Korea Long-Term Care Insurance Rate 2027 Calculator
Korean Long-Term Care Insurance (LTCI, 노인장기요양보험) is charged together with National Health Insurance. This calculator uses the 2026 rates published by the National Health Insurance Service, the latest available; 2027 rates have not been announced. For 2026 the health insurance rate is 7.19% of income (7.09% in 2025) and the long-term care insurance rate is 0.9448% of income (0.9182% in 2025).
2026 Rates
The National Health Insurance Service lists the 2026 health insurance rate as 7.19%, up 0.1 percentage point from 7.09% in 2025. The 2026 long-term care insurance rate is 0.9448% of income, up from 0.9182% in 2025. Expressed as a share of the health insurance premium, 0.9448 ÷ 7.19 is about 13.14%.
Worked Example
Monthly salary of ₩3,500,000: health insurance 3,500,000 × 7.19% = ₩251,650; long-term care 3,500,000 × 0.9448% = ₩33,068. Together ₩284,718 a month.
What Is Not Included
The calculator applies the rates to the salary you enter. It does not apply premium ceilings or floors, does not split the premium between employer and employee, and does not cover regional (self-employed) subscribers, whose premiums are assessed differently.
Source and Disclaimer
Figures are for 2026. Rates for 2027 are decided by the Korean authorities and had not been published when this page was checked. Estimates only.
Source: National Health Insurance Service — 2026 changes to health and long-term care insurance. Last updated: October 2026.