Hong Kong Financial Tools
Free Hong Kong tax and financial planning tools built on official Inland Revenue Department (IRD) rates. Calculate your salaries tax liability for 2026/27, estimate MPF contributions, and plan your finances — all privately in your browser.
Hong Kong maintains one of the world's most competitive tax environments, with salaries tax capped at a maximum effective rate of 15% under the standard rate. These tools are based on rates published at ird.gov.hk and run entirely in your browser — no data is sent to any server.
HK Salaries Tax Calculator 2026/27
Calculate Hong Kong salaries tax using progressive rates (2%–17%) vs the 15% standard rate. Includes MPF deduction, basic, married and child allowances. IRD 2026/27 rates.
HK Provisional Salaries Tax Calculator 2026-27
Estimate your 2026/27 provisional salaries tax demand from preceding-year income. Includes 75% / 25% instalment split, allowances and IRD methodology.
HK Dependent Parent/Grandparent Allowance Calculator 2026/27
Calculate the IRD Dependent Parent and Grandparent Allowance for 2026/27 with co-residing bonus, age 55–59 vs 60+ tiers, and salaries tax savings.
HK Home Loan Interest Deduction Calculator 2026/27
Calculate the HKD 100,000 Home Loan Interest deduction (+ HKD 20,000 child concession) against Salaries Tax for 2026/27. Joint-owner proration, 20-year lifetime limit. IRD section 26E.
HK MPF Contribution Calculator 2026/27
Calculate mandatory MPF contributions for employees and employers. Shows monthly/annual contributions, projected retirement fund balance, and salaries tax deduction. Based on mpfa.org.hk 2026/27 rules.
MPF TVC Tax Deduction Calculator
Calculate tax savings from MPF Tax-Deductible Voluntary Contributions. See your optimal TVC amount for maximum tax relief under HK salaries tax.
Hong Kong Stamp Duty Calculator 2026
Calculate property stamp duty including AVD, BSD, and SSD. Updated with February 2024 policy changes that removed BSD and SSD. Based on IRD rates.
HK Stamp Duty Calculator 2026 — Property Tax
Calculate Hong Kong property stamp duty with AVD Scale 2 (first-time HKPR) and Scale 1 flat 7.5% (non-first-time buyers). BSD abolished Feb 2024. Marginal relief applied. IRD ird.gov.hk rates.
MPF 2026 Voluntary Contributions Planner
Plan MPF mandatory, TVC, and SVC contributions for 2026. Calculate TVC tax savings up to $60,000 deduction, effective contribution rate, and projection to age 65.
HK Profits Tax Calculator 2026-27
Calculate Hong Kong profits tax for 2026/27. Two-tier rates: 8.25%/16.5% for corporations, 7.5%/15% for unincorporated businesses. Includes two-tier vs flat-rate comparison. IRD ird.gov.hk rates.
Additional Tools
HK Salaries Tax Allowances Calculator 2026/27
Hong Kong salaries tax allowances 2026/27: basic, married, child, dependent parent. Calculate total allowance + net taxable income. Free, IRD rules.
Hong Kong MPF Prescribed Savings Calculator 2026
Calculate Hong Kong MPF mandatory contributions for 2026 — employer + employee 5% each on relevant income up to HK$30,000 monthly cap. Includes TVC tax deduction and eMPF Platform readiness. Free and private.
HK Property Tax Calculator 2026/27 (Rental Income)
Calculate Hong Kong property tax on rental income at the 15% standard rate after 20% repair allowance and rates deduction. Updated for 2026/27. Free and private.
HK Special Stamp Duty Calculator 2026 (SSD on Resale)
Calculate Hong Kong Special Stamp Duty (SSD) on residential property resold within 24 months. Updated for 2026 IRD rules. Free and private.
Working Family Allowance Calculator Hong Kong 2026
Calculate Hong Kong Working Family Allowance (WFA) 2026 — basic, medium and higher tier rates. Free calculator with working hours threshold and child rate per household.
MPFA Default Investment Strategy 2026 Calculator
Estimate Hong Kong MPF Default Investment Strategy (DIS) returns. Age-based glide path: Core Accumulation Fund (CAF) and Age 65 Plus Fund (A65F).