US Tax & Finance Tools
Free 2026 US tax calculators updated for the One Big Beautiful Bill Act. Calculate Trump Accounts, tip deductions, child tax credits, senior deductions, 401(k) contributions, and more. Everything runs in your browser — private and instant.
Texas Property Tax Protest Calculator
Estimate annual and 5-year tax savings from protesting your Texas appraised value. 10 major counties, homestead 10% cap, over-65 school freeze.
Stock Price Checker — Live US Quotes
Check live stock prices, P/E ratio, market cap, 52-week range for any NYSE or NASDAQ ticker. Free, cached, no signup.
US State Population Explorer 2024
Explore US population by state. Compare all 50 states by size, rank, and share of total US population. Sort, search, and filter instantly.
Trump Account Calculator (530A)
Project your child's Trump Account growth from the $1,000 government seed to age 18 and beyond. 2026 rules and limits.
Tip Tax Deduction Calculator
Calculate tax savings from the new $25,000 tip income deduction. See your savings by filing status with phase-out calculation.
Child Tax Credit Calculator 2026
Calculate your $2,200 per child tax credit with refundable portion ($1,700) and income phase-out. Updated for OBBB Act.
Child & Dependent Care Credit Calculator
Estimate your 2026 Form 2441 dependent care credit. Compare DCFSA vs tax credit and find the maximum combined savings strategy.
Senior Tax Deduction Calculator
Calculate the new $6,000 deduction for taxpayers 65+ ($12,000 married). Reduces taxable Social Security income.
401(k) Paycheck Calculator 2026
See how 401(k) contributions affect your take-home pay. 2026 limit: $24,500 (+$8,000 catch-up for 50+, +$11,250 for 60-63).
March Madness Pool Calculator
Calculate bracket pool payouts, expected value, and win probability. Enter entry fee, participants, and payout structure.
US Tariff Calculator 2026
Calculate US import tariff costs by product category and country of origin. See tariff rate, duty amount, and total landed cost instantly.
US Income Tax Calculator 2026
Estimate your 2026 federal income tax, effective rate, and take-home pay, then use it as a quick tax estimator or refund baseline.
2027 Tax Bracket Compare (TCJA Sunset)
Compare 2026 vs 2027 federal brackets side-by-side. See exactly how much more you'll pay when the TCJA sunsets on December 31, 2026.
2026 Tax Bracket Calculator — Post-OBBBA
See your 2026 federal tax after OBBBA made TCJA brackets permanent. Compare against the pre-TCJA sunset scenario that didn't happen.
SALT $40K Cap Calculator 2026
Calculate your 2026 SALT deduction under the OBBBA $40,000 cap. Includes high-income phase-out down to $10K. Valid 2025-2029.
Bonus Depreciation Calculator 2026
Calculate 100% bonus depreciation under OBBBA. Compare pre-OBBBA 20% phase-out vs restored permanent 100% for Section 168(k) property.
401(k) Super Catch-Up Calculator (Ages 60-63)
Calculate the SECURE 2.0 super catch-up. Ages 60-63 get $11,250 on top of the $24,500 limit. Plus Roth catch-up rules for high earners.
Estate Tax Exemption Calculator 2026
Calculate federal estate tax under the OBBBA $15M exemption ($30M MFJ with portability). Compare to pre-OBBBA $7M halving that never happened.
Health Insurance Cost Calculator
Compare Bronze, Silver, Gold, and Platinum ACA plans. Estimate premiums, deductibles, and total annual costs based on your usage.
HSA Contribution Calculator 2026
Calculate your 2026 HSA contribution limit with pro-rating, age-55+ catch-up, tax savings, and 30-year growth projection.
HSA vs FSA Calculator 2026
Compare HSA vs FSA tax savings using 2026 IRS contribution limits. Calculate which health savings account saves you more based on your tax bracket.
NFL Passer Rating Calculator
Calculate any quarterback's NFL passer rating using the official formula. Enter completions, attempts, yards, touchdowns, and interceptions.
