Latvia Social Insurance 2027 Calculator

Calculate Latvia mandatory social insurance contributions 2027. Employee 10.50%, employer 24.59%. Source: VSAA.

Total Monthly Contribution
Employee + Employer
Gross
Employee 10.50%
Employer 24.59%
Total
Annual
Cost to Employer
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Latvia Social Insurance 2027 Breakdown

Latvia mandates two-side social insurance contributions on monthly gross salary. Employee 10.50% (covers pension, health, unemployment). Employer 24.59% (same coverage + work injury). Combined cost to employer = gross × 124.6%. Source: VSAA.

What Latvia Social Insurance Covers

Pension benefits at retirement age, healthcare (typically tied to national health insurance), unemployment benefit during involuntary separation, sickness/maternity pay, occupational accident, and survivor benefits. Specific coverage levels and qualifying periods vary by country. Self-employed must enroll voluntarily in many systems.

Salary Caps and Income Ceilings

Many latvia systems apply a cap on insured salary — typically a multiple of average wages or a fixed ceiling. Above cap, contribution does not grow further (limits high-earner benefits too). Health insurance often uncapped while pension typically capped. Check VSAA for current annual ceilings.

Self-Employed Treatment

Self-employed pay both employee and employer shares themselves. Often subject to minimum assessment base regardless of actual earnings, ensuring minimum pension and health coverage. Some countries offer flat-rate or simplified regimes for very small operations. Source: VSAA.