North Dakota Income Tax Calculator 2026
Calculate your combined federal and North Dakota state income tax for 2026. See your federal brackets, North Dakota tax, effective rate, and take-home pay — all calculated privately in your browser.
How the North Dakota Income Tax Calculator Works
The North Dakota income tax calculator estimates your 2026 federal income tax and North Dakota state income tax from your annual income, filing status and deduction choice. North Dakota starts from federal taxable income, so the deduction you pick above (standard or itemized) also reduces your North Dakota tax. Everything runs privately in your browser — no data is sent to any server.
North Dakota Income Tax Brackets for 2026
North Dakota has three brackets for 2026: 0%, 1.95% and 2.5% (ND Form ND-1ES 2026). They apply to federal taxable income:
- Single: 0% up to $49,575, 1.95% up to $250,400, 2.5% above
- Married filing jointly: 0% up to $82,800, 1.95% up to $304,850, 2.5% above
- Head of household: 0% up to $66,400, 1.95% up to $277,600, 2.5% above
- Married filing separately: 0% up to $41,400, 1.95% up to $152,425, 2.5% above
Worked Examples for North Dakota
A single filer earning $60,000 in wages has $43,900 of federal taxable income after the $16,100 federal standard deduction. That is below $49,575, so the North Dakota tax is $0. At $100,000 of wages, federal taxable income is $83,900 and the North Dakota tax is ($83,900 − $49,575) × 1.95% ≈ $669. With the standard deduction, a single filer pays no North Dakota income tax until wages pass roughly $65,675.
Reducing Your North Dakota Tax Bill
Anything that lowers federal taxable income lowers North Dakota tax too. Traditional 401(k), traditional IRA and HSA contributions all reduce federal taxable income. The 2026 401(k) limit is $24,500 ($32,500 with catch-up for age 50+). This calculator does not model North Dakota-specific subtractions or credits, so treat the state figure as an estimate.
Tips for Getting Accurate Results
For the most accurate results, use up-to-date numbers from official sources. Double-check your inputs before calculating — small errors in the starting values can lead to significantly different outputs. If you are comparing scenarios, keep all variables the same except the one you are testing. Save or screenshot your results for future reference. This calculator uses standard formulas and is designed to give you a reliable quick estimate, though professional advice may be needed for complex situations.
Last updated 2026-10-06. Source: North Dakota Office of State Tax Commissioner, 2026 Form ND-1ES rate schedules.
Frequently Asked Questions
What is North Dakota’s income tax rate?
North Dakota has three 2026 brackets: 0%, 1.95% and 2.5%. For single filers, federal taxable income up to $49,575 is taxed at 0%, income up to $250,400 at 1.95% and income above that at 2.5%.
How much state tax will I pay in North Dakota on $100,000?
A single filer with $100,000 of wages has $83,900 of federal taxable income after the $16,100 federal standard deduction, so the North Dakota tax is about $669 — 1.95% of the amount above $49,575. On $60,000 of wages the North Dakota tax is $0.
Does North Dakota have its own standard deduction?
No separate one. North Dakota starts from federal taxable income, so the federal standard deduction ($16,100 single for 2026) or your federal itemized deductions already reduce your North Dakota income.
Who pays no North Dakota income tax?
Anyone whose federal taxable income is within the 0% bracket: up to $49,575 for single filers, $66,400 for head of household and $82,800 for married filing jointly in 2026. With the standard deduction, a single filer pays no North Dakota tax on wages up to roughly $65,675.
Can I reduce my North Dakota state tax?
Yes. Traditional 401(k), traditional IRA and HSA contributions reduce federal taxable income, which is the starting point for North Dakota tax, so they lower both your federal and North Dakota bills.