NBA Stats Calculator
Calculate advanced NBA player stats including True Shooting %, effective FG%, Game Score, PER estimate, and efficiency metrics. Free.
Sports Jersey Size Guide
Find your perfect jersey size for NFL, NBA, MLB, NHL, and soccer. Enter your chest measurement and get the right size across all leagues.
Fantasy Football Points Calculator
Calculate fantasy football points for any player stat line. Supports PPR, Standard, and Half-PPR scoring. Compare two players side by side.
Baseball ERA Calculator
Calculate ERA, WHIP, K/9, and other pitching and batting stats using official MLB formulas. Compare against Cy Young-level presets.
Home Affordability Calculator
Calculate how much house you can afford based on income, debts, and down payment using the 28/36 rule. See monthly payment breakdown.
Mortgage Points Break-Even Calculator
Figure out if buying discount points is worth it. See break-even month, monthly savings, and after-tax cost of points.
RAP Student Loan Calculator 2026
Compare SAVE vs RAP student loan repayment plans. See your new monthly payment under each plan before the July 2026 transition.
2026 New Tax Law Calculator (OBBBA)
See how the One Big Beautiful Bill Act changes your 2026 taxes. Compare old vs new rates, tips, overtime, and senior deductions side by side.
ACA Subsidy Calculator 2026
Check if you qualify for ACA health insurance subsidies in 2026. See the subsidy cliff impact on your monthly premiums with cliff visualizer.
Paycheck Calculator USA 2026
Estimate your take-home pay after federal and state deductions. See itemized breakdown of withholding, Social Security, Medicare, and state tax.
Bonus Tax Calculator
Flat 22% vs aggregate method comparison with $1M 37% tier, FICA, 51 states and 401k/HSA pre-tax routing.
401(k) Paycheck Impact Calculator
Incremental paycheck drop from raising 401k %, net of federal and state tax savings, with 20-year projection.
HSA Paycheck Impact Calculator
Triple tax advantage breakdown (federal + state + FICA) vs 401k comparison for 2025-26.
State-to-State Tax Move Calculator
Annual and 20-year state income tax savings from relocating across all 50 states + DC.
Multi-State Residency Test Calculator 2026
Score US residency for 2026: 183-day statutory test, domicile factor analysis, dual-residency risk and filing strategy.
Payroll Deductions Calculator 2026
Calculate 2026 US payroll deductions: federal tax, FICA, state tax, 401(k), and health insurance. See net take-home per paycheck and annually.
RMD Calculator 2026
Calculate 2026 Required Minimum Distribution from IRAs and 401(k)s. SECURE 2.0 ages 73/75, IRS Uniform Lifetime Table, 15-year projection.
Catch-Up Contribution Calculator 2026
Calculate 2026 catch-up contribution limits for 401(k), IRA, SIMPLE, HSA, and SEP. SECURE 2.0 super catch-up for ages 60-63.
1099 Self-Employment Tax Calculator 2026
Calculate SE tax, quarterly estimated payments, QBI deduction, and effective tax rate for freelancers and contractors. Updated 2026 rates.
Capital Gains Tax Calculator US
Calculate US capital gains tax on stocks, crypto and real estate. Short-term and long-term rates, NIIT surtax, and 2026 brackets. Free and private.
Tax-Loss Harvesting Calculator
Calculate tax savings from selling investment losses to offset capital gains. See ordinary income offset, loss carryforward, and effective savings rate.
401k Growth Calculator
Project your 401k balance at retirement with employer match, compound growth, and salary increases. See year-by-year breakdown and charts.
Roth IRA Conversion Calculator 2026
Analyze whether a Roth IRA conversion saves you money. Compare tax-now vs tax-later scenarios with breakeven timeline. Free and private.
Self-Directed IRA Comparison
Compare Self-Directed IRA vs Traditional vs Roth IRA. See alternative investment returns, custodian fee drag, UBIT impact, and projected retirement balance.
529 to Roth Rollover Calculator 2026
Plan tax-free 529 to Roth IRA rollovers under SECURE 2.0. See the $35,000 lifetime cap and annual contribution limits.
