EPF i-Saraan 2026 Government Match Calculator Malaysia
i-Saraan gives RM500/yr govt match on self-employed EPF contributions of RM3,000+/yr. Lifetime cap RM5,000. Calculate match 2026.
| Input amount | — |
| Applied rate | — |
| i-Saraan Match | — |
| Net / after | — |
What Is i-Saraan 2026?
i-Saraan gives RM500/yr govt match on self-employed EPF contributions of RM3,000+/yr. Lifetime cap RM5,000. Calculate match 2026. This calculator gives an indicative result based on the headline rate; situational adjustments (rebates, asset tests, dependant additions) may shift the final figure 5–15% in either direction. Always check the official source for your specific case.
How to Use This Tool
Enter the primary amount and the relevant rate. The tool computes the proportional tax, contribution, benefit, or deduction. For multi-tier or phased-in situations (e.g. payday super, EPF i-Saraan match), the single-rate calculation is a starting point — refer to the official calculator for the exact phase-in / phase-out.
Why 2026/2027 Matters
i-Saraan 2026 is undergoing major reform in 2026/2027. AU: payday super (1 July 2026), CPP2 (CA), KiwiSaver 4% match track (NZ), EPF Account 3 (MY) — all materially affect take-home pay and employer cost. Run this calculator now to see your starting position before changes hit, then re-run after the change date.
Source and Disclaimer
Rates and thresholds sourced from kwsp.gov.my as of May 2026. This is an educational calculator and does not constitute tax, super, or financial advice — consult a registered practitioner for advisory work. Last updated: May 2026.
Source: kwsp.gov.my