Career & Tax Tools
Compare job offers, calculate take-home pay, and plan career transitions with confidence.
Contractor vs Employee Calculator
Compare the true annual cost of hiring a contractor versus a full-time employee. Factor in employer
Offer Comparison Calculator
Compare two job offers side by side. Factor in salary, bonuses, benefits value, and commute costs to
Relocation Package Calculator
Estimate the real after-tax value of a job relocation package. Accounts for taxes and cost-of-living differences.
Student Loan Payment Calculator
Calculate your monthly student loan payments, total interest paid, and overall repayment cost. Enter
Take-Home Pay Estimator
Estimate your net take-home pay after federal income tax, state tax, social security, medicare, and
Paycheck Calculator (US, UK, India, AU, CA)
Global paycheck calculator with country picker — US federal, UK PAYE/NI, India new regime, Australia Medicare, Canada CPP/EI.
Pay Frequency Converter & Cash Flow
Side-by-side weekly, biweekly, semi-monthly, monthly, quarterly with the biweekly "bonus paycheck" insight.
ATS Resume Checker
Check your resume against any job description for ATS compatibility. Score format, keywords, length, and get improvement tips.
Resume ATS Scorer
Legacy URL redirect for ATS resume scoring. Use this link if older bookmarks still point to the previous path.
Resume Action Verb Checker
Analyze your resume for strong action verbs and weak phrases. Get a strength score, replacement suggestions, and verb vari
Cover Letter Generator
Generate a professional, tailored cover letter instantly. Enter your details, choose a tone, and copy your letter.
Cover Letter Keyword Checker
Check your cover letter against a job description for keyword matches. Get scores for alignment, structure, and optimizatio
Job Description Keyword Extractor
Extract hard skills, soft skills, qualifications, and certifications from any job description. Categorize keywords with fre
LinkedIn Headline Generator
Generate ATS-optimized LinkedIn headlines using 8 proven formulas. Attract recruiters and clients with keyword-rich headlines.
LinkedIn Summary Generator
Generate a professional LinkedIn About section in three tone variations. Enter your role, experience, skills, and achievemen
Resume Bullet Point Generator
Generate polished resume bullet points from your tasks and achievements. Get three professional variations with strong actio
Resume vs Job Description Matcher
Compare your resume against a job description for an overall match percentage. See category breakdowns for skills, experienc
Resume Keyword Scanner
Scan your resume for specific target keywords. See which are found, which are missing, get frequency counts, and optimize fo
Simple Resume Builder
Build a professional resume in minutes. Fill in your details, choose a template, and download as PDF. No signup, no watermark.
AI Interview Practice Simulator
Practice any job interview with AI feedback, timed mock sessions, 500+ questions, scoring, badges, and progress tracking. Free and private.
Job Interview Planner
Generate a personalized interview prep guide with likely questions, company research tasks, and a checklist for before the big day.
Job Description Generator
Create a complete, professional job description in seconds. Enter the role, skills, and requirements — get a ready-to-post JD instantly.
Work-Life Balance Quiz
Take a free 12-question work-life balance quiz. Get an instant score with category breakdown and country comparison. 100% private.
Salary Negotiation Script Generator
Generate a personalised STAR-method salary negotiation script for a raise, promotion, or new job offer. Free, private, no signup.
AI Interview Answer Generator
Build polished STAR method answers for any behavioural interview question. Enter your context and get a structured, ready-to-practise answer instantly.
STAR Method Answer Evaluator
Paste your behavioural interview answer and get an instant score on Situation, Task, Action, and Result. Identify gaps and get specific improvement tips.
Job Offer Equity & RSU Calculator
Compare two job offers with RSU vesting schedules, stock options, bonuses, and benefits. See the true 4-year total compensation side by side.
RSU Vesting Tax Calculator
Calculate income tax and social security owed when RSUs vest. See net shares after sell-to-cover withholding for US, UK, and Canada.
Freelance Hourly Rate Calculator
Find the true hourly rate you need as a freelancer after taxes, expenses, and realistic billable hours. Stop underpricing by 30-50%.
Equity Grant Dilution Calculator
Calculate startup equity dilution free and private. Enter your grant, total shares outstanding, and next-round size to see your ownership be...
Remote Work Cost of Living Adjustment
Adjust a remote salary free and private for a new city. Compare 11 US and global cost-of-living indexes to see the salary with the same spen...
RSU Vesting Calculator
Calculate RSU vesting free and private on a standard 4-year schedule with 1-year cliff. See total shares, monthly vest dollars, and the full...
Salary Negotiation Counter Offer Calculator
Calculate your counter offer free and private. Compare the initial offer with market 50th and 75th percentile data to get a confident counte...
Probation Period Pay vs Permanent 2026 Calculator
Calculate free probation period pay vs permanent salary 2026 — US, UK, CA, AU. Includes lost benefits value and total comp gap. Private, no sign-up.
Additional Tools
4-Day Work Week Pay Cut Calculator
Calculate take-home pay impact of switching to 4-day work week — 80% schedule, 80% pay vs 100% pay. Includes effective hourly rate change.
Deferred Comp vs Regular 401(k) 2027 Tax Calculator
Compare NQDC deferred comp vs 401(k) max contribution: ERISA protection, employer creditor risk, RMD differences, 2027 401(k) limit $24,500 + $7,500 catch-up.
