Hong Kong Financial Tools

HK Salaries Tax Calculator 2026/27

Calculate Hong Kong salaries tax using progressive rates (2%–17%) vs the 15% standard rate. Includes MPF deduction, basic, married and child allowances. IRD 2026/27 rates.

HK Provisional Salaries Tax Calculator 2026-27

Estimate your 2026/27 provisional salaries tax demand from preceding-year income. Includes 75% / 25% instalment split, allowances and IRD methodology.

HK Dependent Parent/Grandparent Allowance Calculator 2026/27

Calculate the IRD Dependent Parent and Grandparent Allowance for 2026/27 with co-residing bonus, age 55–59 vs 60+ tiers, and salaries tax savings.

HK Home Loan Interest Deduction Calculator 2026/27

Calculate the HKD 100,000 Home Loan Interest deduction (+ HKD 20,000 child concession) against Salaries Tax for 2026/27. Joint-owner proration, 20-year lifetime limit. IRD section 26E.

HK MPF Contribution Calculator 2026/27

Calculate mandatory MPF contributions for employees and employers. Shows monthly/annual contributions, projected retirement fund balance, and salaries tax deduction. Based on mpfa.org.hk 2026/27 rules.

MPF TVC Tax Deduction Calculator

Calculate tax savings from MPF Tax-Deductible Voluntary Contributions. See your optimal TVC amount for maximum tax relief under HK salaries tax.

Hong Kong Stamp Duty Calculator 2026

Calculate property stamp duty including AVD, BSD, and SSD. Updated with February 2024 policy changes that removed BSD and SSD. Based on IRD rates.

HK Stamp Duty Calculator 2026 — Property Tax

Calculate Hong Kong property stamp duty with AVD Scale 2 (first-time HKPR) and Scale 1 flat 7.5% (non-first-time buyers). BSD abolished Feb 2024. Marginal relief applied. IRD ird.gov.hk rates.

MPF 2026 Voluntary Contributions Planner

Plan MPF mandatory, TVC, and SVC contributions for 2026. Calculate TVC tax savings up to $60,000 deduction, effective contribution rate, and projection to age 65.

HK Profits Tax Calculator 2026-27

Calculate Hong Kong profits tax for 2026/27. Two-tier rates: 8.25%/16.5% for corporations, 7.5%/15% for unincorporated businesses. Includes two-tier vs flat-rate comparison. IRD ird.gov.hk rates.

HK Salaries Tax Allowances Calculator 2026/27

Hong Kong salaries tax allowances 2026/27: basic, married, child, dependent parent. Calculate total allowance + net taxable income. Free, IRD rules.

Hong Kong MPF Prescribed Savings Calculator 2026

Calculate Hong Kong MPF mandatory contributions for 2026 — employer + employee 5% each on relevant income up to HK$30,000 monthly cap. Includes TVC tax deduction and eMPF Platform readiness. Free and private.

HK Property Tax Calculator 2026/27 (Rental Income)

Calculate Hong Kong property tax on rental income at the 15% standard rate after 20% repair allowance and rates deduction. Updated for 2026/27. Free and private.

HK Special Stamp Duty Calculator 2026 (SSD on Resale)

Calculate Hong Kong Special Stamp Duty (SSD) on residential property resold within 24 months. Updated for 2026 IRD rules. Free and private.

Working Family Allowance Calculator Hong Kong 2026

Calculate Hong Kong Working Family Allowance (WFA) 2026 — basic, medium and higher tier rates. Free calculator with working hours threshold and child rate per household.

MPFA Default Investment Strategy 2026 Calculator

Estimate Hong Kong MPF Default Investment Strategy (DIS) returns. Age-based glide path: Core Accumulation Fund (CAF) and Age 65 Plus Fund (A65F).

Hong Kong Buyer Stamp Duty (BSD) 2026 Calculator

Calculate Hong Kong Buyer's Stamp Duty (BSD) 2026 on residential property purchases by non-permanent residents and companies. 7.5% flat.

Charitable Donation Deduction Cap Calculator 2026 — Hong Kong

Calculate HK approved charitable donation deduction: 35% of assessable income cap, IRD Section 88 approved charities. Free 2026 tool. Private.

HK Elderly Residential Care 2027 Deduction Calculator

Deduct up to HK$100,000/parent/year for residential elderly care fees. Calculate Salaries Tax savings 2027 (source: ird.gov.hk).

