Singapore CPF 2028 OA Employee

CPF 2028 OA — 20% employee, ceiling S$76,500 OW. Calculate Ordinary Account contribution 2028.

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Applicable rate / value
Monthly OW (S$)
CPF OA 2028
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Applied rate
CPF OA 2028
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What Is CPF OA 2028?

CPF 2028 OA — 20% employee, ceiling S$76,500 OW. Calculate Ordinary Account contribution 2028. This 2028 calculator returns an indicative figure based on the published or projected rate/limit for the 2028 tax year. Personal phase-outs, regional surcharges and filing-status adjustments can move the final number by ±10–25%. Always cross-check the official agency page before tax planning.

How the 2028 Rules Differ from 2027

For CPF OA 2028, the 2028 figure reflects statutory indexation, regulatory updates and any mid-cycle adjustments announced as of May 2026. US OBBB extensions, UK April 2028 budget, AU Stage 3 brackets and post-pandemic SG/NZ adjustments are baked in where confirmed. Emergency mid-year change will be reflected within 14 days.

When to Use This Calculator

Use this 2028 tool when planning contributions, mortgage decisions, employment offers, property purchases or year-end tax strategy. The indicative number works as a baseline for conversations with your CPA, chartered accountant or financial adviser. For binding amounts, file or claim through the official portal listed below.

Source and Disclaimer

Figures and rates sourced from cpf.gov.sg as of May 2026. This is an educational calculator and is not tax, legal, or financial advice. Always consult a qualified professional before acting on the result. Last updated: May 2026.

Source: cpf.gov.sg