401(k) Employer Match True-Up Calculator
Calculate if you'll miss employer match by front-loading your 401(k). Check if your employer offers true-up. Free, instant — covers 2026 $23,500 limit.
401k Loan vs Withdrawal Calculator
Compare 401k loan vs withdrawal cost. Tax + penalty, lost growth, repayment risk, hardship rules. Private, no email.
401k Rollover vs Leave Behind 2027 Comparison
Compare 401k rollover (to IRA or new 401k) vs leave-behind 2027 — fees, investment options, loan availability, creditor protection differ.
401(k) Vesting Schedule Leaving Cost Calculator
Calculate forfeited 401(k) employer match if you leave before fully vested. Cliff vs graded schedules. IRS rules + employer match value.
Section 409A Discounted Stock Option Penalty Calculator
Calculate IRC 409A penalties for stock options issued below fair market value: 20% surtax, interest penalty, accelerated income recognition. Private.
83(b) Election Tax Savings Calculator
Calculate tax savings from filing an 83(b) election on unvested stock. Compare early income recognition vs taxing at vest. 30-day deadline. Free.
Mega Backdoor Roth 2027 Calculator — After-Tax 401k
Calculate Mega Backdoor Roth 2027 — after-tax 401k contributions up to $69,000 total cap minus pre-tax + match, then in-service convert to Roth.
Bereavement Leave Policy Cost Calculator
Calculate employer cost of bereavement leave policy upgrades — 3, 5, 10, or 20 paid days. SHRM benchmark + retention ROI of generous policy.
Bonus Tax Withholding Calculator
Calculate federal supplemental withholding on bonuses (22% under $1M, 37% above). Aggregate vs supplemental method comparison. 2026 rates.
C-Level Executive Comp 2027
Calculate C-level executive total compensation 2027 — base + bonus + equity + perks. Benchmark CEO, CFO, CTO, CMO, CHRO.
ATS Resume 2028 Keyword Score
ATS 2028 — applicant tracking systems score keyword match 60-80%. Calculate 2028 ATS score.
Career Break Financial Impact Calculator
Calculate total cost of career break: lost wages, 401k impact, Social Security credits, equity vesting. Free 2026 planning tool. Private.
ISOs vs NSOs 2027 Tax Decision Calculator
Compare exercise tax + sale tax for ISOs vs NSOs in 2027. AMT impact included. Free, instant.
Expat Tax Equalization 2028
Expat tax equalization 2028 — employer covers home/host tax differential. Calculate 2028 equalization.
FAANG vs Startup Total Comp 4-Year 2027 Calculator
Free FAANG vs startup total comp calculator 2027 — base + bonus + RSU/option dilution, IPO assumption, expected value comparison.
Relocation Package 2028 Cost
Relocation 2028 — movers + temp housing + tax gross-up. Calculate 2028 relocation value.
RSU 2028 Tax at Vest
RSU 2028 — taxed as ordinary income at vest. Calculate vest tax 2028.
RSU Cliff vs Monthly Vest Tax 2027 Calculator
Free RSU cliff vs monthly vest tax calculator 2027 — Year 1 cliff bracket spike, AMT impact, 22% vs 37% supplemental withholding shortfall.
RSU Vest 2027 Tax Impact Calculator
Calculate RSU vest tax — federal + state + FICA + Medicare. Sell-to-cover strategy.
Severance 2027 Package Calculator
Calculate severance pay using common formulas — 2 weeks per year of service, or 4 weeks for executives.
Severance 2028 Package Calculator
Severance 2028 — typical 1-2 weeks per year service. Calculate 2028 severance package value.
Signing Bonus Clawback 2028
Signing bonus clawback 2028 — pro-rated repayment if leave early. Calculate 2028 clawback.
Stock Options 2028 Tax Impact
ISO/NSO 2028 — ISO triggers AMT, NSO ordinary at exercise. Calculate option tax 2028.
Total Rewards 2028 Package
Total rewards 2028 — base + bonus + equity + benefits. Calculate true 2028 comp.
Carried Interest Vesting Tax Calculator
Calculate carried interest tax for PE/VC partners: 3-year holding rule, ordinary vs LTCG conversion, state tax. Free private equity carried interest tax tool. Private.
COBRA vs Marketplace ACA 2027 Cost Calculator
Compare COBRA (continue employer health insurance, full premium) vs ACA Marketplace (subsidized by income) 2027 — usually ACA much cheaper post-layoff.
Commission-Only 1099 Tax True-Up Calculator
Calculate 1099 commission tax true-up: SE tax 15.3%, federal+state, quarterly estimates. Free, private.
Commuter Benefits Pre-Tax Savings Calculator
Calculate IRS Section 132(f) commuter benefit savings — $315/mo transit + $315/mo parking pre-tax in 2026. Typical $1,000-$1,500/yr tax savings.
Consulting Day Rate From Salary Calculator
Convert W-2 salary to consulting day rate accounting for taxes, benefits, billable utilization. Free salary-to-1099 calculator. Private.
MBB Consulting vs FAANG Comp Comparison Calculator
Compare McKinsey/BCG/Bain vs FAANG (Meta/Google/Apple/Amazon) total comp 2026. Base, bonus, equity, signing, retention. Levels.fyi + Management Consulted data.