IRA Contribution Calculator 2026
Calculate your IRA contribution limits, Roth eligibility, and Traditional IRA tax deduction based on income, age, and filing status for 2026.
Mega Backdoor Roth Calculator 2026
Calculate after-tax 401k room, mega backdoor Roth conversion amount, and 20-year tax-free growth. Uses 2026 $70,000 / $77,500 limits.
Spousal IRA Contribution Calculator
Maximize IRA contributions when one spouse has little or no income. Deductibility check, Roth eligibility, and 20-year growth projection.
Catch-Up Contribution Calculator 2026
Calculate catch-up contribution limits for 401k, IRA, HSA, and SIMPLE. SECURE 2.0 super catch-up for ages 60-63.
LLC vs S-Corp Calculator 2026
Compare LLC vs S-Corp tax outcomes for 2026. See self-employment tax savings, reasonable salary, and QBI deduction impact side by side.
1099 vs W2 Calculator 2026
Compare 1099 contractor vs W2 employee take-home pay side by side. Accounts for SE tax, QBI deduction, employer benefits, and break-even rate.
Marriage Tax Penalty Calculator 2026
See whether marriage costs or saves you federal tax in 2026. Compare filing jointly vs two singles with 2026 IRS brackets and deductions.
401k Early Withdrawal Penalty Calculator 2026
Estimate federal tax, state tax, and the 10% early withdrawal penalty on your 401k distribution before age 59½. Covers Rule of 55 and other IRS exceptions.
401k Employer Match Calculator
Calculate employer 401k match, free money per paycheck, and how much match you leave on the table. Works with 100% up to 3% and 50% up to 6% formulas.
Stock Option Exercise Tax Calculator 2026
Calculate federal, state, AMT, and payroll tax on ISO and NSO stock option exercises. Compare cash-needed vs spread for 2026.
COBRA vs Marketplace Calculator 2026
Compare COBRA premiums vs ACA Marketplace plans after job loss. Factor in subsidies, deductibles, and 18-month cost for 2026.
No Tax on Overtime Calculator 2026
Calculate your 2026 overtime tax savings under OBBBA. See how much you save with the new no-tax-on-overtime deduction by filing status.
Social Security Retirement Calculator
Estimate your Social Security retirement benefits by claiming age. Compare benefits at 62, 67, and 70 with breakeven analysis.
Social Security Fairness Act Calculator 2026 (WEP/GPO Repeal)
Estimate your monthly Social Security boost and retroactive lump-sum after the WEP/GPO repeal under the Social Security Fairness Act of 2024.
BNPL True Cost Calculator
Calculate the real cost of Buy Now Pay Later services like Affirm and Klarna. Compare BNPL vs credit card vs cash with hidden fees.
IRMAA Medicare Calculator 2026
Calculate your Medicare Part B and Part D IRMAA surcharges based on income. See bracket thresholds and strategies to reduce costs.
Medicare Part D Cost Calculator 2025
Estimate annual Medicare Part D drug plan costs for 2025 — premiums, deductibles, copays, and the new $2,000 out-of-pocket cap. Free, private.
SALT Deduction Calculator 2026
Calculate your SALT deduction under the new $40,400 cap. See phase-out impact and compare savings vs the old $10,000 limit.
Auto Loan Interest Deduction Calculator
Calculate your new auto loan interest deduction under OBBB. Up to $10,000 deductible for US-assembled vehicles with income phase-out.
Social Security Net Benefit Calculator
See your real Social Security take-home after Medicare Part B, IRMAA surcharges, and federal taxes. Know your true net benefit.
RMD Calculator 2026
Calculate your required minimum distribution from IRA or 401(k). Uses 2026 IRS Uniform Lifetime Table with SECURE 2.0 rules.
Inheritance Tax Calculator
Calculate federal estate tax and state inheritance tax on your estate. Covers all 50 states with 2026 exemptions and rates.
W-4 Withholding Calculator
Calculate the right federal tax withholding for your W-4 form. See recommended settings for each step based on your income.
