Finance Calculators & Tools

Compound Interest Calculator

Calculate growth of money over time with compounding. Compare contribution frequencies and rates.

Simple Interest Calculator

Calculate simple interest on loans and deposits without compounding. Compare to compound returns.

Investment Return Calculator

Project investment growth with regular contributions, compounding, and inflation adjustment.

CAGR Calculator

Calculate Compound Annual Growth Rate for any investment, business, or asset.

Inflation-Adjusted Return Calculator

Calculate real return after inflation. See how purchasing power changes over time.

Inflation Calculator

Compare purchasing power between years using historical CPI data. US, UK, and global indices.

Personal Inflation Calculator

Calculate your personal inflation rate based on your specific spending categories.

ROI Calculator

Calculate return on investment for any business, asset, or project. Annualized and total ROI.

NPV Calculator

Calculate Net Present Value of cash flows. Standard tool for project and investment analysis.

APR Calculator

Calculate Annual Percentage Rate including fees and points. Compare loan offers apples-to-apples.

APY Calculator

Calculate Annual Percentage Yield with compound interest. Compare savings, CD, and HYSA accounts.

Stock Profit Calculator

Calculate stock trade profit including commission, dividend, and capital gains tax.

Stock Return Calculator

Calculate total stock return including price appreciation, dividends, and reinvestment.

Stock Split Calculator

Calculate new share count and adjusted basis after a forward or reverse stock split.

Dividend Calculator

Calculate dividend income from stock holdings based on yield, share count, and frequency.

Dividend Reinvestment (DRIP) Calculator

Project DRIP compounding over years. See how reinvested dividends accelerate portfolio growth.

Options Profit Calculator

Calculate profit and break-even on call and put option trades. Visualize payoff diagrams.

Margin Call Calculator

Calculate margin call price and maintenance margin requirement for stock or futures positions.

ETF vs Mutual Fund Calculator

Compare ETF and mutual fund performance after expense ratios, taxes, and trading costs.

Asset Allocation by Age Calculator

Suggested stock/bond allocation based on age, risk tolerance, and retirement timeline.

Bond Yield Calculator

Calculate yield to maturity, current yield, and capital gain on corporate and treasury bonds.

I Bond Calculator

Calculate Series I Bond returns with composite rate (fixed + inflation) and 6-month adjustments.

Treasury Bill Calculator

Calculate T-bill discount yield and bond equivalent yield. Compare to CD and money market.

Crypto Profit Calculator

Calculate crypto trade profit including fees and capital gains. Bitcoin, Ethereum, altcoins.

Forex Pip Calculator

Calculate pip value across currency pairs and lot sizes. Standard, mini, and micro lots.

Retirement Calculator

Project retirement savings, target nest egg, and monthly contributions to retire at goal age.

Retirement Withdrawal Calculator

Calculate sustainable withdrawal rates using 4% rule, dynamic, and bucket strategies.

FIRE Calculator

Project your Financial Independence Retire Early date based on savings rate and target FIRE number.

Coast FIRE Calculator

Calculate the savings needed today to reach FIRE without further contributions. Coast to retirement.

Lean FIRE Calculator

Calculate your Lean FIRE number for minimalist early retirement. See years to FIRE, monthly passive income, and coast FIRE age.

Barista FIRE Calculator

Calculate when you can quit your career for part-time work while your portfolio grows to full FIRE. Model gap spending, health insurance, and exact Barista FIRE age.

Rule of 72 Calculator

Estimate how long to double, triple, or quadruple your money at any interest rate using the Rule of 72 — with exact log formula comparison and a quick-reference rate table.

Savings Rate Calculator

Calculate your personal savings rate (gross and net), compare to the US average 4.6% (BEA 2026), and project your years to FIRE using the 4% rule.

Dollar-Cost Averaging Calculator

Compare DCA vs lump sum investing. See total portfolio value, contributions vs gains, and a year-by-year growth breakdown for both strategies.

Financial Independence Calculator

Calculate years to financial independence based on income, expenses, and savings rate.

HSA Investment Growth Calculator

Project your HSA balance at retirement and quantify the triple-tax advantage — tax-free contributions, growth, and medical withdrawals. Compare vs taxable brokerage.

Traditional vs Roth IRA Calculator

Compare Traditional vs Roth IRA side by side. See which account leaves you with more after-tax wealth at retirement based on your tax rates, contribution, and return.

