TCPA Text Message Violation Fine Calculator
The Telephone Consumer Protection Act (47 U.S.C. § 227) lets a person sue for actual monetary loss or $500 in damages for each violation, whichever is greater. If the court finds the violation was willful or knowing, it may increase the award to not more than 3 times that amount ($1,500). This calculator multiplies those statutory figures by a number of texts. It shows the statutory ceiling only, not a prediction of any settlement or judgment.
What the Statute Says
Under 47 U.S.C. § 227(b)(3) a person may bring an action to recover for actual monetary loss from a violation, or to receive $500 in damages for each such violation, whichever is greater. If the court finds that the defendant willfully or knowingly violated the subsection or the regulations under it, the court may, in its discretion, increase the award to an amount equal to not more than 3 times that amount.
What This Calculator Does
It multiplies the number of texts you enter by $500, and by $1,500 for the willful-or-knowing ceiling. Example: 100 texts give $50,000, or up to $150,000 if trebled. It treats every text as one violation of § 227(b); whether a given message violates the Act depends on the facts, including consent and the equipment used.
What It Does Not Do
It does not predict settlements, attorney fees, or regulatory forfeitures. Those depend on the case and have no fixed statutory formula, so no figure for them is shown. The do-not-call provision in § 227(c)(5) has its own remedy of up to $500 per violation, which is not calculated separately here.
Source and Disclaimer
General information only, not legal advice. Speak to a lawyer about any actual or threatened claim.
Source: 47 U.S.C. § 227 (Cornell Legal Information Institute). Last updated: October 2026.