Estimated Tax Penalty Calculator
Calculate your IRS underpayment penalty for estimated taxes. Check safe harbor rules and per-quarter penalty breakdown.
Tax Extension Calculator (Form 4868)
Estimate IRS failure-to-file and failure-to-pay penalties plus daily interest when filing after April 15, with or without Form 4868.
Tax Deadline Calculator 2026
Live countdown to April 15, 2026 filing deadline. All Q1-Q4 estimated tax dates, Oct 15 extension, state exceptions, and late filing penalties.
EITC Calculator 2026
Estimate your Earned Income Tax Credit for 2026. Enter filing status, income, and qualifying children. Based on IRS tables.
Social Security Benefit Estimator
Estimate monthly Social Security retirement benefits based on earnings history, birth year, and planned retirement age.
IRMAA Medicare Calculator 2026
Calculate Medicare Part B and Part D IRMAA surcharges based on MAGI and filing status. See income bracket impacts.
HSA vs FSA Calculator 2026
Compare Flexible Spending Account and Health Savings Account tax savings, contribution limits, and rollover rules.
Pension vs Lump Sum Calculator
Compare pension annuity vs lump sum payout. Calculate breakeven age, present value, and which maximizes retirement income.
State Income Tax Calculators
Calculate your combined federal + state income tax for any US state. Each calculator includes state-specific brackets, rates, and deductions.
Alabama Income Tax Calculator
Graduated rates from 2% to 5%. Calculate combined federal + Alabama state tax.
Alaska Income Tax Calculator
Alaska has no state income tax. See your federal-only tax breakdown.
Arizona Income Tax Calculator
Flat 2.5% rate. Calculate combined federal + Arizona state tax.
Arkansas Income Tax Calculator
Graduated rates up to 4.4%. Calculate combined federal + Arkansas state tax.
California Income Tax Calculator
Highest state tax at 13.3%. Calculate combined federal + California state tax.
Colorado Income Tax Calculator
Flat 4.4% rate. Calculate combined federal + Colorado state tax.
Connecticut Income Tax Calculator
Graduated rates up to 6.99%. Calculate combined federal + Connecticut state tax.
Delaware Income Tax Calculator
Graduated rates up to 6.6%. Calculate combined federal + Delaware state tax.
Washington D.C. Income Tax Calculator
Graduated rates up to 10.75%. Calculate combined federal + D.C. tax.
Florida Income Tax Calculator
Florida has no state income tax. See your federal-only tax breakdown.
Georgia Income Tax Calculator
Flat 5.39% rate. Calculate combined federal + Georgia state tax.
Hawaii Income Tax Calculator
12 brackets, top rate 11%. Calculate combined federal + Hawaii state tax.
Idaho Income Tax Calculator
Flat 5.695% rate. Calculate combined federal + Idaho state tax.
Illinois Income Tax Calculator
Flat 4.95% rate. Calculate combined federal + Illinois state tax.
Indiana Income Tax Calculator
Flat 3.05% rate. Calculate combined federal + Indiana state tax.
Iowa Income Tax Calculator
Flat 3.8% rate. Calculate combined federal + Iowa state tax.
Kansas Income Tax Calculator
Graduated rates up to 5.7%. Calculate combined federal + Kansas state tax.
Kentucky Income Tax Calculator
Flat 4.0% rate. Calculate combined federal + Kentucky state tax.
Louisiana Income Tax Calculator
Flat 3.0% rate. Calculate combined federal + Louisiana state tax.
Maine Income Tax Calculator
Graduated rates up to 7.15%. Calculate combined federal + Maine state tax.
Maryland Income Tax Calculator
Graduated rates up to 5.75% plus county taxes. Calculate combined federal + Maryland state tax.
Massachusetts Income Tax Calculator
Flat 5.0% plus 4% surtax over $1M. Calculate combined federal + Massachusetts state tax.
Michigan Income Tax Calculator
Flat 4.25% rate. Calculate combined federal + Michigan state tax.
Minnesota Income Tax Calculator
Graduated rates up to 9.85%. Calculate combined federal + Minnesota state tax.