Roth IRA Calculator

Project Roth IRA growth over time with contributions, compound interest, and tax-free withdrawals.

Backdoor Roth IRA Calculator

Calculate backdoor Roth IRA tax cost and pro-rata rule impact for high earners above income limits.

SEP IRA Contribution Calculator

Calculate maximum SEP IRA contribution for self-employed and small business owners.

Inherited IRA 10-Year Rule Calculator

Calculate your annual required distributions from an inherited IRA under the SECURE 2.0 10-year rule. See your 10-year depletion schedule, tax impact, and total after-tax value.

Solo 401(k) Contribution Calculator

Calculate maximum Solo 401(k) contributions including employer and employee portions.

529 Plan Calculator

Project 529 college savings growth with contributions, state tax deductions, and compounding.

Savings Calculator

Project savings growth with regular contributions and interest. Hit any savings goal.

Savings Goal Calculator

Calculate monthly contributions needed to reach a savings target by a deadline.

Emergency Fund Calculator

Calculate ideal emergency fund size based on monthly expenses and risk tolerance.

Sinking Fund Calculator

Plan multiple sinking funds for car, vacation, taxes, and irregular expenses.

CD Calculator

Calculate Certificate of Deposit returns with compounded APY. Compare CD terms and rates.

CD Ladder Calculator

Build a CD ladder for predictable income and access to funds. Compare yields by ladder length.

CD vs Savings Comparison

Compare CD and high-yield savings account returns. Factor in liquidity and rate volatility.

HYSA Interest Calculator

Calculate High-Yield Savings Account interest with monthly compounding and contributions.

Debt Payoff Calculator

Plan debt payoff with extra payments. See total interest saved and payoff date.

Debt Snowball vs Avalanche

Compare debt snowball vs avalanche payoff strategies. See which saves more interest and time.

Debt-Free Date Calculator

Calculate exact date you'll be debt-free based on current balances and monthly payments.

Debt-to-Income Ratio Calculator

Calculate DTI ratio for mortgage and loan applications. Front-end and back-end DTI.

Credit Card Payoff Calculator

Calculate months to pay off credit card debt and total interest paid at current minimum payments.

Credit Score Simulator

See how credit score actions impact FICO score — pay down balance, close card, hard inquiry, more.

Personal Loan Calculator

Calculate personal loan monthly payment, total interest, and payoff schedule. Compare APRs.

Loan Amortization Calculator

See full amortization schedule with principal and interest split per payment.

Loan Payment Calculator

Calculate loan payment for any amount, rate, and term. Quick payment estimator.

Student Loan Repayment Calculator

Compare federal student loan repayment plans — Standard, IBR, PAYE, SAVE, IDR forgiveness.

Installment Loan Calculator

Calculate installment loan payments, total interest, and amortization schedule with extra payments.

Home Equity Loan Calculator

Calculate home equity loan payments, max borrowable amount, and compare HEL vs HELOC side by side.

IDR Plan Comparison Calculator

Compare all 4 federal IDR plans — SAVE, IBR, PAYE, ICR — side by side. Monthly payments, total cost, and forgiveness projections using 2026 FPL guidelines.

Student Loan Refinance Calculator

Compare current vs refinanced student loan: monthly savings, total interest saved, break-even month, and payoff timeline side by side.

Car Lease Calculator

Calculate monthly car lease payment including depreciation, finance charges, taxes, and fees. Convert money factor to APR.

Auto Loan Refinance Calculator

Calculate auto loan refinance savings, monthly payment reduction, and break-even point. Compare current vs new car loan rates.

Business Loan Calculator

Calculate business loan monthly payments, total interest, and amortization. Compare term options.

Business Line of Credit Calculator

Calculate interest cost, fees, and effective APR on a business line of credit. Compare LOC vs term loan.

SBA Loan Calculator

Calculate SBA 7(a), 504, and Microloan monthly payments, guarantee fees, and total cost. Compare SBA vs conventional financing.

Balance Transfer Calculator

Calculate savings from 0% intro APR balance transfer offers. See payoff timeline and net benefit.

Minimum Payment Calculator

See the true cost of credit card minimum payments. Compare fixed payment plans for faster payoff.

Loan APR Calculator

Calculate true APR of any loan including fees. Compare advertised rate vs actual cost.