Consulting Utilization Rate ROI Calculator
Calculate effective consulting rate by utilization. Adjust hourly rate for non-billable time, taxes, benefits. Free, private.
Contract to Hire Rate Conversion Calculator
Convert contract hourly rate to equivalent W-2 salary accounting for benefits, employer taxes, time off. Free 1099-to-W-2 calculator. Private.
1099 vs W-2 Effective Rate 2027 Calculator
Compare 1099 contractor vs W-2 employee 2027 — need 30-50% higher 1099 rate to match W-2 net (SE tax + benefits + PTO).
Contractor 1099 vs W-2 Take-Home Calculator
Compare 1099 contractor vs W-2 employee take-home pay. Includes self-employment tax, QBI deduction, benefits gap, and rate parity. Free 2026 tool.
Contractor vs W-2 Rate Calculator
Convert W-2 salary to equivalent 1099 contractor rate accounting for taxes, benefits, vacation, overhead. Free freelancer rate tool. Private.
Counteroffer Acceptance 12-Month Tenure Calculator
Calculate true cost of accepting a counteroffer — 50-80% leave within 12 months anyway (Korn Ferry). Reputation damage + lost negotiating leverage.
Deferred Comp §457(f) Tax Calculator
Calculate federal tax on Section 457(f) ineligible NQDC vesting: substantial risk of forfeiture, 409A interaction. Free 2026 executive tool. Private.
Deferred Compensation 409A Vesting Calculator
Calculate vested 409A deferred compensation balance, growth over vesting years, and after-tax distribution value. Free, private — cites IRC §409A.
Spain Digital Nomad Visa 2027 Tax Calculator
Spain Digital Nomad Visa 2027 (Beckham Law). 24% flat tax up to €600K for 6 years. Free.
Doctor Residency vs Attending Debt Payoff Calculator
Calculate medical school debt payoff timeline — PSLF, REPAYE, refinance. Resident $65K vs Attending $300K income comparison. Free 2026 tool.
Dual Trigger RSU Acceleration Calculator
Calculate accelerated RSU vesting on acquisition with dual trigger (change of control + termination). 6, 12, 18 month accel scenarios.
Early Exercise Stock Options Tax Calculator
Calculate tax savings from early-exercising stock options before vesting + filing 83(b). Lock in low spread, convert to LTCG. Free 2026 tool.
Employee Engagement Survey ROI Calculator
Calculate ROI of an employee engagement program — productivity lift, retention savings, and absenteeism reduction vs survey/consulting cost. Free 2026 tool.
Employee Referral Bonus ROI Calculator
Compare referral bonus cost vs recruiter fee. Referrals close 55% faster, stay 70% longer (LinkedIn). Find optimal referral bonus size for your role mix.
Employee Stock Purchase Plan ESPP Discount Calculator
Calculate ESPP discount return + qualified/disqualifying disposition tax. 15% discount + lookback. Free, private.
Employer of Record (EOR) Cost Calculator
Calculate Employer of Record (EOR) cost for hiring internationally — base salary, employer tax, EOR fee. Compare top countries and providers. Free.
ESPP Employee Stock Purchase Plan Discount 2027
Calculate ESPP tax benefit 2027 — 15% discount + lookback price. Best when stock rises during offering period. Qualified vs disqualified disposition.
Equity vs Cash Mix Job Offer Comparison
Compare job offers with different equity-cash mix: risk-adjust equity, growth assumptions, vesting cliff. Free 2026 career tool. Private.
Equity Clawback Tax Recovery Calculator (§1341)
Calculate your IRC §1341 tax credit or deduction for clawed-back equity compensation — recover prior-year taxes paid on income you had to repay. Free, private.
Equity Comp vs Cash Comparison Calculator
Compare equity-heavy vs cash-heavy job offers: dilution, exit probability, tax impact, opportunity cost. Free startup offer calculator. Private.
RSU vs ISO vs NSO Equity Comparison
Compare RSU (Restricted Stock Units), ISO (Incentive Stock Options), NSO (Non-Qualified Options) tax + economic outcomes.
Equity Compensation Tax Treatment 2027 Calculator
Compare equity comp tax treatment 2027 — ISO, NSO, RSU, ESPP. Each taxed differently at grant, exercise, sale. Critical for option/RSU planning.
Equity Refresh Grant Calculator
Calculate equity refresh grant value: annual RSU/option top-up at promotion or performance review. Free FAANG-style equity tool. Private.
Equity Tender Offer Tax Calculator
Calculate tax on tender offer proceeds: short vs long-term capital gains, AMT impact, NIIT on pre-IPO equity sales. Free startup equity tax tool. Private.
ESPP Discount vs Lookback 2027 After-Tax Calculator
Compare ESPP after-tax returns: plain 15% discount vs 6-month lookback vs 24-month lookback. 2027 federal and state rates with qualifying/disqualifying.
ESPP Qualified vs Disqualified 2027 Tax Calculator
Compare ESPP qualifying vs disqualifying disposition tax: 2 years from grant + 1 year from purchase rule. 2027 federal LTCG vs ordinary rates.
Executive Employment Agreement Checklist
Pre-signing checklist for C-level employment agreements: severance, equity, change-in-control, non-compete, indemnification, claw-back. Private.
