UK Tools

Air Fryer vs Oven Cost Calculator

Compare the electricity running costs of an air fryer versus a conventional oven based on current UK

UK Childcare Cost Calculator

Estimate your annual and monthly childcare costs in the UK. Factor in free hours entitlement for eli

Companies House Identity Verification Checker

Check the UK Companies House identity verification deadline for your role. Find when directors and P

CQC Inspection Readiness Checker

Check your CQC inspection readiness with this free self-assessment tool. Score your care service aga

UK Day Rate to Salary Calculator

Convert a contractor day rate into an equivalent annual permanent salary. This calculator accounts f

UK EV vs Petrol Company Car Calculator

Compare the total annual running costs of an electric vehicle versus a petrol company car in the UK.

P11D Benefit in Kind Calculator UK 2025/26

Calculate your P11D BIK cash equivalent, income tax, and employer Class 1A NI for company cars, fuel benefit, medical insurance, and beneficial loans.

Holiday Entitlement Calculator

Calculate your UK statutory holiday entitlement based on your employment type. Supports full-time, p

MTD for Income Tax Start Date Checker UK

Check when Making Tax Digital for Income Tax Self Assessment (MTD ITSA) applies to you. Answer a few

MTD ITSA Penalty Calculator 2026

Calculate Making Tax Digital penalties for late quarterly updates and late payments under the new HMRC points-based system.

MTD Quarterly Deadline Planner UK

Plan your Making Tax Digital for Income Tax quarterly update deadlines. Select your accounting perio

Payments on Account Calculator

Calculate your HMRC payments on account for UK self-assessment. Payments on account are advance paym

Class 4 National Insurance Calculator UK

Check whether you owe UK Class 4 National Insurance and estimate the annual and monthly amount from

Redundancy Pay Calculator

Calculate your UK statutory redundancy pay based on your age, weekly gross pay, and completed years

UK Employment Rights Bill 2025 Checker

Check which Employment Rights Bill 2025 provisions apply to you — day-one rights, flexible working, zero-hours protections, fire and rehire. Free, instant.

Remaining Leave Calculator

Track your remaining annual leave balance throughout the UK leave year. Enter your total entitlement

Return to Work After Childcare Calculator

Determine whether returning to work is financially viable after accounting for childcare, commuting,

Self Assessment Tax Set-Aside Planner

Plan how much money to set aside each month for your UK self-assessment tax bill. This tool estimate

Sole Trader Tax Buffer Calculator

Calculate how much you should set aside each month as a UK sole trader to cover your income tax and

Sole Trader vs Limited Company Calculator UK

Compare take-home pay as a sole trader versus limited company director for 2025-26. Includes Income Tax, NI, Corporation Tax, and dividend tax.

UK SSP Calculator

Calculate your Statutory Sick Pay (SSP) entitlement under 2026 UK rules. Enter your average weekly e

Tax-Free Childcare vs Universal Credit Planner

Compare the two main UK government childcare support schemes side by side. Enter your childcare cost

Usage Rights Fee Calculator

Calculate fair usage rights fees for your content as a UK creator. Enter your base content creation

UK Capital Gains Tax Calculator 2025/26

Calculate UK Capital Gains Tax for 2025/26. Enter asset type, purchase and sale prices, and income to see CGT owed, the £3,000 exempt amount, and tax band split.

UK Dividend Tax Calculator 2025-26

Calculate UK dividend income tax using 2025-26 rates. Enter salary and dividends to see your exact tax bill and the £500 allowance.

UK Stamp Duty Calculator 2025 (SDLT)

Calculate UK Stamp Duty Land Tax for England and Northern Ireland. First-time buyer relief, additional property surcharge, and company rates.

UK Lifetime ISA Calculator 2026/27

Calculate your LISA 25% government bonus, growth to age 50 and 60, first home deposit timeline, and 25% early withdrawal penalty.

UK Corporation Tax Calculator 2026/27

Calculate UK Corporation Tax with the 19% small profits rate, 25% main rate, marginal relief, associated companies and short accounting periods.

UK Universal Credit Calculator 2025

Estimate your Universal Credit monthly payment using 2025/26 rates. Includes standard allowance, housing, child, disability, and carer elements.

Child Benefit Calculator 2025/26

Calculate UK Child Benefit and HICBC taper for high earners. Gross benefit, HICBC charge, and net benefit after clawback — 2025/26 rates.