72(t) SEPP Distribution Calculator

Calculate penalty-free early IRA withdrawals using all 3 IRS methods (RMD, amortization, annuitization).

50/30/20 Budget Calculator

Allocate take-home pay across needs, wants, and savings using the 50/30/20 budget rule.

Zero-Based Budget Calculator

Build a zero-based budget where every dollar has a job. Income minus expenses equals zero.

Expense Tracker

Track monthly expenses across categories. Spot spending leaks and trim discretionary outflows.

Cash Flow Calculator

Calculate monthly cash flow — income minus all expenses, debts, and savings contributions.

Net Worth Calculator

Calculate net worth across assets and liabilities. Track progress to financial independence.

Passive Income Calculator

Calculate target portfolio for passive income goal. Mix dividends, interest, and rental income.

Side Hustle Profit Calculator

Calculate net profit from side hustle after expenses, self-employment tax, and time invested.

Net Income Calculator

Calculate take-home pay after federal, state, FICA, and pre-tax deductions.

Gross-Up Calculator

Calculate gross pay needed to deliver a target net amount after taxes. Useful for bonuses and relocations.

Hourly to Salary Calculator

Convert hourly wage to annual salary. Factor in PTO, holidays, and OT.

Salary to Hourly Calculator

Convert annual salary to hourly rate. Compare full-time vs contract pay.

Salary Negotiation Calculator

Calculate lifetime impact of negotiating salary with annual raises and 401(k) match compounding.

Salary Comparison by City

Compare salary across 30+ global cities adjusting for cost of living, tax, and PPP.

Cost of Living Calculator

Compare cost of living between US cities and global metros. Housing, food, taxes, transit.

Cap Rate Calculator

Calculate capitalization rate on investment property. NOI divided by property value.

Rental Property ROI Calculator

Calculate cash-on-cash return, total ROI, and IRR on rental property investments.

Rental Property Cash Flow

Calculate monthly and annual cash flow on rental property. Income minus all expenses.

Rental Yield Calculator

Calculate gross and net rental yield on property. Compare investment property opportunities.

Airbnb Revenue Estimator

Estimate Airbnb monthly revenue based on nightly rate, occupancy, and city benchmarks.

BRRRR Strategy Calculator

Calculate Buy Rehab Rent Refinance Repeat strategy returns and cash recycled.

Fix and Flip Calculator

Calculate fix and flip profit, ARV, max offer (70% rule), and total project costs.

House Flipping Profit Calculator

Detailed flip profit calculator with holding costs, financing, and selling expenses.

House Hacking Calculator

Calculate net housing cost when renting out part of your home. Compare to buying alone.

Lease vs Buy Calculator

Compare lease vs buy decisions for car or equipment. Total cost and tax implications.

Real Estate Commission Calculator

Calculate buyer and seller agent commissions. Test different splits and discount brokers.

1031 Exchange Calculator

Calculate deferred capital gains tax in a 1031 like-kind exchange. Plan reinvestment.

Personal Balance Sheet Calculator

Build your personal balance sheet with assets and liabilities. Calculate net worth, debt-to-asset ratio, and liquidity ratio.

Annuity Payout Calculator

Estimate your annuity income based on principal, interest rate, and payout period. Compare immediate vs deferred annuities with inflation adjustment.

Pension Lump Sum vs Annuity Calculator

Decide whether to take your pension as a lump sum or monthly annuity. See break-even age, present value comparison, and required investment return.

Municipal Bond Tax-Equivalent Yield Calculator 2026

Calculate the 2026 tax-equivalent yield (TEY) on a muni bond vs a taxable bond. Federal + state + NIIT + AMT exposure handled.

Debt Consolidation Calculator

Calculate debt consolidation savings — compare current payments vs a single consolidated loan. See exact monthly savings, total interest reduction, and payoff date.

IRA Rollover Tax Calculator

Calculate tax impact of IRA rollovers and Roth conversions. Federal and state tax cost, break-even analysis, and 25-year projections.

RMD Calculator 2026

Calculate Required Minimum Distribution for 2026 using IRS Uniform Lifetime Table and SECURE 2.0 rules.

Social Security Breakeven Age Calculator 2026

Find your Social Security breakeven age. Compare claiming at 62, 67, or 70 — see exactly when delaying beats taking benefits early.

Treasury Yield Calculator

Calculate treasury bond yields — T-Bill discount yield, T-Note/Bond YTM, tax-equivalent yield, and after-tax income.

