual value. Stock options need separate calculation: estimate fair value at vest (Black-Scholes or recent secondary trades for private companies). For private startups, discount unvested equity 40-70% for liquidity and dilution risk. Use Levels.fyi or Crunchbase to validate company stage and likely outcomes.

Hidden Components Matter

401k match (typically 50-100% of contribution up to 3-6% of salary): $9-18k value for senior tech roles. HSA employer contribution: $1-2k. Wellness stipend: $500-3,000. Free meals: $1-3k. ESPP discount (15%): $2-8k of annual value. Total benefits add 5-15% on top of stated comp.

Last updated May 2026. Sources: Levels.fyi, Blind Compensation.