Medicare Advantage vs Supplement 2027 Calculator
Medicare Advantage vs Medigap (supplement) 2027: MA average $0-50/mo premium + network restrictions + Max OOP $9,350 in-network. Medigap Plan G $150-300/mo + no network + $230 Part B deductible only. Original Medicare + Medigap = most flexible but pricier.
Medicare Advantage (Part C)
Private plan replaces Original Medicare. Network HMO/PPO. Lower premiums ($0-50) + max OOP $9,350 in-network. Drug + dental + vision often bundled.
Medigap (Supplement)
Adds to Original Medicare. Plan G most popular: $150-300/mo, no network restrictions, only Part B deductible $230/yr. Tracks Medicare cost-share.
Switching
Annual Open Enrollment Oct 15-Dec 7. Special Enrollment Periods (relocation, plan termination). Medigap underwriting REQUIRED after first 6 months Original Medicare.
Source and Disclaimer
medicare.gov, CMS premium data 2026. 2027 figures projected.
Source: medicare.gov, CMS. Last updated: May 2026.