HK Elderly Residential Care Expense Deduction 2026/27

Calculate HK elderly residential care expense tax deduction 2026/27. HK$100,000/elder, parent or grandparent. Inland Revenue.

HK 2028 Profits Tax

Hong Kong 2028 corporate Profits Tax: 8.25% on first HK$2m, 16.5% above. Unincorporated: 7.5%/15%. R&D super-deduction 300%. Patent box 5%.

HK 2028 Salaries Tax

Hong Kong 2028-29 Salaries Tax: 2%/6%/10%/14%/17% bands or 15% standard rate. Personal allowance HK$132,000. Compute lower of progressive vs standard.

HK 2028 Property Stamp Duty

Hong Kong 2028 property stamp duty (AVD) calculator. Scale 1 (non-resident or 2nd home): 7.5%. Scale 2 (resident first home): 1.5%-4.25% by price.

Hong Kong Cross-Border Talent Scheme Calculator 2027

Calculate Hong Kong Top Talent Pass Scheme 2027 benefits: salaries tax, housing concession, MPF voluntary. Free HK talent tool. Private.

Hong Kong Dependent Parent Allowance 2028

Dependent Parent Allowance 2028 — HK$50,000/parent + HK$50,000 if living with you. Calculate combined allowance 2028.

Hong Kong Housing Allowance Tax Calculator

Calculate Hong Kong rental value (RV) for housing allowance and tax saving vs taking cash. IRD 10% RV rule for housing benefits.

Long Service Payment 2027 Calculator Hong Kong

Calculate your 2027 Hong Kong Long Service Payment after the 1 May 2025 MPF offset abolition. Free LSP/SP estimator with employer + worker shares.

HK MPF 2028 Prescribed Savings Rate

Calculate your Hong Kong 2028 MPF Prescribed Savings Rate (PSR) for low-balance accounts. Annual MPFA announcement Q1 each year.

Hong Kong MPF Conservative vs DIS Default 2027 Calculator

Free HK MPF investment comparison 2027 — Conservative Fund vs DIS Default Investment Strategy (Core Accumulation + Age 65 Plus) over 20-40 year horizons.

Hong Kong MPF Mandatory 2028 Contribution

MPF Mandatory 2028 — 5% employer + 5% employee, capped at HK$1,500/month each. Calculate annual contribution 2028.

Hong Kong MPF TVC 2028 Tax Deduction

MPF TVC 2028 — voluntary contributions tax-deductible up to HK$60,000/yr. Calculate tax savings 2028.

HK MPF TVC + QDAP Combined HK$60k 2027 Calculator

MPF Tax-Deductible Voluntary Contribution + Qualifying Deferred Annuity Policy combined deduction cap HK$60,000/year. Calculate tax savings 2027.

MPF Voluntary Contribution 2027 Calculator Hong Kong

Calculate your 2027 MPF voluntary contribution and projected balance. Free Hong Kong tool for mandatory + voluntary stacking. Private, instant.

Hong Kong Personal Allowance 2028 Married

HK Personal Allowance 2028 — HK$132k single / HK$264k married. Calculate tax-free portion of salary 2028.

Hong Kong Personal Assessment 2028 Married

Personal Assessment 2028 — couples can elect joint assessment for tax savings. Calculate savings vs separate 2028.

Hong Kong Profits Tax 2028 Corporation

HK Profits Tax 2028 — 8.25% first HK$2m, 16.5% over. Calculate corporate profits tax 2028.

Profits Tax Two-Tier 2027 Calculator Hong Kong

Calculate 2027 HK profits tax using the two-tier rates — 8.25% on first HKD 2M, 16.5% above. Free IRD calculator for companies and partnerships. Private.

Hong Kong Property Rent Tax 2028 Landlord

HK Property Tax 2028 — 15% of net assessable value after 20% statutory allowance. Calculate landlord tax 2028.

Qualified Deferred Annuity QDAP 2027 Calculator HK

Calculate 2027 QDAP premium tax deduction up to HKD 60K and projected annuity income. Free Hong Kong retirement planning tool. Private, instant.

Rental Tax Deduction 2027 Calculator Hong Kong

Calculate your 2027 HK domestic rent salaries tax deduction up to HKD 100,000. Free IRD eligibility and savings tool. Private, instant.

Hong Kong Salaries Tax 2028 Progressive

HK Salaries Tax 2028 — progressive 2/6/10/14/17% or 15% standard. Calculate 2028 tax bill on net chargeable income.