UK Pension Annual Allowance Calculator

Check your pension annual allowance for 2025/26. See if you’ll trigger a tax charge, use carry forward from previous years, and optimise contributions.

UK Salary Sacrifice Pension Calculator 2026

Calculate UK 2026/27 salary sacrifice boost — income tax saved, employee NI saved (8% / 2%), employer NI rebate (15%), and take-home change.

UK Simple Assessment (PA302) Calculator 2026/27

Estimate the income tax balance owed via HMRC's PA302 Simple Assessment letter — state pension, employment, savings interest, less PAYE deducted.

UK Marriage Allowance Transfer Calculator 2026/27

Check Marriage Allowance eligibility and calculate the £252 yearly tax saving plus up to 4 years of backdating (~£1,260 lump sum).

Pension Drawdown Calculator UK 2026

Model UK pension drawdown year-by-year using 2026/27 tax bands. See sustainable income, tax owed each year, and how long your pot lasts.

P11D Benefit in Kind Calculator UK

Calculate tax on company car, fuel benefit, medical insurance, and beneficial loans for 2025/26. See BIK tax cost and employer Class 1A NI.

UK Rent vs Buy Calculator 2025

Compare renting vs buying in the UK including Stamp Duty Land Tax, mortgage interest, maintenance, and 10-year net cost. With SDLT 2025 rates.

Self-Employed Expenses Planner UK 2026

Calculate your total allowable expenses for Self Assessment, see taxable profit, and estimate tax saving per category. Includes HMRC mileage rates and home office flat rate.

ISA Allowance Tracker 2025/26

Track your £20,000 ISA allowance across Cash, Stocks & Shares, LISA, and IFISA accounts. Days remaining and LISA bonus calculator.

UK Mortgage Affordability Calculator

Calculate how much mortgage you can afford in the UK. Enter income, deposit, and expenses for your maximum property budget.

UK Equity Release Calculator

Estimate how much tax-free cash you can release from your UK home. See year-by-year debt projections, inheritance impact, and break-even vs downsizing comparison.

UK Bridging Loan Calculator 2026

Calculate the true cost of a UK bridging loan: monthly interest, arrangement fees, exit fees, and effective annual rate. Covers retained, rolled-up, and serviced interest.

UK Income Tax Calculator 2026/27

Calculate UK income tax, National Insurance, and take-home pay for 2026/27. Includes student loan deductions and pension relief.

UK Council Tax Calculator 2026/27

Estimate council tax for 30+ UK councils across England, Scotland and Wales. Band A-H, single person discount, student exemption.

UK Inheritance Tax Calculator 2025/26

Calculate IHT liability with nil-rate band, residence nil-rate band, spouse transfer, and 7-year gift taper relief.

UK IHT Residence Nil-Rate Band Calculator 2026/27

Calculate the £175,000 RNRB, £2M taper, transferable spouse RNRB (up to £350k combined), final IHT estate, and 40% / 36% rate.

MTD ITSA Penalty Calculator 2026

Calculate Making Tax Digital late submission points and late payment penalties under the new HMRC points-based system.

UK Buy-to-Let Tax Calculator 2026/27

Calculate UK buy-to-let landlord tax 2026/27 including Section 24 mortgage interest restriction (20% basic rate credit), property income, and tax liability. Free.

UK Company Car BIK Calculator 2026/27

Calculate UK company car Benefit in Kind (BIK) tax for 2026/27. Includes EV (3%), petrol/diesel emissions bands, P11D value, and personal income tax due. Free.

UK Employment Allowance 2026 Calculator

UK Employment Allowance 2026 calculator. See if your business qualifies for the £10,500 employer NI saving. Eligibility check, secondary Class 1 NIC reduction estimate, and 2026 rules.

Help to Buy ISA Calculator (Closing 2030)

Calculate Help to Buy ISA government 25% bonus, max bonus £3,000, closure deadline December 2030. Compare with Lifetime ISA. Free UK 2026 tool.

UK LSA & LSDBA Calculator 2027

Calculate UK Lump Sum Allowance (LSA £268,275) and Lump Sum Death Benefit Allowance (LSDBA £1,073,100) — replaced abolished Lifetime Allowance from April 2024.