Mortgage Calculators

Affordability, refinance, biweekly payoff, ARM vs fixed, PMI, HELOC, and recast tools.

Insurance Calculators

Home, life, health, auto, and pet insurance estimators.

Tax Calculators

Federal, state, payroll, capital gains, self-employment, and quarterly tax tools.

B2B & SaaS Calculators

MRR, ARR, CAC, LTV, churn, runway, burn rate, valuation, and ROAS tools.

Career & Salary

Salary calculators, job offer comparison, commute cost, freelance rate tools.

Housing & Real Estate

Rental yield, BRRRR, fix-and-flip, cap rate, and investment property tools.

Debt Avalanche Calculator

Pay off debts using the avalanche method (highest APR first). Total interest, payoff date, savings vs minimums.

Net Worth Tracker

Track net worth month over month. Log assets and liabilities locally — 100% private. Multi-currency.

401(k) Loan Calculator 2026

Calculate 401(k) loan payments, interest cost, and lost retirement growth from missed market gains. Compare borrowing vs alternatives. Free and private.

401(k) Rollover Tax Calculator 2026

Calculate the tax cost of rolling over a 401(k) to IRA, Roth IRA, or new employer plan. Direct vs indirect rollover, 20% withholding, conversion tax. Free, private.

457(b) vs 403(b) vs 401(k) Comparison Calculator 2026

Compare governmental 457(b), 403(b), and 401(k) retirement plans for 2026. See $23,500 contribution limits, double-dipping rules, age 50 catch-up, and withdrawal penalty differences.

529 vs Roth IRA for College — Comparison

Compare 529 plan vs Roth IRA for college savings. State tax deduction, $35K rollover, financial aid impact, and 2026 contribution limits. Free decision tool.

ABLE Account 2026 Contribution Calculator

Calculate ABLE Act 2026 contribution limits — $19,000 standard plus working-earner addition. Tax-free growth for disability expenses without SSI loss.

Annuity Laddering Calculator

Build an annuity ladder: stagger 3-7 SPIA or MYGA purchases over multiple years to dollar-cost-average payout rates and capture rising interest rates. Free, instant.

APR vs APY Comparison Calculator

Convert APR to APY and APY to APR with any compounding frequency. See real cost of loans and true yield of savings. Free, private, no sign-up.

Auto Loan Early Payoff Calculator

See how much interest and time you save by paying off your auto loan early. Calculate extra payment impact, lump-sum payoff savings. Free, private, instant.

Bond Tent Calculator

Build a bond tent glidepath: raise bond allocation 5 years before retirement, then lower it 5-10 years into retirement. Defends against sequence-of-returns risk. Free.

Business Auto Loan Calculator

Calculate commercial auto loan monthly payments, total interest, and Section 179 tax savings. Compare bank vs SBA vs dealer financing. Free, private, instant.

CD Laddering Calculator

Build a CD ladder strategy. Calculate yield, liquidity, and rollover schedule for 5-rung CD ladders. Compare laddering vs single-CD vs high-yield savings.

Chubby FIRE Calculator

Calculate Chubby FIRE retirement number — $80k-$120k annual spending tier between Regular FIRE and Fat FIRE. Free, private withdrawal rate model.

Credit Card Cash Back vs Points Calculator

Compare credit card cash back vs travel points value for your spending profile. Free 2026 calculator with point valuations, transfer partners, and net annual return analysis.

Credit Card Payoff Date Calculator

Calculate your exact credit card payoff date, total interest, and how much faster extra payments end the debt. Free, private, instant. APRs hit 22%+ in 2026.

Credit Utilization Calculator

Calculate credit utilization per card and overall. See how to lower utilization to under 30% (or under 10% for top FICO scores). Free, private, and instant.

Debt Payoff vs Invest Decision Calculator

Should you pay off debt or invest extra cash? Compare 10-year outcomes side-by-side with tax-adjusted returns. Free, private, no sign-up.

Debt Snowball Calculator

Calculate your debt snowball plan: payoff order from smallest to largest, debt-free date, total interest saved, and motivation milestones. Free and private.

Deferred Compensation Calculator (NQDC)

Calculate non-qualified deferred compensation (NQDC) tax savings, payout schedule, and net retirement income. Model 409A risk vs benefit. Free and private.

