UK Tools
UK-specific tools for tax planning, Class 4 National Insurance, employment rights, childcare costs, and contractor finances. Built around HMRC and GOV.UK rules.
Air Fryer vs Oven Cost Calculator
Compare the electricity running costs of an air fryer versus a conventional oven based on current UK
UK Childcare Cost Calculator
Estimate your annual and monthly childcare costs in the UK. Factor in free hours entitlement for eli
Companies House Identity Verification Checker
Check the UK Companies House identity verification deadline for your role. Find when directors and P
CQC Inspection Readiness Checker
Check your CQC inspection readiness with this free self-assessment tool. Score your care service aga
UK Day Rate to Salary Calculator
Convert a contractor day rate into an equivalent annual permanent salary. This calculator accounts f
UK EV vs Petrol Company Car Calculator
Compare the total annual running costs of an electric vehicle versus a petrol company car in the UK.
P11D Benefit in Kind Calculator UK 2025/26
Calculate your P11D BIK cash equivalent, income tax, and employer Class 1A NI for company cars, fuel benefit, medical insurance, and beneficial loans.
Holiday Entitlement Calculator
Calculate your UK statutory holiday entitlement based on your employment type. Supports full-time, p
MTD for Income Tax Start Date Checker UK
Check when Making Tax Digital for Income Tax Self Assessment (MTD ITSA) applies to you. Answer a few
MTD ITSA Penalty Calculator 2026
Calculate Making Tax Digital penalties for late quarterly updates and late payments under the new HMRC points-based system.
MTD Quarterly Deadline Planner UK
Plan your Making Tax Digital for Income Tax quarterly update deadlines. Select your accounting perio
Payments on Account Calculator
Calculate your HMRC payments on account for UK self-assessment. Payments on account are advance paym
Class 4 National Insurance Calculator UK
Check whether you owe UK Class 4 National Insurance and estimate the annual and monthly amount from
Redundancy Pay Calculator
Calculate your UK statutory redundancy pay based on your age, weekly gross pay, and completed years
UK Employment Rights Bill 2025 Checker
Check which Employment Rights Bill 2025 provisions apply to you — day-one rights, flexible working, zero-hours protections, fire and rehire. Free, instant.
Remaining Leave Calculator
Track your remaining annual leave balance throughout the UK leave year. Enter your total entitlement
Return to Work After Childcare Calculator
Determine whether returning to work is financially viable after accounting for childcare, commuting,
Self Assessment Tax Set-Aside Planner
Plan how much money to set aside each month for your UK self-assessment tax bill. This tool estimate
Sole Trader Tax Buffer Calculator
Calculate how much you should set aside each month as a UK sole trader to cover your income tax and
Sole Trader vs Limited Company Calculator UK
Compare take-home pay as a sole trader versus limited company director for 2025-26. Includes Income Tax, NI, Corporation Tax, and dividend tax.
UK SSP Calculator
Calculate your Statutory Sick Pay (SSP) entitlement under 2026 UK rules. Enter your average weekly e
Tax-Free Childcare vs Universal Credit Planner
Compare the two main UK government childcare support schemes side by side. Enter your childcare cost
Usage Rights Fee Calculator
Calculate fair usage rights fees for your content as a UK creator. Enter your base content creation
UK Capital Gains Tax Calculator 2025/26
Calculate UK Capital Gains Tax for 2025/26. Enter asset type, purchase and sale prices, and income to see CGT owed, the £3,000 exempt amount, and tax band split.
UK Dividend Tax Calculator 2025-26
Calculate UK dividend income tax using 2025-26 rates. Enter salary and dividends to see your exact tax bill and the £500 allowance.
UK Stamp Duty Calculator 2025 (SDLT)
Calculate UK Stamp Duty Land Tax for England and Northern Ireland. First-time buyer relief, additional property surcharge, and company rates.
UK Lifetime ISA Calculator 2026/27
Calculate your LISA 25% government bonus, growth to age 50 and 60, first home deposit timeline, and 25% early withdrawal penalty.
UK Corporation Tax Calculator 2026/27
Calculate UK Corporation Tax with the 19% small profits rate, 25% main rate, marginal relief, associated companies and short accounting periods.
UK Universal Credit Calculator 2025
Estimate your Universal Credit monthly payment using 2025/26 rates. Includes standard allowance, housing, child, disability, and carer elements.
Child Benefit Calculator 2025/26
Calculate UK Child Benefit and HICBC taper for high earners. Gross benefit, HICBC charge, and net benefit after clawback — 2025/26 rates.
