Canada Tools

Canada Income Tax Calculator 2025

Calculate your 2025 federal and provincial income tax, CPP, EI, and net take-home pay. Covers Ontario, BC, Alberta, Quebec, Manitoba, and Saskatchewan.

Alberta Income Tax Calculator 2025

Calculate Alberta federal and provincial income tax, CPP, EI, and net take-home. See the Alberta Advantage vs Ontario with 2025 rates.

Canada Child Benefit (CCB) Estimator

Estimate your monthly and annual Canada Child Benefit payments. The CCB is a tax-free monthly paymen

CPP Retirement Calculator Canada

Estimate your Canada Pension Plan monthly retirement benefit based on earnings and contribution years. Includes CPP2 enhancement and age 60-70 adjustment.

CPP2 Additional Contribution Calculator 2026

Calculate 2026 base CPP and CPP2 (second-tier) contributions on income up to YMPE and YAMPE thresholds. For employees and self-employed Canadians.

OAS GIS Calculator Canada 2026

Calculate your 2026 Old Age Security and Guaranteed Income Supplement with clawback, age 75+ boost, and age-70 deferral comparison.

CRA Tax Instalment Calculator Canada

Calculate your quarterly tax instalment payments required by the Canada Revenue Agency. If you earn

EI Benefit Estimator Canada

Estimate your Employment Insurance (EI) regular benefit amount based on your insurable earnings and

Freelance Rate Calculator Canada

Calculate your minimum freelance hourly rate as a Canadian freelancer or independent contractor. Thi

Rent Affordability Calculator Canada

Check whether your rent is affordable by Canadian standards. The widely used 30% rule recommends spe

RRSP Contribution Calculator Canada

Calculate your maximum RRSP contribution room and the tax refund you can expect from your Registered

RRSP 2027 Contribution Limit Calculator

Calculate your 2027 RRSP contribution limit and tax savings by province. CRA $35,390 max with federal-provincial bracket breakdown.

RRIF Minimum Withdrawal Calculator 2026

Calculate your CRA-mandated RRIF minimum withdrawal, federal and provincial tax, and net after tax. Spouse-age option included.

Self-Employed Tax Buffer Calculator Canada

Calculate how much you should set aside each month from your self-employment income to cover federal

FHSA Calculator Canada 2026

Project your First Home Savings Account balance, tax refund, and down payment with $8,000 annual / $40,000 lifetime limits and RRSP HBP comparison.

TFSA Growth Calculator Canada

Project how your Tax-Free Savings Account grows over time with annual contributions and compound inv

TFSA Contribution Room Calculator 2026

Calculate your TFSA contribution room based on age, residency year, and prior contributions. Over-contribution penalty check included.

RRSP vs TFSA Calculator Canada

Compare RRSP and TFSA to find which account gives you more after-tax wealth based on your current and retirement tax rates.

Ontario Land Transfer Tax Calculator

Calculate Ontario land transfer tax and Toronto Municipal LTT with first-time buyer rebates automatically applied. Includes bracket breakdown.

BC Property Transfer Tax Calculator

Calculate BC Property Transfer Tax with first-time buyer exemption, newly built home exemption, and foreign buyer 20% APTT. 2025 rates.

Ontario vs BC Tax Comparison 2025

Compare take-home pay between Ontario and British Columbia side-by-side. Provincial tax, surtax, CPP, and EI breakdown for the same income.

Quebec Income Tax Calculator 2025

Calculate Quebec federal tax, provincial tax, QPP, QPIP, and EI with the Quebec abatement applied. See monthly take-home pay and Quebec vs Ontario comparison.

Mortgage Calculator Canada

Calculate Canadian mortgage payments with CMHC insurance, semi-annual compounding, stress test rate, and amortization comparison. Free and private.

RESP Calculator Canada

Calculate RESP growth with CESG government grants. See how much you'll save for your child's education.

GST/HST Calculator

Calculate Canadian GST, HST, or PST by province. Add or remove tax from any amount.

TFSA 2026 Contribution Room Calculator

Calculate your available TFSA contribution room for 2026 based on age, residency, contributions, and withdrawals. Based on CRA rules.

Canada Capital Gains Inclusion Rate Calculator 2026

Calculate Canadian capital gains tax under the 50% vs 66.67% inclusion rate proposal. Free 2026 tax calculator for individuals over $250K and corporations.

GST/HST Quick Method Calculator 2026 Canada

Calculate GST/HST Quick Method savings for 2026 Canada: simplified remittance rates by province for businesses under $400K revenue. Free CRA-aligned tool.

OAS Clawback Calculator (Recovery Tax)

Calculate Old Age Security (OAS) recovery tax (clawback) on Canadian retirement income. 2026 thresholds, 15% recovery rate, full reduction point, deferral options.