NZ Superannuation Age 65 Eligibility Calculator 2027

Check NZ Super eligibility 2027 — age 65+, NZ residency 10 years (5 after age 50), no asset test. Calculate fortnightly payment by living situation.

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Eligibility Criteria 2027

Age 65+. NZ citizen/permanent resident. 10 years residence since age 20. At least 5 years since age 50. Living in NZ at application. No asset or income test.

Rate Categories

Single living alone: NZ$564/fortnight gross. Single sharing: NZ$521. Married/de facto both qualifying: NZ$434 each. Married only one qualifying: NZ$434 (working partner doesn't get share).

Tax Treatment

NZ Super is fully taxable income. Use M tax code if Super is your primary income. M-SL tax code if you have student loan. Pension provider deducts PAYE before paying.

Top-Ups Available

Accommodation Supplement (rent assistance, asset/income tested). Winter Energy Payment (May-Oct, $20/wk single, $31/wk couple). Disability Allowance.

Source: workandincome.govt.nz NZ Super eligibility rules. Last updated: May 2026.