UK Pension Annual Allowance Calculator
Check your pension annual allowance for 2025/26. See if you’ll trigger a tax charge, use carry forward from previous years, and optimise contributions.
UK Salary Sacrifice Pension Calculator 2026
Calculate UK 2026/27 salary sacrifice boost — income tax saved, employee NI saved (8% / 2%), employer NI rebate (15%), and take-home change.
UK Simple Assessment (PA302) Calculator 2026/27
Estimate the income tax balance owed via HMRC's PA302 Simple Assessment letter — state pension, employment, savings interest, less PAYE deducted.
UK Marriage Allowance Transfer Calculator 2026/27
Check Marriage Allowance eligibility and calculate the £252 yearly tax saving plus up to 4 years of backdating (~£1,260 lump sum).
Pension Drawdown Calculator UK 2026
Model UK pension drawdown year-by-year using 2026/27 tax bands. See sustainable income, tax owed each year, and how long your pot lasts.
P11D Benefit in Kind Calculator UK
Calculate tax on company car, fuel benefit, medical insurance, and beneficial loans for 2025/26. See BIK tax cost and employer Class 1A NI.
UK Rent vs Buy Calculator 2025
Compare renting vs buying in the UK including Stamp Duty Land Tax, mortgage interest, maintenance, and 10-year net cost. With SDLT 2025 rates.
Self-Employed Expenses Planner UK 2026
Calculate your total allowable expenses for Self Assessment, see taxable profit, and estimate tax saving per category. Includes HMRC mileage rates and home office flat rate.
ISA Allowance Tracker 2025/26
Track your £20,000 ISA allowance across Cash, Stocks & Shares, LISA, and IFISA accounts. Days remaining and LISA bonus calculator.
UK Mortgage Affordability Calculator
Calculate how much mortgage you can afford in the UK. Enter income, deposit, and expenses for your maximum property budget.
UK Equity Release Calculator
Estimate how much tax-free cash you can release from your UK home. See year-by-year debt projections, inheritance impact, and break-even vs downsizing comparison.
UK Bridging Loan Calculator 2026
Calculate the true cost of a UK bridging loan: monthly interest, arrangement fees, exit fees, and effective annual rate. Covers retained, rolled-up, and serviced interest.
UK Income Tax Calculator 2026/27
Calculate UK income tax, National Insurance, and take-home pay for 2026/27. Includes student loan deductions and pension relief.
UK Council Tax Calculator 2026/27
Estimate council tax for 30+ UK councils across England, Scotland and Wales. Band A-H, single person discount, student exemption.
UK Inheritance Tax Calculator 2025/26
Calculate IHT liability with nil-rate band, residence nil-rate band, spouse transfer, and 7-year gift taper relief.
UK IHT Residence Nil-Rate Band Calculator 2026/27
Calculate the £175,000 RNRB, £2M taper, transferable spouse RNRB (up to £350k combined), final IHT estate, and 40% / 36% rate.
MTD ITSA Penalty Calculator 2026
Calculate Making Tax Digital late submission points and late payment penalties under the new HMRC points-based system.
Statutory Maternity Pay (SMP) Calculator
UK SMP for 39 weeks: 90% pay 6 weeks then statutory rate.
Jobseekers Allowance (JSA) Calculator
New Style JSA: contribution-based unemployment benefit £90.50/week 2026.
Statutory Paternity Pay (SPP) Calculator
UK SPP up to 2 weeks at £187.18/week or 90% of earnings.
Additional Tools
UK Buy-to-Let Tax Calculator 2026/27
Calculate UK buy-to-let landlord tax 2026/27 including Section 24 mortgage interest restriction (20% basic rate credit), property income, and tax liability. Free.
UK Company Car BIK Calculator 2026/27
Calculate UK company car Benefit in Kind (BIK) tax for 2026/27. Includes EV (3%), petrol/diesel emissions bands, P11D value, and personal income tax due. Free.
UK Employment Allowance 2026 Calculator
UK Employment Allowance 2026 calculator. See if your business qualifies for the £10,500 employer NI saving. Eligibility check, secondary Class 1 NIC reduction estimate, and 2026 rules.
Help to Buy ISA Calculator (Closing 2030)
Calculate Help to Buy ISA government 25% bonus, max bonus £3,000, closure deadline December 2030. Compare with Lifetime ISA. Free UK 2026 tool.
UK LSA & LSDBA Calculator 2027
Calculate UK Lump Sum Allowance (LSA £268,275) and Lump Sum Death Benefit Allowance (LSDBA £1,073,100) — replaced abolished Lifetime Allowance from April 2024.