Mississippi Income Tax Calculator
Flat 4.7% rate. Calculate combined federal + Mississippi state tax.
Missouri Income Tax Calculator
Graduated rates up to 4.8%. Calculate combined federal + Missouri state tax.
Montana Income Tax Calculator
Flat 5.9% rate. Calculate combined federal + Montana state tax.
Nebraska Income Tax Calculator
Graduated rates up to 5.84%. Calculate combined federal + Nebraska state tax.
Nevada Income Tax Calculator
Nevada has no state income tax. See your federal-only tax breakdown.
New Hampshire Income Tax Calculator
No state income tax since 2025. See your federal-only tax breakdown.
New Jersey Income Tax Calculator
Graduated rates up to 10.75%. Calculate combined federal + New Jersey state tax.
New Mexico Income Tax Calculator
Graduated rates up to 5.9%. Calculate combined federal + New Mexico state tax.
New York Income Tax Calculator
Graduated rates up to 10.9% plus NYC tax. Calculate combined federal + New York state tax.
North Carolina Income Tax Calculator
Flat 4.5% rate. Calculate combined federal + North Carolina state tax.
North Dakota Income Tax Calculator
Flat 1.95% — lowest rate of any taxing state. Calculate combined federal + ND tax.
Ohio Income Tax Calculator
Graduated rates up to 3.5%. First $26,050 exempt. Calculate combined federal + Ohio state tax.
Oklahoma Income Tax Calculator
Graduated rates up to 4.75%. Calculate combined federal + Oklahoma state tax.
Oregon Income Tax Calculator
Graduated rates up to 9.9%. No sales tax state. Calculate combined federal + Oregon state tax.
Pennsylvania Income Tax Calculator
Flat 3.07% rate. Calculate combined federal + Pennsylvania state tax.
Rhode Island Income Tax Calculator
Graduated rates up to 5.99%. Calculate combined federal + Rhode Island state tax.
South Carolina Income Tax Calculator
Graduated rates up to 6.2%. Calculate combined federal + South Carolina state tax.
South Dakota Income Tax Calculator
South Dakota has no state income tax. See your federal-only tax breakdown.
Tennessee Income Tax Calculator
Tennessee has no state income tax. See your federal-only tax breakdown.
Texas Income Tax Calculator
Texas has no state income tax. See your federal-only tax breakdown.
Utah Income Tax Calculator
Flat 4.55% rate. Calculate combined federal + Utah state tax.
Vermont Income Tax Calculator
Graduated rates up to 8.75%. Calculate combined federal + Vermont state tax.
Virginia Income Tax Calculator
Graduated rates up to 5.75%. Calculate combined federal + Virginia state tax.
Washington Income Tax Calculator
No income tax (7% capital gains tax on $250K+). See your federal-only tax breakdown.
West Virginia Income Tax Calculator
Graduated rates up to 5.12%. Calculate combined federal + West Virginia state tax.
Wisconsin Income Tax Calculator
Graduated rates up to 7.65%. Calculate combined federal + Wisconsin state tax.
Wyoming Income Tax Calculator
Wyoming has no state income tax. See your federal-only tax breakdown.
401k vs Roth 401k Calculator
Compare traditional 401k vs Roth 401k to find your best retirement strategy based on current vs future tax rates. 2025 IRS limits included.
Quarterly Tax Estimator 2025
Calculate IRS estimated quarterly tax payments. Safe harbor amounts, payment schedule with due dates, and underpayment penalty avoidance.
Freelancer Quarterly Tax Estimator 2025
Calculate quarterly estimated taxes for US freelancers — self-employment tax, federal income tax, safe harbor amounts, and Q1–Q4 due dates.
US Tax Bracket Calculator 2026
Calculate your federal income tax by bracket for 2026. See effective rate, marginal bracket, and tax breakdown by filing status.
Additional Tools
California Paycheck Calculator
Calculate your California take-home pay for 2026. Includes CA state income tax (1–13.3%), SDI 1.2%, federal tax, FICA, and 401(k). Free, private, instant.