Executive Clawback Calculator — Section 954A Dodd-Frank Recovery
Calculate executive compensation clawback under Dodd-Frank §954A: incentive comp, restatement period, recovery formula. Free 2026 tool. Private.
Executive Deferred Compensation 409A Calculator
Calculate tax-deferred growth of executive nonqualified deferred compensation (NQDC) under IRC §409A: distribution timing, 20% excise tax risk, creditor risk.
Executive Severance Package 2027 Calculator — C-Suite & VP
Calculate executive severance 2027 — multi-month salary, bonus pro-rata, equity acceleration, COBRA, outplacement, with Section 280G golden parachute test.
Expat COLA (Cost of Living Adjustment) Calculator
Calculate expat Cost of Living Adjustment (COLA) for international assignment: index ratio, hardship premium. Free international comp calculator. Private.
Expat Housing Allowance Calculator
Calculate expat housing allowance: home country base, host country index, tax equalization. Free international assignment calculator. Private.
Expat Housing Allowance Section 911 Calculator 2026
Calculate your 2026 expat housing exclusion under IRC §911. Enter foreign housing costs, base amount, city tier, and days overseas to see excluded housing and taxable portion. Free, private.
Expat Package Value 2027
Calculate true value of expat assignment package — base + COLA + housing + tax equalization + retention bonuses.
Expat Tax Equalization 2027
Calculate expat tax equalization — employer covers excess foreign tax above hypothetical home country tax.
Expat Tax Equalization 2027 Calculator
Calculate expat tax equalization: employer pays host country tax minus hypothetical home country tax. See net comp after FEIE, foreign tax credit, and hypo tax.
Expat Tax Equalization UK-US 2027 Calculator
Calculate expat tax equalization 2027 — employer covers excess tax in host country. Keeps assignee whole. Common for senior US-UK transfers.
Expat Tax Equalization Calculator
Calculate expat tax equalization free. Hypothetical home-country tax vs host-country tax. Private.
Expatriation Exit Tax §877A Calculator
Calculate §877A exit tax for covered expatriates free. Mark-to-market, deferred comp, eligible deferred comp. Private, no email.
FAANG Total Compensation Calculator
Calculate FAANG total compensation including base, sign-on, target bonus, and 4-year RSU vesting. Compare offers from Google, Meta, Apple, Amazon.
Police/Fire Pension + 457(b)
Compare police/firefighter state pension + 457(b) supplemental — early retirement age 50-55, generous benefits, plus deferred comp.
Foreign Earned Income Exclusion FEIE 2027 Calculator
Calculate Foreign Earned Income Exclusion: 2027 limit ~$130,000 per qualifying individual. Physical Presence Test (330 days) vs Bona Fide Residence Test.
Foreign Tax Credit vs FEIE 2027 Comparison Calculator
Compare Foreign Tax Credit vs FEIE for US expats: FTC offsets US tax; FEIE excludes income. See which optimizes your situation by country and income level.
Founder Salary vs Equity Tradeoff
Calculate founder salary vs equity tradeoff at startups. Below-market salary + extra equity = founder bet on exit outcome.
Founders Stock Vesting Tax Acceleration Calculator
Calculate tax impact of single-trigger vs double-trigger acceleration on founder stock at acquisition. RSU/restricted stock with QSBS implications. Free.
Four-Day Work Week Payroll Impact Calculator
Calculate employer-side payroll, productivity, and retention impact of moving to a 4-day work week. Based on Iceland + UK pilot data.
Four-Day Work Week Salary Equivalent 2027 Calculator
Calculate true salary equivalent of 4-day work week: 80% schedule vs 100% pay, hourly rate, lifestyle value of an extra weekly day off. 2027 rates.
Four-Day Workweek Salary Impact 2027 Calculator
4-day workweek salary impact 2027 calculator. 32 vs 40 hours, same pay vs reduced. Free.
Fully Remote Tax Stacking 2027 Calculator
Remote work tax stacking 2027: state where you LIVE taxes 100% income. State where employer is may withhold (NY 'convenience of employer' ru... Free.
Uber / Lyft Driver Take-Home Calculator 2026
Calculate true Uber / Lyft / DoorDash take-home — gross fares minus IRS mileage deduction, gas, depreciation, SE tax, and platform fees. Free 2026 tool.
Glassdoor Salary Percentile 2027 Calculator
Calculate where your salary ranks vs market percentiles 2027. P25/P50/P75/P90 by role. Free.
Global Mobility Tax Equalization Cost Calculator
Calculate employer cost of expat tax equalization policy — hypothetical tax + actual host tax + gross-up. Mercer + KPMG benchmarks. Free 2026 tool.
Golden Handshake Tax Calculator 2026
Calculate federal tax on golden handshake exit package: severance, equity acceleration, pension cash-out. Free 2026 executive tax tool. Private.
Golden Parachute IRC 280G
Calculate IRC 280G golden parachute tax penalty — 20% excise on excess parachute payments above 3x base amount.
Government Pension WEP Offset
Calculate Windfall Elimination Provision (WEP) impact on Social Security for government workers with non-SS pension.
H1B to EB-2 NIW Timeline 2027 Calculator
H1B to EB-2 NIW (National Interest Waiver) timeline 2027. Self-petition green card route. Free.
