EPF i-Saham 2026 Stock Investment ROI Calculator MY

What Is i-Saham 2026?

EPF Account 1 can invest up to 30% in approved stocks via i-Saham. Calculate ROI vs leaving in EPF (6%+ dividend). This calculator gives an indicative result based on the headline rate; situational adjustments (rebates, asset tests, dependant additions) may shift the final figure 5–15% in either direction. Always check the official source for your specific case.

How to Use This Tool

Enter the primary amount and the relevant rate. The tool computes the proportional tax, contribution, benefit, or deduction. For multi-tier or phased-in situations (e.g. payday super, EPF i-Saraan match), the single-rate calculation is a starting point — refer to the official calculator for the exact phase-in / phase-out.

Why 2026/2027 Matters

i-Saham 2026 is undergoing major reform in 2026/2027. AU: payday super (1 July 2026), CPP2 (CA), KiwiSaver 4% match track (NZ), EPF Account 3 (MY) — all materially affect take-home pay and employer cost. Run this calculator now to see your starting position before changes hit, then re-run after the change date.

Source and Disclaimer

Rates and thresholds sourced from kwsp.gov.my as of May 2026. This is an educational calculator and does not constitute tax, super, or financial advice — consult a registered practitioner for advisory work. Last updated: May 2026.

Source: kwsp.gov.my