Dividend Yield Calculator

Calculate stock dividend yield, forward yield, trailing yield, and yield on cost. Compare income vs total return, see annual income from your dividend portfolio. Free.

Fat FIRE Calculator

Calculate your Fat FIRE retirement number — early retirement with $100k+ annual spending, healthcare, and lifestyle upgrades. Free, private, instant.

HENRY (High Earner Not Rich Yet) Tracker

Track your HENRY status — high income ($250k+) but low net worth. See savings rate, lifestyle creep score, and path to wealth. Free, private.

High-Yield Savings Yield Calculator

Calculate after-tax APY return on a high-yield savings account. Compare HYSA banks, see daily compounding, monthly contributions, and 5-year projections.

HSA vs 401(k) Comparison Calculator

Compare HSA vs 401(k) for retirement savings. See triple tax advantage of HSA vs traditional 401(k) match. 2026 contribution limits and tax projection.

I-Bond Early Withdrawal Penalty Calculator

Calculate the 3-month interest penalty for redeeming Series I Savings Bonds before 5 years. See net yield after penalty. Free, private.

I Bond Treasury Rate Calculator

Calculate Series I Savings Bond yield with current Treasury composite rate. See fixed rate + inflation rate combined, 6-month resets, and 30-year projection.

I-Bond vs CD Laddering Comparison Calculator

Compare Series I Savings Bonds against a CD ladder for safe-money allocation. See after-tax yield, liquidity, inflation protection, and projected balance. Free and private.

I Bond vs TIPS Comparison Calculator

Compare I Bonds vs TIPS for inflation-protected savings 2026. See real yield, tax treatment, liquidity, and break-even inflation. Free, private, side-by-side calculator.

Inherited 401(k) RMD Calculator

Calculate required minimum distributions on an inherited 401(k) under SECURE Act 10-year rule. Free RMD calculator for non-spouse beneficiaries — 2026 IRS tables.

Inherited Roth IRA 10-Year Rule Calculator

Plan inherited Roth IRA 10-year withdrawal: SECURE Act 2020+ rules, no RMDs years 1-9, full empty year 10. Tax-free growth strategy. Free, instant, private.

IRA Early Withdrawal Penalty Calculator

Calculate IRA early withdrawal penalty (10%) plus federal and state taxes. See exemptions (first home, education, medical, SEPP 72t). Free, private, 2026 rates.

Monte Carlo Retirement Calculator

Run a Monte Carlo simulation of your retirement: 1,000 random return sequences. See success probability, median ending balance, and worst-case scenarios. Free, instant.

NUA Net Unrealized Appreciation Calculator

Compare NUA vs IRA rollover for company stock in your 401(k). Free Net Unrealized Appreciation tax calculator showing federal tax savings, capital gain rates 2026.

Opportunity Cost Calculator

Calculate the long-term opportunity cost of any purchase or expense. See what $5,000 spent today would have grown to in 20-30 years if invested at 7-10% returns. Free.

Owner-Only 401(k) Calculator 2026

Calculate your 2026 Solo 401(k) maximum contribution as a self-employed owner: $23,500 employee deferral + 25% employer profit-sharing, up to $70,000 total. Free.

PSLF Calculator — Public Service Loan Forgiveness

Estimate Public Service Loan Forgiveness (PSLF) eligibility and forgiven balance after 120 qualifying payments. Free 2026 calculator with IDR plan comparison.

QLAC Calculator

Calculate QLAC purchase: defer up to $210,000 of IRA balance from RMDs until age 85. See income at 80/85, tax deferral value, and RMD reduction. Free, SECURE 2.0 limits.

Refinance Car Loan Savings Calculator

Calculate auto loan refinance savings, monthly payment reduction, and lifetime interest savings. See if refinancing your car loan saves money in 2026. Free.

Retirement Glidepath Calculator

Build your retirement glidepath: 110-age, 120-age, target-date fund, or custom equity decline. See annual rebalancing targets and total bond allocation through age 90. Free.

Safe Harbor 401(k) Calculator 2026

Calculate Safe Harbor 401(k) employer contribution cost: basic match, enhanced match, or 3% non-elective. Compare against ADP/ACP testing failure risk. Free, 2026.

Section 179 vs Bonus Depreciation Calculator 2026

Compare Section 179 expensing vs 100% bonus depreciation for 2026 business equipment purchases. See tax savings, year-1 deduction, OBBB rules, and recapture risk. Free and private.