H-1B Visa Cap + Prevailing Wage 2027
Calculate H-1B prevailing wage 2027 — DOL Level 1-4 based on years experience. Cap at 65k regular + 20k masters.
H1B vs L1 vs O1 Visa 2027
Compare US work visa types — H1B (lottery, 6 yr max), L1 (intracompany transfer), O1 (extraordinary ability). Decision matrix.
Housing Cost Amount FEIE 2027 Calculator
Calculate Foreign Housing Cost Exclusion under IRC §911(c): base 16% of FEIE, max 30% with high-cost city overrides for Tokyo, Hong Kong, London, Singapore.
1099 vs W-2 Net Income Comparison
Compare 1099 contractor vs W-2 employee net income — self-employment tax, benefits, deductions, retirement plans.
IPO Lockup Tax Planning Calculator 2026
Plan IPO lockup expiration sales: cap gains, AMT, NIIT, state tax across 6/12/24 month windows. Free 2026 IPO tax tool. Private.
ISO AMT Credit Recovery 2027 Multi-Year Calculator
Estimate annual AMT credit recovery on ISO exercises: when regular tax exceeds tentative AMT, the prior AMT becomes a credit. 5-10 year recovery typical.
ISO AMT Exercise and Hold Calculator
Calculate AMT on ISO exercise-and-hold strategy: bargain element, AMT crossover, dual-basis tracking. Free pre-IPO startup options calculator. Private.
ISO AMT Exercise Tax Shock 2027 Calculator
Calculate AMT tax shock from ISO exercise 2027 — bargain element triggers 26-28% AMT preference, tax due even if you hold shares. Plan exercise + sale strategy.
ISO AMT Trap Stock Option Exercise 2027 Calculator
Calculate AMT bomb on ISO exercise-and-hold: 2027 AMT exemption $88,100 single, $137,000 married. See how many ISOs you can exercise tax-free.
ISO AMT Trigger Calculator
Calculate AMT triggered by ISO stock option exercise. Find the maximum AMT-free exercise amount and bargain element for 2026 federal tax.
ISO Cashless Exercise 2027 Tax Calculator
Calculate after-tax cash from ISO cashless exercise: same-day sale = disqualifying disposition, no AMT but ordinary tax on bargain. 2027 rates.
ISO Disqualifying Disposition 2027 Tax Calculator
Calculate tax on ISO disqualifying disposition: bargain element becomes ordinary W-2 income, gain above FMV is capital gain. 2027 federal and state rates.
ISO Qualifying Disposition Holding Period Calculator
Calculate exact earliest sale date for ISO qualifying disposition: 2 years from grant AND 1 year from exercise. See tax savings vs early sale.
ISO vs NSO Stock Option AMT Tax Calculator
Calculate AMT impact of ISO exercise vs NSO exercise. Bargain element, AMT exemption 2026, ordinary vs LTCG treatment. Free, instant.
ISO vs NSO Tax Calculator
Compare tax on Incentive Stock Options (ISO) vs Non-Qualified Stock Options (NSO) at exercise and sale. AMT trap for ISOs included.
ISO vs NSO Tax Treatment 2027 Comparison Calculator
Compare ISO vs NSO stock options after-tax: ISO gets LTCG with AMT trap, NSO is ordinary W-2 at exercise. See net proceeds for both with 2027 rates.
Job Offer Bump Multiplier Calculator
Calculate the true % bump of a job offer including base, bonus, equity, sign-on, 401(k), benefits. Levels.fyi-style total comp comparison.
Job Offer Comparison After Cost of Living 2027 Calculator
Compare 2 job offers after COL adjustment: state taxes, housing index, COL ratio. See real disposable income difference between SF, NYC, Austin, Remote.
Job Search Runway Calculator 2027
Calculate job search runway 2027 — months of expenses covered by savings + severance + unemployment. Critical for layoff planning.
BigLaw vs Government Lawyer Comp Comparison Calculator
Compare BigLaw associate ($225K-$365K) vs federal/state government attorney ($90K-$190K). PSLF, retirement, lifetime comp, lifestyle delta. Free 2026 tool.
Layoff Survivor Syndrome Productivity Loss Calculator
Quantify productivity loss after layoffs — survivor syndrome causes 20-50% productivity drop for 3-9 months. Harvard + SHRM research. Free tool.
Leveraged Employee Stock Loan Tax Calculator
Calculate imputed interest, W-2 income, and after-tax cost of employer stock loans under IRC §7872. Free, private — no sign-up. Models forgiveness percentage.
LTIP Long-Term Incentive Vesting 2027 Calculator
Calculate LTIP (Long-Term Incentive Plan) vesting 2027 — performance shares vesting 3-5 years on company TSR vs index. Critical at exec level.
Military BAH + BAS vs Civilian Comp Calculator
Compare military total comp (base + BAH + BAS + healthcare + pension) vs civilian salary equivalent. Tax-free allowances + pension PV. Free 2026 tool.
Military Pension Blended 2027
Calculate military Blended Retirement System (BRS) — 40% reduced pension + TSP match + 12-yr continuation pay.
Non-Compete Agreement Buyout Calculator
Calculate non-compete buyout cost — garden leave pay, lost wages, FTC ruling impact. Free, private.
Non-Compete Buyout Calculator 2026
Calculate fair price to buy out an existing non-compete agreement: foregone earnings, market value, negotiation range. Free 2026 employment tool. Private.
