Working for Families Tax Credit Calculator (NZ)
Working for Families (WFF) is New Zealand's primary family payment scheme — Family Tax Credit (FTC) plus In-Work Tax Credit (IWTC) plus Minimum Family Tax Credit (MFTC) plus Best Start. Combined annual payments routinely exceed NZ$8,000 per child.
Family Tax Credit (FTC)
NZ$7,524 first child + NZ$6,135 each additional child annually (April 2026 rates). Abates 27 cents per dollar of family income above NZ$44,900. Continues until child turns 18 or finishes secondary school. Paid weekly or fortnightly by Inland Revenue.
In-Work Tax Credit (IWTC)
NZ$72.46/week per child for working families. Requires at least 20 hours per week (sole parent) or 30 hours combined (couple). Receives same abatement as FTC. Not available to families receiving sole parent support, supported living payment, or jobseeker support.
Best Start Payment
NZ$73/week per child under age 3. Year 1: no income test. Years 2-3: abates 21 cents per dollar above NZ$79,000 income. Separate from FTC and IWTC, paid alongside.
Source: Inland Revenue NZ Working for Families 2026 Rates, ird.govt.nz. Last updated: May 2026.