Solo 401(k) vs SEP IRA Calculator

Compare Solo 401(k) vs SEP IRA contribution limits for 2026 self-employed: $70K combined limits, after-tax savings, Roth option, spouse contribution. Free, instant.

Sequence of Returns Risk Calculator

Compare two identical portfolios with the same average return but different return sequences. See why a 2008-style crash in year 1 of retirement is far worse than year 20. Free.

SIMPLE IRA Contribution Calculator 2026

Calculate 2026 SIMPLE IRA contribution limits including employee deferral, employer match, and catch-up for ages 50+ and 60-63 enhanced. Free, IRS-compliant.

Social Security Bridge Calculator

Calculate the bridge fund needed to delay Social Security from age 62 or 67 to 70 for the maximum 32% delayed retirement credit. FIRE strategy savings, free.

Social Security COLA 2027 Calculator

Estimate your 2027 Social Security cost-of-living adjustment (COLA) and new monthly benefit. Based on CPI-W trends and SSA projection methodology. Free, instant.

SPIA Immediate Annuity Calculator

Calculate SPIA (single premium immediate annuity) monthly income from a lump sum. Compare life-only vs period-certain payouts. 2026 interest rate environment.

TIPS Real Return Calculator

Calculate Treasury Inflation-Protected Securities (TIPS) real return, breakeven inflation rate, and projected nominal yield. Compare TIPS vs nominal Treasury bonds. Free.

Treasury Bill vs Savings Bond Comparison Calculator

Compare U.S. Treasury bills against EE/I savings bonds. See after-tax yield, liquidity, holding-period penalties, and which fits your time horizon. Free and private.

Yield Curve Spread Calculator

Calculate Treasury yield curve spreads (2s/10s, 3M/10Y) and detect inversions. See historical recession-warning track record and current spread interpretation. Free.

Rent Burden HUD 30% Rule 2026 Calculator

Calculate free rent burden by HUD 30% rule 2026 — gross income, rent, utilities. Get burden class and affordable max rent. Private, no sign-up.

Day Rate vs Salary Contractor 2026 Calculator

Calculate free contractor day rate vs salary 2026 — target gross, billable days, overhead, profit. Includes self-employment tax. Private, no sign-up.

Late Fee Credit Card State Cap 2026 Calculator

Calculate free credit card late fee under CFPB 2025 $8 cap and state usury caps 2026. APR penalty impact and balance. Private, no sign-up.

I Bond vs TIPS vs Treasury 2026 Inflation Protection Comparison

Compare free 2026 I bond vs TIPS vs Treasury bill returns by amount, holding period, and inflation. Private, no sign-up needed.

CD Ladder vs Bond Ladder Treasury 2026 Comparison Calculator

Compare free CD ladder vs Treasury bond ladder 2026 — after-tax yield, state tax exposure, ladder rungs, FDIC vs federal backing. Private, no sign-up.

FSA Rollover vs Grace Period 2026 Decision Tool

Decide free 2026 FSA rollover vs grace period — calculate $660 max rollover, 2.5-month grace, and use-it-or-lose-it loss. Private, no sign-up.

Inherited House Sell vs Rent 2026 Step-Up Basis Calculator

Compare free 2026 inherited house sell vs rent net outcomes with IRC §1014 step-up basis. Private, no sign-up, runs in your browser.

Social Security Restricted Application 2026 Calculator

Free private Social Security restricted application calculator — check 1954 eligibility, spousal benefit, deemed-filing impact, delayed credits.

PSLF Buyback Calculator 2026

Free private PSLF buyback calculator — estimate cost of buying back missing PSLF months, payments to forgiveness, and net relief vs cost in seconds.

Step Up Basis vs Gift During Life 2026 Calculator

Compare free step-up basis at death vs carryover basis on lifetime gifts. Calculate capital gains tax saved, private, no sign-up needed.

QSBS §1202 Exclusion 2026 Calculator — 100% Gain Exclusion

Calculate free QSBS §1202 2026 gain exclusion — 100% if held 5+ years, $10M or 10× basis cap, C-corp active test. Private, no sign-up needed.

Wash Sale Rule 2026 Calculator — 30-Day Window IRC §1091

Check free wash sale rule 2026 — 30-day window before/after sale, disallowed loss, basis adjustment, holding period tack. Private, no sign-up needed.