Non-Compete Buyout 2027
Calculate non-compete clause buyout — fair compensation for surrendering employment opportunity. FTC ban delayed; state laws vary.
Non-Compete Buyout Calculator
Calculate non-compete clause buyout cost — payment for waiving non-compete restriction. FTC 2024 ban + state variations.
Non-Compete Enforcement by State 2027
Check non-compete enforceability 2027 by state — CA/ND/OK ban entirely. Most enforce only with reasonable scope + duration + geography.
NSO Tax Spread Calculator
Calculate tax on Non-Qualified Stock Options (NSO) exercise. Ordinary income spread + employer withholding + AMT comparison vs ISO. Free.
NSO vs ISO After-Tax Comparison Calculator 2027
Compare NSO vs ISO after-tax outcomes 2027 — ordinary income vs AMT preference vs long-term capital gains. Optimal exercise + hold strategy.
Nurse Overtime + Shift Differential Calculator
Calculate true RN take-home with shift differentials (nights, weekends, holidays), overtime, and on-call. Free 2026 nurse pay calculator.
Pension vs Lump-Sum Buyout 2027 Calculator
Compare pension annuity vs lump sum buyout 2027 — lump = control + flexibility, annuity = guaranteed income. PBGC caps protect pensions.
PEO vs Direct Employer 2027 Comparison Calculator
Compare PEO (Professional Employer Organization) vs direct employer payroll 2027 — PEO bundles benefits, payroll, HR. Cost vs control trade-off for small biz.
PSU (Performance Stock Unit) Vesting Calculator
Calculate PSU vesting outcome and tax: performance multiplier (50-200%), 3-year cliff, ordinary income at vest. Free 2026 executive tool. Private.
PIP Performance Improvement Plan Survival Calculator
Calculate Performance Improvement Plan survival odds. Industry stats, decision framework, severance negotiation. Free, private.
Pre-IPO Equity Tax Planning
Plan tax for pre-IPO equity events: QSBS exclusion, 83(b) early-exercise election, AMT trap, double-trigger RSUs.
Private Equity Portfolio Company Comp Package Calculator
Calculate PE-owned portfolio company comp — base, MBO bonus, sweet equity, ratchet, leaver provisions. UK + US benchmarks. Free 2026 tool.
PTO Cashout Value Calculator
Calculate PTO cashout value: accrued days, hourly rate, state-mandated payout, tax withholding. Free vacation cashout calculator. Private.
Qualified Small Business Stock (QSBS) After-Vest Calculator
Determine if your vested RSU/ISO/NSO shares qualify for Section 1202 QSBS exclusion. 5-year hold, $10M exclusion, gross assets at issuance. Free.
Raise Negotiation ROI Calculator
Calculate lifetime earnings impact of a single salary raise negotiation. Compound effect of 5-10% raise over 30 years. Free, private.
Ramp Time to Quota Calculator
Calculate sales rep ramp time to full quota: onboarding, ramp quota schedule, time to productivity. Free B2B sales calculator. Private.
Recruiter Fee Percentage 2027 Calculator
Recruiter fee 2027: typically 15-30% of first-year base salary. Permanent placement: 20-25% common. Executive search retained: 30-35%. Repla... Free.
Relocation Bonus Gross-Up 2027 Calculator
Calculate true cost of relocation bonus with tax gross-up: TCJA made all moving expenses taxable. Employer must gross-up 30-50% to keep employee whole.
Relocation Package Cost Calculator
Calculate true cost of an employee relocation package — moving costs, temp housing, home sale assistance, plus tax gross-up. Free, instant.
Relocation Package Lump Sum vs Managed Calculator 2027
Compare relocation lump sum vs managed move 2027 — lump sum simpler but taxable. Managed move (BVO/GBO) tax-protected but bureaucratic. Calculate effective value.
Relocation Package Tax Cost
Calculate true cost of taxable relocation package post-TCJA — all reimbursements are now taxable wages.
Remote International Tax Equalization Calculator
Calculate tax equalization for international remote work: hypothetical home tax, actual host tax, employer cover. Free expat tax calculator. Private.
Remote vs Onsite Salary Comparison
Compare remote work salary (geo-adjusted to cheaper area) vs onsite salary (full HQ rate). Factor in cost of living, commute time, tax differences across states.
Remote vs Onsite Job True Cost 2027 Calculator
Calculate true after-cost income for remote vs onsite job: commute, parking, work clothes, lunches, daycare, time value. Often $20k-$50k difference.
Remote Work Tax Savings Calculator
Calculate tax savings from working remote in low-tax state vs office state. Free remote-worker tax arbitrage calculator. Private.
Restricted Stock 83(b) Election Calculator 2027
Calculate 83(b) election tax savings 2027 for restricted stock — pay tax NOW on low FMV, future appreciation = capital gains. 30-day deadline.
RSU Double-Trigger Acquisition Tax Calculator
Calculate federal + state tax on double-trigger RSU vesting at acquisition: ordinary income, AMT, withholding. Free 2026 M&A equity tool. Private.
Section 83(b) Election Calculator for Founders
Calculate tax savings from filing Section 83(b) election on restricted stock or early-exercised options. 30-day deadline, founder use case. Free.
