Statute of Limitations by State 2027 Calculator

Check statute of limitations 2027 by state + claim type — personal injury, contracts, debt collection, medical malpractice. Time window to sue varies 1-15 years.

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Personal Injury SOL Range

1 year (TN, LA) to 6 years (ND, ME). Most states: 2-3 years. Cause of injury date matters — exact date critical.

Contract SOL Range

Written contract: 4-15 years (most 5-6). Oral contract: 2-6 years (most 3-4). Shorter SOL = file sooner.

Debt Collection SOL

Once expired, debt cannot be sued for. But still appears on credit. Restarts if you make a partial payment or acknowledge debt in writing. Don't talk to collectors on old debt.

Discovery Rule

SOL clock can start when injury DISCOVERED (not when occurred). Common in medical malpractice (cancer misdiagnosis) and fraud. Lengthens window.

Source: ABA Statute of Limitations Chart 2026, nolo.com state law surveys. Last updated: May 2026.