Singapore Tools
Singapore planning tools for parental leave, CPF retirement, and home loan affordability. Check SPL scenarios, project CPF balances, and run a quick TDSR housing fit test.
Free tools built for practical Singapore money and life decisions. Plan how to split Shared Parental Leave (SPL) weeks between both parents under the enhanced 2026 framework, project your CPF retirement balance and estimated CPF LIFE payouts, and estimate whether a home loan fits within a 55% TDSR cap. All calculations run in your browser - no data is sent to any server.
Shared Parental Leave Planner Singapore 2026
Plan your parental leave schedule under Singapore's enhanced Shared Parental Leave (SPL) framework f
SPL Split Planner — How to Share Parental Leave Singap
Decide how to optimally split your Shared Parental Leave (SPL) weeks between parents in Singapore. T
CPF Retirement Calculator
Calculate your projected CPF balance and estimated monthly CPF LIFE payout at 65.
CPF LIFE Monthly Payout Estimator
Estimate CPF LIFE monthly payout at 65. Compare Standard vs Escalating plans from your Retirement Account balance, with male/female actuarial differences.
SRS Tax Savings Calculator
Calculate income tax savings from Supplementary Retirement Scheme (SRS) contributions in Singapore. SC/PR/foreigner caps and marginal tax rate impact.
SRS Tax Relief Calculator Singapore 2026
Estimate 2026 SRS tax relief by citizenship and age — marginal tax saved, net out-of-pocket cost, and headroom against the S$15,300 / S$35,700 caps.
TDSR Calculator Singapore
Estimate your Singapore TDSR ratio, monthly mortgage payment, and rough maximum loan size using a 55% debt-servicing cap.
HDB Affordability Calculator Singapore
Calculate how much HDB flat you can afford. Estimates MSR cap, CPF OA usage, HDB grants (EHG, Family Grant, Singles Grant), and maximum loan quantum.
Singapore Income Tax Calculator YA 2026
Calculate your Singapore personal income tax for YA 2026 with CPF relief, earned income relief, NSman relief, SRS, and parent relief. Uses official IRAS brackets.
Singapore Stamp Duty Calculator
Calculate BSD and ABSD for Singapore property purchases. 2025 IRAS rates for citizens, PRs, and foreigners. Instant, free, private.
Singapore Rental Income Tax Calculator
Calculate Singapore rental income tax for 2026. Enter gross rent and IRAS allowable deductions to see your exact personal income tax liability. Free, private.
Singapore ABSD Calculator 2025
Calculate Additional Buyer's Stamp Duty on Singapore property. 60% for foreigners, 20% for SC 2nd property — full ABSD table plus BSD breakdown.
CPF Contribution Calculator 2025
Calculate monthly CPF contributions for employee and employer based on age band and gross wage. OA/SA/MA breakdown with 2025 rates.
GST Voucher 2026 Eligibility Checker
Check if you qualify for GSTV Cash, MediSave, U-Save and S&CC in 2026. Estimate total payout and see the Aug/Jan/Apr/Jul/Oct schedule.
CPF Self-Employed MediSave Calculator 2026
Calculate your mandatory CPF MediSave contribution as a self-employed Singaporean. Official 2026 age-tier rates, BHS cap, and deadline reminder.
CPF Top-Up Tax Relief Calculator 2025
Calculate income tax savings from CPF cash top-ups (RSTU) for your own SA/RA and family members. Includes SRS relief and "worth it?" verdict.
CPF Budget 2026 Government Top-Up Checker
Check eligibility for Singapore Budget 2026 CPF top-ups: MRSS matched savings up to $600, Majulah Package Earn & Save and Retirement bonuses, and Silver Support payouts.
CPF 2027 Rate Calculator Singapore
Calculate CPF contributions under the new 2027 rates. Compare 2026 vs 2027 side by side for senior workers 55+ with OA/SA/MA allocation breakdown.
Rental Budget Calculator Singapore
Find out how much rent you can afford in Singapore. Covers HDB, condo, and landed — with move-in cost estimates and budget breakdown.
