Korea Long-Term Care Insurance Rate 2027 Calculator
Korean Long-Term Care Insurance (LTCI) 노인장기요양보험 2027: 12.81% of National Health Insurance premium (NHI is ~7.09% of salary). Total LTCI ≈ 0.9% of salary. Covers care services for age 65+ or under-65 with severe disability. Established 2008.
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Long-Term Care Coverage
Five grades of care. Grade 1: severe — full institutional. Grade 5: minor support — visit services. Covers professional caregivers, equipment, facility costs.
Premium Calculation
12.81% of NHI premium (NHI itself = 7.09% of salary). Total social health ≈ 0.9% of salary for LTCI.
Recent Increases
Rate rose from 11.52% (2020) to 12.27% (2022) to 12.81% (2023). Ongoing aging population pressures.
Source and Disclaimer
longtermcare.or.kr (NHIS LTCI division). 2027 rate may rise — verify Nov 2026.
Source: longtermcare.or.kr. Last updated: May 2026.