CGT Residential Property 2027

Calculate UK CGT on residential property — 18% basic rate, 24% higher rate. PRR for main residence. AEA £3 000 (2025/26).

UK Dividend Tax 2027/28 Calculator

UK dividend tax calculator 2027/28. £500 allowance, 8.75/33.75/39.35% bands by income band. Free.

UK High Income Child Benefit Charge (HICBC) 2027 Calculator

Calculate UK High Income Child Benefit Charge (HICBC) 2027 — 1% of CB clawed back per £200 income over £60,000 threshold. Fully clawed back at £80,000.

Flexible ISA vs Standard 2027

Compare Flexible ISA (withdraw and replace) vs Standard ISA — when flexibility matters and the £20K allowance.

Lifetime ISA 25% Bonus 2027 Calculator

Lifetime ISA 25% government bonus calculator. £4,000 max + £1,000 bonus. First home up to £450K. Free UK tool.

UK Marriage Allowance 2027 Calculator — £1,260 Transfer

Calculate UK Marriage Allowance 2027 — transfer £1,260 of unused personal allowance to spouse, saves up to £252/year. Eligibility checker + 4-year backclaim.

Marriage Allowance Transfer 2027

Calculate UK Marriage Allowance benefit — transfer £1 257 (10%) of personal allowance to spouse, save up to £252 in tax.

National Insurance Class 4 2027

Calculate UK self-employed NI Class 4 — 6% on profits £12 570-£50 270, 2% above. Class 2 abolished 2024.

UK National Insurance Primary Threshold 2027/28 Calculator

UK Class 1 employee National Insurance 2027/28 calculator. Primary threshold £12,570, 8% main rate, 2% upper. Free.

UK Non-Dom FIG Regime Tax Calculator (2025/26)

Calculate UK tax under the new Foreign Income & Gains (FIG) regime replacing non-dom rules from 6 April 2025. 4-year exemption + transitional rules. Free.

UK Personal Allowance 2027/28 Calculator

Calculate your 2027/28 UK personal allowance after £100K+ tapering. £1 lost per £2 over £100K. Free tax planning tool.

Personal Allowance Tapering 100K-125K

Calculate effective tax rate in UK 60% trap (£100K-£125K) — personal allowance withdrawn £1 for every £2 over £100K.

UK SDLT 2027 Stamp Duty Thresholds Calculator

UK Stamp Duty Land Tax 2027 calculator. Post April 2025 thresholds: £125K nil-rate, 5% to £250K. First-time buyer relief. Free.

SDLT Second Home / BTL 2027

Calculate UK Stamp Duty (SDLT) on second homes / buy-to-let — 5% surcharge on top of standard rates. 2027 bands.

Student Loan Plan 2/5 Repayment

Calculate UK student loan repayment Plan 2 (post-2012 grads) and Plan 5 (post-Aug 2023) — 9% above threshold.

UK 2028 Capital Gains Tax

Calculate your UK 2028-29 Capital Gains Tax. Annual exempt amount £3,000. Basic rate 18%/24%, higher rate 24% (all gains post-Oct-2024 unification).

UK 2028 Corporation Tax

Calculate your UK 2028 Corporation Tax with marginal relief. 19% small profits to £50k, 25% main rate from £250k. Marginal relief on £50k-£250k = effective 26.5%.

UK 2028 Dividend Tax

Calculate your UK 2028 dividend tax. Allowance £500. Rates 8.75% basic, 33.75% higher, 39.35% additional. Stack on top of other income.

UK 2028 Income Tax

Calculate your UK 2028-29 income tax: Personal Allowance £12,570 frozen, basic 20%, higher 40%, additional 45%. Scottish rates separate. Tax-year April 6, 2028-April 5, 2029.

UK 2028 Inheritance Tax

Calculate your UK 2028 Inheritance Tax. Nil-rate band £325k + Residence NRB £175k = £500k max per person. £1m per couple. 40% above.

UK 2028 ISA Allowance

Calculate your UK 2028-29 ISA allowance split: £20,000 total across Cash, Stocks & Shares, Innovative Finance, Lifetime. LISA £4,000 with 25% government bonus.

UK 2028 Marriage Allowance

Calculate your UK 2028 Marriage Allowance: lower earner transfers £1,260 of PA to higher earner. Saves £252/year if both basic rate or below.