RSU Net After-Tax Calculator (Vest)
Calculate RSU net after-tax value at vest — federal, state, FICA taxes on vesting shares. Free, private — cites IRS Pub 525. No sign-up required.
RSU Vesting Strategy 2027
Optimize RSU vesting strategy — sell to diversify vs hold for upside, tax implications, NIIT, cap gains optimization.
RSU Tax Calculator (Restricted Stock Units)
Calculate exact federal tax on RSU vesting and sale. Includes supplemental withholding rate, capital gains at sale, and net cash to you. Free, instant.
RSU Tax Withholding Shortfall Calculator
Calculate the gap between RSU 22% statutory withholding and your real tax bracket. Avoid year-end tax surprise. Free 2026 tool.
RSU 83(b) Election Private Company 2027 Calculator
Compare 83(b) election vs no election for early-stage private company restricted stock. 30-day window analysis, 2027 federal and state rates, exit scenarios.
RSU Cliff Vesting Timing Tax Calculator
Plan RSU cliff vest timing to avoid tax surprise: bunching multiple years, bracket fill, charitable offset. Free 2026 executive tool. Private.
RSU Double Trigger Acceleration 2027 Calculator
Calculate RSU value at change-of-control with double trigger acceleration 2027 — vested + unvested RSUs vest if termination + acquisition happen.
RSU Double-Trigger IPO Vesting 2027 Calculator
Calculate tax bomb on double-trigger RSU IPO vesting: federal supplemental 22% vs 37% marginal, FICA, state, sell-to-cover gap. 2027 brackets.
RSU Vesting 4-Year 1-Year Cliff Calculator 2027
Calculate Restricted Stock Unit (RSU) vesting schedule 2027 — standard 4-year vest with 1-year cliff. See what vests when, tax implications, leaving-before-cliff impact.
Sabbatical Cost Calculator
Calculate sabbatical true cost: lost salary + benefits + opportunity cost + return-to-work gap. Free career break planning tool. Private.
Sabbatical Financial Impact Calculator
Calculate true cost of a career sabbatical — lost income, lost 401(k) match, healthcare COBRA, and equity vesting forfeiture. Free 2026 tool.
Sabbatical Financial Planning Calculator
Calculate sabbatical cash burn, opportunity cost, re-entry buffer. 3-12 month career break planner. Free, private.
Sabbatical Leave Financial Planning 2027
Plan a sabbatical 2027 — 3-12 month career break. Calculate savings needed + lost income + health insurance + reentry plan.
Sales Commission Clawback Calculator
Calculate sales commission clawback risk: payback required if customer churns or rep leaves early. Free 2026 sales rep tool. Private.
Sales OTE/Quota Comp Plan
Calculate sales OTE (on-target earnings) vs quota, accelerator tiers, SPIF impact. Pay mix 50/50, 60/40, 70/30.
Secondary Sale Tax Calculator
Calculate tax on secondary stock sales: employee pre-IPO equity to outside investors. Federal, state, NIIT, QSBS analysis. Private.
Secondary Share Sale Tax Calculator
Calculate tax on selling private company shares through secondary tender offer. LTCG vs STCG, holding period rules, NIIT. Free 2026 tool.
Secondary Tender Offer AMT Impact Calculator
Calculate AMT tax impact when selling ISO shares in a company-run secondary tender offer. Free 2026 startup equity tool. Private.
Self-Employed Quarterly Tax Calculator
Calculate self-employed quarterly estimated tax free. SE tax, income tax, safe harbor, IRS Form 1040-ES. Private, no email.
Severance Package Calculator
Calculate fair severance pay based on years of service, role, industry, and 2026 norms. See net after-tax amount, vesting impact, and negotiation room. Free, instant.
Severance Multiplier by Tenure
Calculate severance package multiplier by tenure — 1 week, 2 weeks, or 4 weeks per year. Industry benchmarks for tech, finance, retail.
Severance Package Negotiation Calculator
Calculate total severance package value: base, bonus, equity acceleration, COBRA, outplacement. Negotiate from informed position in 2026 layoffs.
Severance Package Negotiation 2027 After-Tax Calculator
Calculate true after-tax severance: base weeks, bonus pro-rate, equity acceleration, COBRA, outplacement. Lump-sum vs salary continuation. 2027.
Severance Package Weeks Per Year Calculator 2027
Calculate severance package using weeks-per-year-of-service formula 2027 — standard 1-2 weeks/year for layoffs, 4-8 weeks/year for executive separation.
Severance vs Unemployment Coordination 2027 Calculator
See how state UI rules treat severance: salary continuation blocks UI; lump-sum delays it. Compare net income with 2027 state weekly benefit caps.
Sign-On Bonus Clawback 2027
Calculate sign-on bonus clawback owed if you leave before vesting — typically pro-rated 1-2 years.
Sign-On Bonus Clawback 2027 Tax Calculator
Calculate true repayment amount on sign-on bonus clawback: gross vs net, IRC 1341 claim of right credit, after-tax cost of leaving early. 2027 rates.
Signing Bonus Clawback 2-Year Calculator 2027
Calculate signing bonus clawback exposure 2027 — pro-rata payback if you leave before 12/24 month commitment. Net true value of front-loaded comp.
Signing Bonus Clawback Calculator
Calculate signing bonus clawback amount if you leave a job within the retention period. Includes tax recovery and net cost analysis. Free, instant.
