Pennsylvania Income Tax Calculator 2026
Calculate your combined federal and Pennsylvania state income tax for 2026. See your federal brackets, Pennsylvania tax, effective rate, and take-home pay — all calculated privately in your browser.
How the Pennsylvania Income Tax Calculator Works
The Pennsylvania income tax calculator estimates your 2026 federal income tax and Pennsylvania state income tax from your annual income and filing status. Pennsylvania taxes compensation at a flat 3.07% with no standard deduction or personal exemption, so the state figure is simply 3.07% of your income. Everything runs privately in your browser — no data is sent to any server.
Pennsylvania Income Tax: 3.07% Flat Rate
Pennsylvania’s personal income tax rate is a flat 3.07% (PA Department of Revenue). It applies from the first dollar of taxable compensation: there is no standard deduction, no personal exemption, and federal itemized deductions do not reduce it. A single filer earning $60,000 owes about $1,842 in Pennsylvania tax; at $100,000 the state tax is about $3,070.
On top of the state tax, Pennsylvania residents pay federal income tax from 10% to 37%. This calculator combines the two to show total tax, effective rate and take-home pay.
Local Earned Income Tax Is Separate
Almost every Pennsylvania municipality and school district also charges a local Earned Income Tax, commonly 1% combined. Philadelphia residents pay the City Wage Tax instead — 3.735% from July 1, 2026 (3.74% before that). This calculator shows state tax only; use the Pennsylvania paycheck calculator, which has a local Earned Income Tax field, to include your local rate.
Reducing Your Pennsylvania Tax Bill
Pennsylvania is different from the federal system: elective 401(k), 403(b) and 457 deferrals are taxed by Pennsylvania when you contribute, so they do not lower your Pennsylvania tax (qualifying withdrawals in retirement are then not taxed again). Lower-income households can claim Tax Forgiveness on Schedule SP of the PA-40, which can reduce or eliminate the state tax after the fact. This calculator does not apply Tax Forgiveness.
Tips for Getting Accurate Results
For the most accurate results, use up-to-date numbers from official sources. Double-check your inputs before calculating — small errors in the starting values can lead to significantly different outputs. If you are comparing scenarios, keep all variables the same except the one you are testing. Save or screenshot your results for future reference. This calculator uses standard formulas and is designed to give you a reliable quick estimate, though professional advice may be needed for complex situations.
Last updated 2026-10-06. Source: Pennsylvania Department of Revenue; City of Philadelphia Wage Tax rates.
Frequently Asked Questions
What is Pennsylvania’s income tax rate?
Pennsylvania has a flat personal income tax rate of 3.07%. It applies to all taxable compensation regardless of how much you earn.
How much state tax will I pay in Pennsylvania on $100,000?
On $100,000 of wages you would pay about $3,070 in Pennsylvania state income tax (3.07%). On $60,000 it is about $1,842. Local Earned Income Tax and federal tax are extra.
Does Pennsylvania allow standard deductions?
No. Pennsylvania has no standard deduction and no personal exemption, so the flat 3.07% applies from the first dollar of taxable compensation. Lower-income households can claim Tax Forgiveness on Schedule SP of the PA-40.
Do I also pay local income tax in Pennsylvania?
Usually yes. Most Pennsylvania municipalities and school districts charge a local Earned Income Tax, commonly 1% combined, and Philadelphia residents pay the City Wage Tax of 3.735% from July 1, 2026. This calculator shows the 3.07% state tax only.
Does a 401(k) reduce my Pennsylvania state tax?
No. Pennsylvania taxes elective 401(k), 403(b) and 457 deferrals when you contribute, unlike federal tax, which defers them. Pennsylvania then does not tax qualifying distributions in retirement, so the tax is paid earlier rather than twice.