TCPA Text Message Violation Fine Calculator
TCPA (Telephone Consumer Protection Act) 1991: $500/violation for unsolicited SMS, tripled to $1,500 for willful violation. Each text = separate violation. Class actions catastrophic — single campaign reaching 100K phones = $50M-$150M exposure. Express written consent required for marketing SMS.
TCPA Mechanics
1991 federal law requires prior express written consent for marketing texts/calls. Each text = potential violation. Treble damages for willful conduct.
Class Action Risk
Plaintiff firms specialize in TCPA. Class certified easily — same campaign + multiple recipients. Settlements: $5M-100M+ typical.
Compliance Best Practices
Get signed opt-in with disclosure ('I consent to receive marketing texts'). Maintain DNC list. Honor STOP requests within 24 hours. Document consent.
Source and Disclaimer
47 USC §227, FCC TCPA rulings, fcc.gov/general/telephone-consumer-protection-act-1991. Penalties as of May 2026.
Source: 47 USC §227, fcc.gov TCPA. Last updated: May 2026.