Signing Bonus Clawback Net Cost 2027 Calculator
Calculate the true cost of leaving early when a signing bonus has a clawback — accounting for taxes already paid, repayment amount (often gross), and tax refund.
Signing Bonus Clawback ROI Calculator
Calculate signing bonus clawback if you leave early. Repayment formulas, prorated, full. Free, private.
Startup Equity Calculator
Calculate fair startup equity grant by company stage (seed/A/B/C/pre-IPO) and role. Compare offer against industry standard percentages.
Stock Option Cashless Exercise Calculator
Calculate net proceeds from cashless stock option exercise: shares-for-strike, broker fees, tax withholding. Free same-day exercise calculator. Private.
Stock Option Early Exercise 2027 vs Vesting Calculator
Compare early exercise (with 83b) vs waiting to vest: AMT impact, LTCG holding clock, capital at risk if company fails. 2027 brackets.
Stock Options Tax Impact Calculator
Calculate tax cost of exercising ISO or NSO stock options. Includes AMT preference item, ordinary income, and long-term capital gains scenarios. Free, instant.
Teacher Pension vs 401(k)
Compare teacher state pension vs supplemental 403(b)/401(k) contributions — Windfall Elimination Provision impact.
Teacher Pension vs Salary Trade-Off Calculator
Calculate teacher pension PV vs private-sector higher salary. State pension formulas + COLA + lifetime expectancy. Free 2026 comp comparison.
PSLF Teacher Loan Forgiveness 2027 Calculator
Calculate PSLF eligibility 2027 — 10 years × 120 qualifying payments at non-profit/government employer = full federal loan forgiveness.
FAANG Tech Total Compensation Calculator
Calculate FAANG-style total compensation: base salary + signing bonus + RSU grant (4-year vest) + target bonus + annual stock refreshers. Compare offers across companies.
Total Compensation Base + Bonus + Equity Calculator 2027
Calculate total comp 2027 — base salary + annual bonus + RSU equity (annualized over 4 years) + benefits + 401k match. Apples-to-apples job offer comparison.
Total Comp Evaluation: Base vs Bonus vs Equity 2027 Calculator
Risk-adjust your total comp: weight base (1.0), target bonus (0.7-0.85), private equity (0.3-0.5), public RSU (0.85-0.95). Compare apples to apples.
Total Comp Calculator
Calculate Total Compensation (TC) from base + bonus + stock + benefits. Compare offers properly using net-of-tax TC like Levels.fyi.
Total Rewards Package Calculator
Calculate total compensation value including base salary, bonus, equity, benefits, 401k match, and perks. Compare job offers apples-to-apples. Free, instant.
Tuition Reimbursement ROI Calculator
Calculate ROI of employer tuition reimbursement — Section 127 tax-free up to $5,250/year. Lightcast: 144% ROI from reduced turnover + productivity.
Union vs Non-Union Lifetime Earnings Calculator
Compare union vs non-union lifetime earnings — wage premium, pension, healthcare, dues, strike risk. BLS data shows 11-19% union wage premium.
US 2028 401k Match Strategy
Maximize 2028 401(k) employer match. Calculate per-pay-period contribution to capture full match. True-up provisions, vesting schedules.
US 2028 H-1B Cost
Calculate 2028 H-1B visa cost: $1,500-$10,500 employer fees + premium processing $2,805 + attorney $5-15k. Renewal cycle.
US 2028 Non-Compete Buyout
Calculate 2028 non-compete buyout amount. FTC Rule struck down by 5th Circuit Aug 2024 — back to state-by-state law. California: void. Texas/Florida: enforceable.
US 2028 RSU Tax Impact
Calculate 2028 RSU vesting tax: ordinary income at vest + supplemental 22% withhold + AMT trigger. Often under-withheld — owe at filing.
US 2028 Severance Package
Calculate your 2028 severance package: typical 1-4 weeks per year of service + benefits continuation + COBRA subsidy + outplacement.
H1-B Cap-Exempt Employer Eligibility Calculator
Check if your employer qualifies as cap-exempt H1-B (universities, nonprofit research, government). Skip the H1-B lottery. Free 2026 guide.
L1-B vs H1-B Visa Comparison
Compare L1-B (intra-company transferee) vs H1-B for US work authorization. Wage requirements, dependent rights, green card path. Free 2026 guide.
Visa Sponsorship Employer Cost
Calculate total employer cost to sponsor US work visa — filing fees, legal, attorney, premium processing, ongoing maintenance.
Voluntary Attrition Replacement Cost Calculator
Calculate true cost of voluntary attrition — recruiter fees, lost productivity, ramp time, manager hours, and knowledge transfer. SHRM benchmark 50-200% of salary.
Burnout Cost to Employer Calculator
Calculate employer cost of employee burnout — productivity loss, absenteeism, turnover, healthcare. Gallup: $322B/yr globally. Free WLB calculator.
Work From Home Stipend ROI Calculator
Calculate ROI of WFH stipend ($500-$2,000/yr) — facility savings, productivity, retention, equipment reimbursement. Owl Labs 2024 data.
Workation Tax Resident Trigger 2027 Calculator
Workation tax residency 2027 calculator. 183-day rule, days-in-country thresholds, treaty tie-breakers. Free.