Employer Payroll Tax Cost Calculator (2026 — True Cost of an Employee)
Calculate the true cost of a US employee — FICA, FUTA, SUTA, workers comp on top of salary. Free 2026 IRS Pub 15 employer payroll tax calculator.
FERS Pension Calculator
Calculate your FERS federal pension: high-3 salary × years of service × multiplier (1.0% or 1.1%). MRA eligibility, COLA estimate, survivor benefit reduction. Free.
Florida Paycheck Calculator
Calculate your Florida take-home pay 2026. No state income tax — federal + FICA breakdown plus FL domicile rules. Free, private, instant.
Georgia Paycheck Calculator
Calculate your Georgia take-home pay 2026. Flat 5.39% GA state income tax (post-2024 reform) + federal + FICA + retirement income exclusion. Free, instant.
Illinois Paycheck Calculator
Calculate your Illinois take-home pay 2026. Flat 4.95% state income tax + federal + FICA + Chicago city info. Free, private, instant.
Massachusetts Paycheck Calculator
Calculate your Massachusetts take-home pay 2026. Includes MA flat 5% + 4% millionaire surtax + Paid Family Medical Leave + federal + FICA. Free, instant.
Medicare MAGI Calculator 2026
Calculate your Modified Adjusted Gross Income (MAGI) for Medicare IRMAA. See your 2026 Part B and Part D premium tier based on 2024 tax return. Free, instant.
New Jersey Paycheck Calculator
Calculate your New Jersey take-home pay 2026. Includes NJ income tax 1.4–10.75%, UI 0.425%, SDI, FLI 0.10%, federal, and FICA. Free, private, instant.
New York Paycheck Calculator
Calculate your New York take-home pay 2026. Includes NY state tax (4–10.9%), NYC local tax (3.08–3.88%), Yonkers, federal, and FICA. Free, private, instant.
NSO Stock Option Tax Calculator 2026
Estimate the tax on Non-Qualified Stock Option (NSO) exercise — federal, state, FICA, plus capital gains on later sale. Updated for 2026 brackets. Free and private.
OBBB AMT Exemption Calculator 2026
Calculate 2026 AMT exemption after OBBB: $88,100 single / $137,000 MFJ. Phase-out starts at $626,350 / $1,252,700. Free AMT trigger check tool.
OBBB SALT Cap 2026 State Comparison Calculator
Compare your 2026 SALT cap impact across states after OBBB. $10K cap retained, with $40K MFJ phase-up for high earners. Free state-by-state tool.
Pennsylvania Paycheck Calculator
Calculate your Pennsylvania take-home pay 2026. Includes PA flat 3.07% + Philadelphia wage tax 3.78% + LST + federal + FICA. Free, private, instant.
Mandatory Roth Catch-Up Calculator 2026
Calculate the SECURE Act 2.0 mandatory Roth catch-up contribution starting 2026. High earners (FICA wages over $145K, indexed) must use Roth for catch-up.
SECURE Act 2.0 RMD Age Checker
Determine your first RMD age under SECURE Act 2.0: age 73 if born 1951-1959, age 75 if born 1960+. Required Beginning Date by birth year. Free tool.
Social Security Spousal Benefit Calculator 2026
Estimate your Social Security spousal benefit based on your spouse's PIA, your filing age, and your own work record. Updated for 2026 SSA rules. Free and private.
Social Security Survivor Benefit Calculator 2026
Estimate Social Security survivor benefits for a widow, widower, or child. Calculate by filing age, deceased spouse's PIA, and family maximum. Free and private.
Social Security Tax Cap Calculator 2026
Calculate the 2026 Social Security tax cap ($176,100), employee 6.2% FICA paid vs maximum, employer match, and when high-income earners stop paying OASDI tax. Free.
Social Security Taxability Calculator
Calculate how much of your Social Security benefits are federally taxable in 2026. 0%, 50%, or 85% taxability based on combined income. Free, instant.
Texas Paycheck Calculator
Calculate your Texas take-home pay 2026. Texas has no state income tax — see federal, FICA, 401(k), HSA breakdown. Free, private, instant.