Connecticut Property Tax Calculator 2026

How Connecticut Property Tax Works

Property tax in Connecticut is an annual tax levied on real estate by local governments — primarily counties, municipalities, and school districts. The amount you owe is determined by your property's assessed value multiplied by the local mill rate. On average, Connecticut homeowners pay 1.54% of their home's value in property tax each year, 0.60 percentage points above the U.S. figure of 0.94%.

The effective rate combines all local levies: county tax, municipal tax, school district tax, and any special assessments. Because Connecticut has multiple taxing jurisdictions, your actual rate depends heavily on where in the state your property is located. The 1.54% figure is all real-estate tax paid on owner-occupied homes in Connecticut divided by their total value, as published in the Tax Foundation's Property Taxes by State and County, 2026 from Census Bureau American Community Survey data for 2020–2024. It is a statewide average — not a rate any single jurisdiction charges, and not your bill.

The Census Bureau puts the median owner-occupied home in Connecticut at $366,900 and the median real-estate tax bill at $6,643 a year — roughly $554 per month when paid through a mortgage escrow account (American Community Survey, 2020–2024).

Who Collects Property Tax in Connecticut — and How Rates Are Set

In Connecticut, property is assessed and taxed by the town or city, not the county — Connecticut has no county government. Each municipality has its own assessor, who sets values, and its own tax collector, who sends the bill, and each sets its own mill rate.

Mill rates (expressed as dollars of tax per $1,000 of assessed value) are set annually based on local budget needs. Ten mills is 1% of assessed value, which equals 1% of market value only where homes are assessed at full market value. States differ on that — some tax full market value, others a fixed fraction of it — so your assessment notice is the place to check which applies to you. If your home's market value rises faster than neighboring properties, your share of the tax burden can increase even if the mill rate stays the same.

To find your exact rate, contact your town or city assessor's office or check its official website. Your most recent property tax bill will also show the breakdown of all levies applied to your parcel.

Connecticut Property Tax Exemptions and Relief Programs

Connecticut's main statewide relief is a credit rather than a homestead exemption: homeowners who are 65 or older or totally disabled, with income under the state limits, can get a property tax credit of up to $1,250 for married couples or $1,000 for single people, applied to the bill by the town. Apply to your municipal assessor between February 1 and May 15. Towns also grant veterans' and other local-option exemptions. Source: Connecticut Office of Policy and Management — Homeowners (Elderly/Disabled Circuit Breaker) Tax Relief Program.

Veterans may qualify for separate property-tax relief, which takes a different form in each state - an exemption, a credit or a refund - so ask your town or city assessor what Connecticut offers. Agricultural land often receives a preferential assessment based on use-value rather than market value. If you believe your assessment is incorrect, you have the right to appeal — the deadline is printed on your assessment notice and is often only a few weeks away.

To apply for any exemption, contact your town or city assessor. Most exemptions require an annual or one-time application and proof of eligibility (residency, age, disability documentation, etc.).

Tips to Manage Your Connecticut Property Tax Bill

First, verify your assessment is accurate. Review your property record card at your town or city assessor's office and check for errors in square footage, bedroom/bathroom count, or lot size. Even small errors can inflate your assessed value and tax bill. If the assessment seems high, look up recent sale prices of comparable homes in your neighborhood and file an appeal if warranted.

Second, apply for every exemption you qualify for. Homestead, senior, veteran, and disability exemptions can reduce your taxable value by thousands of dollars. Third, if your mortgage servicer handles tax payments through escrow, review your escrow statement annually. Servicers sometimes over-estimate and hold excess funds — you may be entitled to a refund. Finally, Connecticut property taxes are billed by each town, generally in two installments due July 1 and January 1; your town's tax collector sets the exact dates.