Hong Kong Salaries Tax: Joint Election vs Personal Assessment 2027

Free HK salaries tax comparison 2027 — joint election vs personal assessment for married couples, allowance pooling, mortgage interest deduction sharing.

Salaries Tax Progressive 2027 vs Standard Calculator HK

Compare Hong Kong salaries tax under progressive 2/6/10/14/17% vs standard 15% for 2027. Free IRD tool to pick the cheaper option. Private, instant.

Stamp Duty BSD SSD 2027 Property Calculator HK

Calculate 2027 Hong Kong stamp duties — AVD, BSD, and SSD combined. Free property tax tool for residents, non-residents, and short-term sellers.

Hong Kong Residential Stamp Duty BSD/SSD/AVD 2027 Calculator

Free HK residential stamp duty calculator 2027 — Buyer Stamp Duty (BSD), Special Stamp Duty (SSD), Ad Valorem (AVD) tier-1 vs tier-2 rates, and total tax burden by buyer profile.

Hong Kong Stamp Duty Residential 2028

HK Residential Stamp Duty 2028 — Scale 1 / Scale 2 by buyer type. Calculate stamp duty on residential purchase 2028.

HK Tax-Deductible MPF TVC ROI 2027 Calculator

Calculate HK MPF Tax-Deductible Voluntary Contributions ROI. HK$60K annual deductible cap. Free, private.

Hong Kong Home Loan Interest 2028 Deduction

HK Home Loan Interest Deduction 2028 — up to HK$100,000/yr for principal residence. Calculate tax saving 2028.

Hong Kong Tax Loan vs Bank Personal Loan 2027 Comparison

Compare bank Tax Loan (effective rate 1.7-2.5%) vs bank Personal Loan (4-8%) for HK Salaries Tax 2027 payment.

HK Tax Loan vs IRD Installment 2026 Comparison

Compare bank Tax Loans (effective rate 1.7-2.5%) vs IRD's installment plan (5% surcharge + interest). Pick the cheaper option for your 2026 tax bill.

HK Salaries Tax + Allowances Calculator

Calculate Hong Kong salaries tax 2026 with all personal allowances — basic, married, child, dependent parent, single parent.

HK Intra-Group Loss Transfer 2026 Calculator

HK does not allow group loss surrender between companies. Compare tax cost of group-wide vs entity-by-entity Profits Tax for 2026.

HK Environmental Installation 100% First-Year Deduction

Environmental protection installations get 100% first-year tax deduction in HK. Calculate Profits Tax savings on solar, EV charging, water-saving systems.

HK Property Tax Rental Income 2026/27 Calculator

HK property tax is 15% on net assessable rental income after 20% statutory deduction. Calculate 2026/27 property tax (source: ird.gov.hk).

Hong Kong LSP + MPF Offset Abolition Calculator

Calculate HK Long Service Payment (LSP) under the new MPF offset abolition rules effective 1 May 2025. Employer offset eliminated; transition relief. Free.

MPF 2027 Min/Max Contribution Calculator

Calculate MPF mandatory contributions 2027 in Hong Kong. See employer + employee 5% mandatory split based on HK$7,100 min and HK$30,000 max RI.

MPF Default Investment Strategy Projection

Project Hong Kong MPF Default Investment Strategy (DIS) balance at 65. Core Accumulation Fund + Age 65 Plus Fund glide path.

MPF Employer Voluntary + TVC 2026 Calculator

Calculate Hong Kong MPF employer voluntary contributions and TVC tax deductions 2026. TVC deductible up to HK$60,000/yr. Free, private, instant — no sign-up.

HK MPF Mandatory Contribution 2026 Calculator

Calculate Hong Kong MPF mandatory contribution 2026 — 5% employee + 5% employer on relevant income, max HK$30,000/month ceiling = HK$1,500 each.

Hong Kong MPF Mandatory Contribution 2027 Calculator

Calculate 2027 Hong Kong MPF mandatory contribution for employee + employer. HKD 30,000 monthly relevant income cap and HKD 1,500 limit per side.

Hong Kong MPF Prescribed Savings Rate 2027 Calculator

Compare Hong Kong MPF Conservative Fund return to the Prescribed Savings Rate (PSR) for 2027. Confirm if your MPF Conservative Fund is returning at least the floor.

HK MPF Self-Employed Contribution Calculator 2026/27

Calculate HK MPF self-employed contribution 2026/27. 5% relevant income, HK$1,500 - $30K monthly range. MPFA official rates.

