EB-5 Investor Visa Calculator 2026
EB-5 visa requires $800K (TEA) or $1.05M (non-TEA) investment plus 10 US job creation. After USCIS approval, conditional green card lasts 2 years, then I-829 removes conditions. This tool models total cost + return over the 5-7 year timeline.
EB-5 Investment Minimums for 2026
Targeted Employment Area (TEA — high-unemployment or rural): $800K. Non-TEA: $1.05M. Rural projects under the EB-5 Reform and Integrity Act of 2022 get priority processing — typically 4-6 years vs 5-8 for urban TEA. Always verify TEA designation with current USCIS data; designations change quarterly.
Total Cost Beyond Investment
Investment is the largest item but not the only one. Administrative: $50K-100K legal + filing. Regional center: $40K-75K administrative fee. Carrying cost: 5-8 years of capital tied up at minimal yield (typically 0.5-2% annually). Total effective cost: $200K-500K above investment when factoring opportunity cost.
Timeline and Job Creation Requirement
Step 1: I-526E petition (12-30 months). Step 2: Conditional green card (issued upon approval). Step 3: Investment held + 10 jobs created during 2-year conditional period. Step 4: I-829 petition (12-24 months). Step 5: Unconditional green card. Total: 4-8 years. Failure to create 10 jobs at I-829 stage results in denial.
Source: USCIS EB-5 Reform and Integrity Act 2022, USCIS 2026 Visa Bulletin. Last updated: May 2026.