UK 2028 MTD ITSA Readiness

Calculate when you must comply with UK Making Tax Digital for Income Tax Self-Assessment (MTD ITSA). £50k+ from April 2026, £30k+ April 2027, £20k+ April 2028.

UK 2028 National Insurance

Calculate your UK 2028-29 NI: Class 1 employee 8% to UEL, 2% above. Self-employed Class 4 6%/2%. Primary threshold £12,570 frozen. Employer NI 13.8%.

UK 2028 Pension Annual Allowance

Calculate your UK 2028 pension annual allowance: £60,000 standard. Tapers down to £10,000 for high earners (threshold income £200k + adjusted income £260k). LTA abolished.

UK 2028 Personal Allowance

Calculate your UK 2028 Personal Allowance taper between £100k-£125,140. Effective 60% marginal rate. Pension contribution reclaim strategy included.

UK 2028 Stamp Duty SDLT

Calculate your UK 2028 Stamp Duty Land Tax. Bands rise: 0% to £125k, 2% to £250k, 5% to £925k, 10% to £1.5m, 12% above. First-time buyer relief separate.

UK 2028 Student Loan

Calculate your UK 2028 student loan repayment by plan: Plan 1 9%/£24,990, Plan 2 9%/£28,470, Plan 4 9%/£32,745, Plan 5 9%/£25,000 frozen 40 years.

UK 2028 Tapered Annual Allowance

Calculate your UK 2028 pension Tapered Annual Allowance. Floor £10,000 if adjusted income ≥ £360k. Threshold + adjusted income tests.

UK 2028 VAT

Calculate UK 2028 VAT. Standard 20%, reduced 5%, zero 0%. Registration threshold £90,000 (raised April 2024). MTD for VAT mandatory.

Additional Rate Tax 125k Allowance Taper 2027 UK Calculator

Calculate the £100k Personal Allowance taper and 45% Additional Rate hit above £125,140 for 2026/27 UK tax. See effective 60% trap impact.

UK Annual Investment Allowance 2027 £1M Permanent

AIA was made permanent at £1M from April 2023. Calculate corporation tax saving for capital equipment purchases up to £1M in 2027.

CGT Business Asset Disposal Relief 2027 Calculator UK

Calculate CGT with Business Asset Disposal Relief (BADR). 14% rate from April 2026, rising to 18% in April 2027. £1m lifetime limit.

UK CGT 2028 24% Calculator

CGT 2028 — 18/24% residential, 10/20% other (assumed unchanged). Calculate CGT 2028 over £3k exemption.

UK CGT Higher Rate 2027 24% Calculator

CGT higher rate now 24% on residential and 24% on other assets (from October 2024). Calculate 2027 CGT on disposals over £3k threshold.

UK CGT Share Disposal Calculator 2026/27

Calculate UK Capital Gains Tax on share disposal — £3,000 AEA, 18%/24% rate by income band, Bed & ISA strategy. Free.

UK High Income Child Benefit Charge 2027 Calculator

HICBC 2027 — Child Benefit clawed back £1 for every £200 over £60k, fully gone at £80k. Calculate net Child Benefit 2027.

Child Benefit Tax Charge HICBC 2027 Calculator UK

Calculate the High Income Child Benefit Charge (HICBC) for 2026/27. Threshold raised to £80,000 — see how much Child Benefit you keep.

UK Corporation Tax 2028 25%

Corp Tax 2028 — 19% < £50k profit, 25% > £250k, marginal between. Calculate corp tax 2028.

UK Dividend Allowance £500 2027 Tax Calculator

Dividend allowance fell to £500 in 2024 (from £1,000). Calculate 2027 dividend tax — 8.75% basic, 33.75% higher, 39.35% additional rate.

UK Dividend Tax 2028 £500 Allowance

Dividend tax 2028 — £500 allowance, then 8.75/33.75/39.35%. Calculate 2028 dividend tax.

UK Employer NI Secondary Threshold 2027 Calculator

Employer NI 2027 — secondary threshold falls to £5,000/yr (from £9,100) + rate rises to 15%. Calculate increased employer cost per employee.

UK Income Tax 2027/28 Band Calculator

Calculate UK income tax 2027/28. £12,570 PA + 20%/40%/45% bands. Free.