CPF Housing Withdrawal Planner
Plan your CPF OA withdrawal for an HDB or private property purchase. See withdrawal limits, retirement impact, accrued interest, and top-up needs.
CPF OA vs Mortgage Calculator
Should you use CPF OA to pay your mortgage or keep it earning 2.5%? Side-by-side comparison with accrued interest warning and a clear recommendation.
HDB BTO Eligibility Checker Singapore
Check if you qualify for an HDB BTO flat. Verifies citizenship, age, income ceiling, MOP rules, and private property ownership — with EHG grant estimate.
HDB Resale COV Estimator Singapore
Estimate Cash-Over-Valuation, stamp duty, ABSD, and total upfront cash needed for Singapore HDB resale purchase.
CPF FIRE Calculator Singapore
Calculate your FIRE (Financial Independence, Retire Early) timeline using CPF OA, SA, and RA projections. Singapore-specific retirement planning tool.
Singapore BTO ABSD 2026 Calculator
Calculate BSD and ABSD on HDB BTO purchases for 2026. Covers first-time buyers, SC/PR/foreigner couples, spousal remission, and CPF payment notes.
CPF OA vs Mortgage Calculator
Compare using CPF OA to pay your mortgage vs keeping it at 2.5% interest. See accrued interest impact, net benefit, and retirement adequacy effect.
CPF 2027 Rate Calculator
Calculate CPF contributions under 2027 rates for senior workers (55+). Compare 2026 vs 2027 employer rates with OA/SA/MA breakdown.
CPF OW Ceiling Calculator 2026
Calculate CPF contributions with OW ceiling mechanics. See how the $6,800 cap affects your contributions and OA/SA/MA allocation.
Rental Stamp Duty Calculator 2026
Calculate stamp duty on tenancy agreements in Singapore. Enter monthly rent and lease period for exact stamp duty payable.
Additional Tools
CPF Shielding Calculator — Special Account Strategy
Calculate CPF shielding savings — keep your Special Account (SA) at 4% interest by shielding it before age 55. Free 2026 calculator with CPFIS investment strategy comparison.
Singapore CPF Special Account Closure 2026 Calculator
Calculate the impact of Singapore CPF Special Account closure for members 55+ from January 2026. See where SA savings moved, FRS retention, RA balance, and CPF Life implications. Free and private.
Singapore GST Calculator 2026 (9%)
Calculate Singapore Goods and Services Tax (GST) at 9% for 2026. Add or remove GST from any amount. Includes business GST registration threshold of S$1M. Free.
Medisave BHS 2026 Calculator
Calculate your Medisave Basic Healthcare Sum (BHS) ceiling for 2026. See current $75,500 limit, age-based freezing rules, and overflow allocation to Special / Ordinary Account.
Singapore OW Ceiling Calculator 2026
Calculate Singapore CPF Ordinary Wage (OW) ceiling 2026: S$8,000/month. See employee + employer CPF contribution split with the new OW cap and AW limit.
Singapore Parent Relief Tax Calculator 2027
Calculate Singapore parent & handicapped parent tax relief — S$9,000 staying together, S$5,500 not. Free 2027 IRAS personal tax relief calculator.
SRS Foreigner Tax Relief Calculator Singapore
Foreigner SRS calculator Singapore 2026: $35,700 contribution cap, exact tax saved, 10-year deferral. Free, IRAS rules, no sign-up.
SSB Singapore Savings Bond Calculator
Calculate Singapore Savings Bond (SSB) returns: 10-year step-up interest, average return per year, monthly redemption flexibility. Compare against fixed deposits. Free.
Singapore Work Pass Levy 2026 Calculator
Calculate Singapore Foreign Worker Levy (FWL) 2026 by sector and skill tier. Construction, marine, manufacturing, services tiered rates per MOM.
Singapore S Pass Levy Tier 2026 Calculator
Calculate Singapore S Pass monthly levy by tier (Tier 1 S$550, Tier 2 S$650) and check sub-DRC quota for services, manufacturing, marine and construction.