Vietnam Social Insurance 2027 Calculator
Vietnam mandatory employee insurance 2027: social 8% + health 1.5% + unemployment 1% = 10.5%. Employer pays additional 17.5% (social 14% + health 3% + unemployment 1% + injury 0.5%). Cap 20× minimum wage. Source: vss.gov.vn.
Vietnam Social Insurance Rates 2027
Employee: social 8% + health 1.5% + unemployment 1% = 10.5%. Employer: social 14% (retirement 11% + sickness/maternity 3%) + health 3% + unemployment 1% + work injury 0.5% = 18.5%. Total cost to employer: 28-29% of gross. Source: Law on Social Insurance 58/2014/QH13.
Insurance Cap and Minimum Wage Multipliers
Social and health insurance based on salary capped at 20× general minimum wage (around VND 36M/month, varies by year). Unemployment insurance capped at 20× regional minimum wage (regions I-IV, ranges VND 4.96M-3.45M base). Above caps, contributions don't grow. Source: vss.gov.vn.
Coverage Benefits
Social insurance covers: sickness benefit (75% of salary 30-180 days/year), maternity (100% of avg salary 6 months), occupational accident, retirement pension (age 60-62 male / 55-60 female, 15+ years), survivor pension. Health insurance covers 80-100% of treatment at registered facilities. Unemployment: 60% of avg salary 3-12 months.
Voluntary Insurance for Self-Employed and Informal Workers
Self-employed and informal workers can voluntarily enroll in social insurance (22% of declared income, on retirement + survivor only — not sickness/maternity). Free or subsidized health insurance for low-income households. Source: vss.gov.vn.