Statute of Limitations by State 2027 Calculator
Check statute of limitations 2027 by state + claim type — personal injury, contracts, debt collection, medical malpractice. Time window to sue varies 1-15 years.
Personal Injury SOL Range
1 year (TN, LA) to 6 years (ND, ME). Most states: 2-3 years. Cause of injury date matters — exact date critical.
Contract SOL Range
Written contract: 4-15 years (most 5-6). Oral contract: 2-6 years (most 3-4). Shorter SOL = file sooner.
Debt Collection SOL
Once expired, debt cannot be sued for. But still appears on credit. Restarts if you make a partial payment or acknowledge debt in writing. Don't talk to collectors on old debt.
Discovery Rule
SOL clock can start when injury DISCOVERED (not when occurred). Common in medical malpractice (cancer misdiagnosis) and fraud. Lengthens window.
Source: ABA Statute of Limitations Chart 2026, nolo.com state law surveys. Last updated: May 2026.
Frequently Asked Questions
Can I extend SOL?
Only through tolling: minor, mental disability, defendant moves out of state. Cannot just ask court for extension. File before deadline.
Federal claims same SOL?
No. Federal civil rights (1983): 2-3 years (varies). FLSA (overtime): 2-3 years. ADA: 300 days to EEOC, then 90 days to sue. Different from state law.
What if I'm unsure of date?
Use earliest possible date as safe assumption. Filing early never hurts; filing late kills case.