UK Income Tax 2028 April PA Frozen

UK Income Tax 2028 — Personal Allowance £12,570 frozen, bands 20/40/45%. Calculate 2028 tax.

IR35 Inside vs Outside Take-Home 2027 Calculator UK

Compare your contractor take-home pay Inside vs Outside IR35 for 2026/27. Includes Corporation Tax, dividends, salary, and employer NIC offset.

UK ISA 2028 £20k Allowance

UK ISA 2028 — £20,000 annual allowance, possible reduction to £4k cash from April 2027. Calculate.

UK ISA Allowance Calculator 2026/27

Track UK ISA contributions against the £20,000 annual allowance. Split across Cash ISA, Stocks & Shares ISA, Lifetime ISA, Innovative Finance ISA. Free.

UK ISA April 2027 Cash-Only Cap Calculator

Treasury proposed reducing the Cash ISA allowance to £4,000 from April 2027 while keeping S&S ISA at £20,000. Calculate your tax impact.

ISA vs Pension Tax Relief 2027 Comparison UK

Compare ISA vs SIPP/workplace pension for 2026/27. See net cost, withdrawal tax, and total return at retirement with marginal-rate relief modelled.

Lifetime Allowance Replaced LSA 2027 Calculator UK

The Lifetime Allowance was abolished April 2024 and replaced by the Lump Sum Allowance £268,275 and LSDBA £1,073,100. Calculate 2026/27 limits.

UK Marriage Allowance 2027 Transfer Calculator

Marriage Allowance 2027 — transfer £1,260 personal allowance to spouse (basic-rate only) for £252 tax cut. Check eligibility 2027.

UK MTD ITSA April 2027 £50k Mandatory Checker

Making Tax Digital for ITSA becomes mandatory from 6 April 2027 for sole-traders / landlords with gross income > £50k. Check liability.

UK NI 2028 Class 1 Employee

UK NI 2028 — Class 1 employee 8% over PT, 2% above UEL. Calculate NI 2028.

UK Non-Dom FIG Regime 2027 Tax Planning Calculator

Non-dom regime replaced with Foreign Income & Gains (FIG) regime from April 2025 — 4-year exemption for new residents. Calculate 2027 impact.

UK Non-Dom Tax Residence 2027 Arising vs Remittance Calculator

Free UK non-dom 2027 calculator — post-April-2025 abolition rules, 4-year FIG regime, IHT 10-year tail, and arising vs remittance basis for foreign income.

UK Pension Annual Allowance 2028

Pension AA 2028 — £60,000 standard, tapered for high earners. Calculate 2028 tax-relievable contribution.

UK Pension IHT April 2027 Rules Calculator

From April 2027, unused defined-contribution pensions form part of estate for IHT. Calculate IHT impact on £100k+ pension pots.

UK Personal Allowance Frozen 2028 Fiscal Drag

Personal allowance frozen at £12,570 until April 2028. Calculate how much extra income tax you pay from fiscal drag at your salary.

R&D Tax Credit Merged Scheme 2027 Calculator UK

Calculate R&D tax credit under the merged scheme for accounting periods from April 2024. 20% above-the-line credit + ERIS for loss-making SMEs.

UK Section 24 Finance Cost 2027 Landlord Calculator

Section 24 allows landlords only 20% tax credit on mortgage interest (not deduction). Calculate 2027 tax bill impact for buy-to-let.

UK Stamp Duty Second Home 2027 5% Calculator

From October 2024, the 3% second-home SDLT surcharge rose to 5%. Calculate full SDLT on second home / buy-to-let 2027.

UK Trust Tax Pool Anti-Fragmentation 2027 Calculator

From April 2024, multiple trust tax pools no longer aggregate. Calculate effective UK trust tax rate 2027 — 45% on income, 20%/24% CGT.

UK VAT 2028 20% Calculator

UK VAT 2028 — 20% standard, 5% reduced, 0% zero-rated. Calculate VAT on prices 2028.

VAT Flat Rate vs Standard 2027 Calculator UK

Compare VAT Flat Rate Scheme vs Standard for 2026/27. Find your break-even threshold and check if 'limited cost trader' 16.5% applies.

UK VAT Registration Threshold £90k 2027 Checker

VAT registration threshold remains £90,000 in 2026/27. Calculate whether your business should register voluntarily for input VAT recovery.