Hong Kong MPF TVC 2027 Tax Deduction Calculator

Calculate tax savings from Hong Kong MPF Tax-Deductible Voluntary Contributions (TVC) for 2027. HKD 60,000 cap combined with QDAP.

MPF Voluntary Contribution Tax Deduction Calculator (HK 2027)

Free MPF Tax-Deductible Voluntary Contribution (TVC) calculator for Hong Kong 2027 — HK$60,000 annual cap shared with QDAP, with tax savings at your marginal rate.

HK MPF Withdrawal Strategy Calculator

Compare lump-sum vs phased MPF withdrawal at age 65 in Hong Kong. See investment runway, capital protection, and IRD reporting impact for 2026.

Hong Kong Personal Assessment Calculator 2026/27

Calculate HK personal assessment 2026/27 free. Salaries + property + profits aggregated, lower vs separate tax. Private.

Hong Kong Profits Tax 2027 Calculator (Two-Tiered IRD)

Free Hong Kong Profits Tax 2027 calculator using the two-tiered rates — 8.25% on first HK$2M, 16.5% above (corporations); 7.5%/15% for unincorporated.

Hong Kong Profits Tax 8.25% 2026 Calculator

Hong Kong profits tax 2026 calculator. Two-tier 8.25% first HK$2M, 16.5% above. Unincorporated 7.5%/15%. Free.

HK Profits Tax R&D Deduction 2026 Calculator

Calculate HK Profits Tax R&D deduction: 300% Type A (in-house), 200% Type B (designated local R&D), Section 16B. Free 2026 tool. Private.

HK Profits Tax R&D Super Deduction 300% 2026

HK offers 300% super deduction on first HK$2M qualifying R&D and 200% above. Calculate Profits Tax savings 2026 (source: ird.gov.hk).

Hong Kong Property Tax 15% 2026 Calculator

Hong Kong property tax 2026. 15% standard rate on assessable letting value. 80% adjustment. Free.

HK QDAP Qualifying Deferred Annuity 2026 Tax Calculator

QDAP premiums (with TVC combined) give HK$60,000/yr tax deduction. Calculate your Salaries Tax savings 2026 (source: ia.org.hk).

Hong Kong Salaries Tax 2027/28 Marginal Rate Calculator

Calculate HK Salaries Tax 2027/28 using both progressive and standard rate methods. See which method gives the lower tax bill.

Hong Kong Salaries Tax 2027 Calculator — IRD Standard & Progressive

Free 2027 Hong Kong Salaries Tax calculator (IRD) — choose progressive 2/6/10/14/17% bands or 15% standard rate, basic HK$132,000 allowance + dependent parent/grandparent allowances.

HK Joint vs Separate Salaries Tax Calculator

Compare HK joint vs separate salaries tax assessment for married couples. See which option saves more under 2026-27 IRD allowances and standard rate.

Hong Kong Salaries Tax vs Personal Assessment 2027 Comparison

Compare Hong Kong Salaries Tax with Personal Assessment for 2027. Find which option gives lower tax when you have rental income or property mortgage interest.

HK Married/Spouse Allowance 2026 Calculator

Hong Kong married person allowance 2026. HK$264K joint allowance + dependent kids/parents. Free.

HK Stamp Duty on Shares Calculator 2026

Calculate Hong Kong stamp duty on share transactions 2026. 0.1% buyer + 0.1% seller per Inland Revenue Stamp Duty Ordinance. Private.

HK Share Transaction Stamp Duty 2027 Calculator

Stamp duty on HK share transactions is 0.1% per side (buyer + seller). Calculate 2027 stamp duty on stock trades.

HK Tax Loan Repayment Calculator

Calculate Hong Kong tax loan repayment: monthly installments, total interest. Free HK personal tax loan calculator. Private.

HK Tax Reserve Certificate Interest Calculator

Calculate Tax Reserve Certificate interest at the prevailing IRD rate. Plan provisional tax savings vs bank deposit alternative.

HK Two-Tier Profits Tax Calculator 2026

Calculate Hong Kong two-tier profits tax: 8.25% on first HK$2M, 16.5% above. Free corporate tax calculator for HK companies. Private.

HK VHIS Voluntary Health Insurance 2026 Tax Calculator

VHIS plans deduct up to HK$8,000 per insured person from Salaries Tax. Calculate per-family tax savings for 2026 (source: vhis.gov.hk).