TreasuryDirect Buy T-Bills 2027 Yield

Calculate T-Bills purchase yield 2027 via TreasuryDirect — 4-, 8-, 13-, 26-, 52-week. State-tax-free + safer than bank CDs.

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How It Works

Standard time-value-of-money calculation. Compounding annually at stated rate. Pre-tax and post-tax shown.

2027 Updates

All IRS limits indexed annually for inflation. Use most recent year. Catch-up contributions for 50+ and new 60-63 super catch-up under SECURE 2.0.

Best Practices

Max tax-advantaged accounts first (401k match → HSA → Roth IRA → 401k). Then taxable brokerage. Bonds/CDs for stable yield component.

Common Pitfalls

Forgetting employer match (free money). Holding tax-inefficient funds in taxable. Withdrawing early (penalties). Not rebalancing.

Source: treasurydirect.gov T-Bill auctions, treasury.gov yield curve. Last updated: May 2026.